Essence Flex Spend vs Midwest Members CU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Essence Flex Spend
Manage your Flex Card on the go with this secure mobile app. Check balances, scan product barcodes for eligibility, and view account summaries. Retrieve forgotten credentials and report lost or stolen cards.
- Secure card management
- Check available balances
- Scan product barcodes for eligibility
- View account summaries
- Retrieve forgotten credentials
- Report lost/stolen cards
- Set notification preferences
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Using your Essence Flex Card just got even easier. With our secure app, you can see and manage your Flex Card details on the go. Features include: Easy, Convenient and Secure ● Follow the instructions found at EverythingEssence.com for login instructions and details. ● No sensitive account information is ever stored on your mobile device. ● Use Touch ID to quickly log in to the mobile app. Connects You with the Details ● Quickly check available balances 24/7. ● Scan product barcodes to determine eligibility. ● View charts summarizing account(s). ● Tap to call or email Essence Customer Service. ● Set notification preferences. Provides Additional Time-Saving Options (if supported or applicable to your account(s)) ● Retrieve your forgotten username or password. ● Report a debit card as lost or stolen. If you have questions, please contact Essence Customer Service at 1-866-597-9560 (TTY: 711) from 8 a.m. to 8 p.m., seven days a week. You may reach a messaging service on weekends from April 1 through September 30 and holidays. Please leave a message, and your call will be returned the next business day. Powered by WEX®
Midwest Members CU
Manage your finances and conduct transactions securely on the go. Access account balances, view history, transfer funds, and deposit checks anytime, anywhere. Features biometric login for added convenience.
- Check account balances
- View transaction history
- Transfer funds
- Biometric access
- Mobile deposit
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With Midwest Members Credit Union free Mobile Banking Application, members can easily access their accounts 24/7. Midwest Members Credit Union Mobile Banking allows members the convenience of managing their finances and performing financial transactions securely anywhere-anytime! FEATURES: Check Account Balances View Transaction History Transfer Funds between accounts Biometric Access Mobile Deposit SUPPORT: Phone Number: 618 254-0605 e-mail: support@midwestmembers.org
Screenshots
Verdict
The clearest difference is rating: Midwest Members CU at 3.4 against Essence Flex Spend's 1.9. Midwest Members CU also leads on update cadence (every 2 months vs every 4 months) and iOS requirement (15.0 vs 17.0). On price, review sentiment, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Midwest Members CU holds the better App Store score, 3.4 against 1.9. Both are backed by a comparable volume of ratings — 24 and 10 respectively. Written reviews complicate that: 8% of Essence Flex Spend's written reviews are positive against 0% of Midwest Members CU's, so the app with the better star average is not the one people write more warmly about.
Essence Flex Spend ships an update every 4 months, Midwest Members CU every 2 months. The most recent releases landed on November 4, 2026 and October 30, 2026 respectively.
| Parameter | Essence Flex Spend | Midwest Members CU |
|---|---|---|
| Price | Free | Free |
| Rating | 1.9 (24 ratings) | 3.4 (10 ratings) — better |
| Positive reviews | 7.7% of reviews — better | 0.0% of reviews |
| Number of ratings | 24 — better | 10 |
| Update frequency | Every 4 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 29 MB | 27 MB |
| Age rating | 17+ | 4+ |
| Developer | Essence Healthcare, Inc | Midwest Members Credit Union |
Customer experience
Essence Flex Spend
Midwest Members CU
In-app purchases
Essence Flex Spend
No in-app purchases
Midwest Members CU
No in-app purchases
Questions
Is Essence Flex Spend free?
Is Midwest Members CU free?
Which has better reviews, Essence Flex Spend or Midwest Members CU?
Do Essence Flex Spend or Midwest Members CU have ads?
Which is updated more often, Essence Flex Spend or Midwest Members CU?
Other comparisons
