Dupay POS vs Dayspringmfb
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Dupay POS
Empower your agency banking business with a user-friendly POS app. Manage transactions, onboard agents, and offer various financial services across Africa. Seamlessly integrate with POS devices for efficient business operations and customer service.
- Agency banking management
- Transaction tracking
- Agent onboarding
- Financial and non-financial services
- POS device integration
- Remote transaction monitoring
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Are you an Agent Banker? Take charge of your agency banking business with our multifunctional POS app. With a user-friendly interface and high-tech security features, our app is designed to work seamlessly with your POS device(s) so you can manage your business, grow your customer base, and offer numerous services across Africa. Our app also allows you to onboard up to one million agents and track all transactions on the go. To get started, simply download the app, sign up, and request a POS. Even if you're new to agency banking, our app makes it easy for you to recruit sub-agents in select locations across the world and manage your business operations efficiently. Plus, you can perform financial and non-financial transactions on behalf of customers using either your POS device or the mobile app. With our in-app functionality, you can offer cash out, pay by transfer, cash-in, bill payment services, open bank accounts, request loans through licensed third parties, and access float through partner banks. And with just a few clicks, you can remotely monitor transactions on as many as one million POS devices connected to your app. Our initiative is powered by ErrandPay, a trusted name in financial innovation and inclusion across Africa, leading the conversation of financial inclusion in Africa has earned them the reputation of being the agent's realest pal and lifeline. Our prompt response to users' queries and dedication to supporting our agents 24/7 has made our platform the must-have in Africa. Don't wait to be told, sign up now and join agents across Africa who trust us to take their business to the next level. We support a wide range of countries, including Nigeria, Ghana, Egypt, South Africa, Algeria, Angola, Benin, Botswana, Burkina Faso, Burundi, Cameroon, Cape Verde, Central Africa Republic, Chad, Comoros, Congo, Congo DRC, Djibouti, Equatorial Guinea, Eritrea, Eswatini, Ethiopia, Gabon, Guinea, Guinea Bissau, Ivory Coast, Kenya, Lesotho, Liberia, Malawi, Mali, Mauritania, Mauritius, Morocco, Mozambique, Namibia, Niger, Rwanda, Sao Tome & Principe, Senegal, Seychelles, Sierra Leone, Somalia, South Africa, South Sudan, Sudan, Tanzania, The Gambia, Togo, Tunisia, Uganda, Zambia and Zimbabwe.
Dayspringmfb
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Dayspring is Nigeria's trusted microfinance bank, offering secure, fast, and affordable financial solutions for individuals, SMEs, and cooperatives. With Dayspring, you can: • Send and receive money instantly with seamless transfers (optimal 100% success rate) to any bank in Nigeria. Schedule recurring transfer and enjoy the flow. • Pay bills and top-up airtime & data with exclusive bonuses and rewards. • Grow your savings easily with competitive interest rates on your balance. • Enjoy Bustle-free debit cards with zero maintenance charges for Save & Smile • Say goodbye to transaction failures and network issues. Enjoy super-fast, reliable and successful transactions 24/7. • Send money using account number, including non-Dayspring users. • Powered by all Nigerian banks: Access Bank, Zenith Bank, GT Bank, UBA, First Bank, Ecobank, and more—ensuring a seamless and secure banking experience. • Keep track of every transfer. Easily find transaction details in your "Transaction History" with real-time updates. • Instant Notifications: Receive Email, SMS and in-app alerts for transaction. BEST AIRTIME/DATA DEALS & EASY BILL PAYMENTS • Get top airtime and data offers on MTN, Airtel, Glo, and 9Mobile. • Pay electricity (IKEDC, EKEDC, AEDC, etc.), TV subscriptions (DStv, GOtv, Startimes), water bills, internet services, and more with ease. • Schedule recurring bill payments so you never miss a deadline. SAVE & SMILE WITH MORE MONEY (Powered by Dayspring Microfinance Bank) Save & Smile • Flexible Savings: Open a savings account with zero maintenance fees and competitive interest rates. • Daily Interest: Earn interest on your balance calculated daily and paid monthly. • Easy Access: Withdraw your savings anytime without penalties. Target Savings (SPEC PLUS SAVINGS) • Goal-Based Saving: Save towards specific goals—school fees, business expansion, travel, or festivals. • Flexible Plans: Choose daily, weekly, or monthly contribution schedules. • Progress Tracking: Visualize your savings journey with in-app progress and motivational alerts. Fixed Savings • Higher Returns: Lock idle funds for 30, 60, or 90 & more days to earn enhanced interest rates. • Early Withdrawal Options: Access funds with minimal charges in case of emergencies. • Auto-Renewal: Option to automatically roll over your fixed savings at maturity. SECURE AND PRIVATE • Biometric Login: Fingerprint and facial recognition for quick and secure app access. • Transaction Encryption: Bank-grade 256-bit encryption for all data and transactions. • Security: Optional Otp verification for transactions • Large Transaction Shield: Extra Otp verification for transactions above your preset limit. • Card Control: Instantly lock/unlock your debit card from the app if misplaced. • Private Mode: Hide your account balance from prying eyes with a single tap. • Real-Time Alerts: Instant notifications for all account activities—login, transfers, bill payments, and more. • Two-Factor Authentication (2FA): Added security layer for sensitive transactions. REGULATORY COMPLIANCE Dayspring Microfinance Bank Limited is licensed by the Central Bank of Nigeria (CBN) and insured by the Nigeria Deposit Insurance Corporation (NDIC) CONTACT US Our support team is available 24/7 for all your inquiries and complaints. Head Office: No. 2, 45 Road, 4th Avenue, Gwarinpa, FCT - Abuja Customer Care Helplines: +234 (0) 816 729 4433 Website: www.dayspringmfb.com Email: info@dayspringmfb.com DAYSFRING MICROFINANCE BANK Lets Create Wealth Together
Screenshots
Verdict
The clearest difference is update cadence: Dayspringmfb at monthly against Dupay POS's every 2 months. Dupay POS's advantage is iOS requirement (10.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Dupay POS ships an update every 2 months, Dayspringmfb monthly. The most recent releases landed on October 1, 2026 and October 11, 2026 respectively.
| Parameter | Dupay POS | Dayspringmfb |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 2 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 10.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 52 MB | 55 MB |
| Age rating | 4+ | 4+ |
| Developer | Errand P LTD | DAYSPRING MICROFINANCE BANK LIMITED |
In-app purchases
Dupay POS
No in-app purchases
Dayspringmfb
No in-app purchases









