Essence Flex Spend vs KRMIC Black Diamond
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Essence Flex Spend
Manage your Flex Card on the go with this secure mobile app. Check balances, scan product barcodes for eligibility, and view account summaries. Retrieve forgotten credentials and report lost or stolen cards.
- Secure card management
- Check available balances
- Scan product barcodes for eligibility
- View account summaries
- Retrieve forgotten credentials
- Report lost/stolen cards
- Set notification preferences
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Using your Essence Flex Card just got even easier. With our secure app, you can see and manage your Flex Card details on the go. Features include: Easy, Convenient and Secure ● Follow the instructions found at EverythingEssence.com for login instructions and details. ● No sensitive account information is ever stored on your mobile device. ● Use Touch ID to quickly log in to the mobile app. Connects You with the Details ● Quickly check available balances 24/7. ● Scan product barcodes to determine eligibility. ● View charts summarizing account(s). ● Tap to call or email Essence Customer Service. ● Set notification preferences. Provides Additional Time-Saving Options (if supported or applicable to your account(s)) ● Retrieve your forgotten username or password. ● Report a debit card as lost or stolen. If you have questions, please contact Essence Customer Service at 1-866-597-9560 (TTY: 711) from 8 a.m. to 8 p.m., seven days a week. You may reach a messaging service on weekends from April 1 through September 30 and holidays. Please leave a message, and your call will be returned the next business day. Powered by WEX®
KRMIC Black Diamond
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The KRM Investment Counsel Black Diamond mobile app allows clients to access their portfolio data in a simple, elegant way. Black Diamond gives access to all reporting on your accounts. You must have Black Diamond login credentials to access the information, so if you need help getting access please contact the team and we will get you set up.
Screenshots
Verdict
The clearest difference is update cadence: KRMIC Black Diamond at every 2 months against Essence Flex Spend's every 4 months. KRMIC Black Diamond also leads on iOS requirement (15.5 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Essence Flex Spend ships an update every 4 months, KRMIC Black Diamond every 2 months. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.
| Parameter | Essence Flex Spend | KRMIC Black Diamond |
|---|---|---|
| Price | Free | Free |
| Rating | 1.9 (24 ratings) — better | — |
| Positive reviews | 7.7% of reviews | — |
| Number of ratings | 24 — better | — |
| Update frequency | Every 4 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.5 — better |
| Further details — not scored | ||
| Size | 29 MB | 141 MB |
| Age rating | 17+ | 4+ |
| Developer | Essence Healthcare, Inc | KRMIC Black Diamond |
In-app purchases
Essence Flex Spend
No in-app purchases
KRMIC Black Diamond
No in-app purchases
Questions
Is Essence Flex Spend free?
Is KRMIC Black Diamond free?
Do Essence Flex Spend or KRMIC Black Diamond have ads?
Which is updated more often, Essence Flex Spend or KRMIC Black Diamond?
Other comparisons
