Comparison

ihave vs Sumlet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ihave

Read full description

ihave - Budget Manager * Take control of your finances with ihave – the ultimate companion for tracking your income, debts, and assets effortlessly! Whether you're managing your finances for personal or business purposes, ihave has got you covered with its intuitive features and sleek design. * Track Your Finances: Easily add, edit, and list your incomes, debts, and assets with just a few taps. From tracking your monthly expenses to monitoring your assets' price changes, ihave provides comprehensive insights into your financial health. * Smart Debt Management: Say goodbye to debt stress! With ihave, you can add debts with no occurrence or input loan and credit card statements for precise tracking. Visualize your monthly total debts with interactive bar charts and stay on top of your financial commitments. * Credit Card Insights: Dive deep into your credit card statements with ihave's intuitive table and chart views. Gain valuable insights into your spending patterns and make informed financial decisions effortlessly. * Multi-Currency Support: ihave supports multiple currencies, allowing you to manage your finances globally. Easily add income, debt, and assets with different currency options and switch between currencies seamlessly. * Dashboard Overview: Get a snapshot of your financial status at a glance! ihave displays your total income, debts, and assets values, along with monthly net income and overall net worth calculations for comprehensive financial management. * Never Miss a Payment: Stay organized with timely notifications for income and debt due dates. ihave ensures you're always informed about upcoming payments, helping you avoid late fees and stay on track with your financial goals. * Customize Your Experience: Tailor ihave to suit your preferences with customizable settings. Switch between light and dark mode, choose your preferred display currency, and easily convert currencies with just a few taps. * Download ihave now and take charge of your finances like never before! Start your journey towards financial freedom today.

About

Sumlet

A minimalist personal finance app for quick and effortless daily expense and income logging. It offers clear spending insights and keeps your financial data private and offline on your device.

Highlights
  • Fast expense and income entry
  • Clear spending insights with charts
  • Private and offline data storage
  • Simple daily transaction summaries
  • Intuitive keypad for quick logging
Features
Read full description

Expense tracker for everyday spending. Open, type, and done~ Check, sum, and done~ Change, set, and done~ Sumlet is a minimalist personal finance app designed to make recording daily expenses and income quick, clear, and effortless. With a clean interface and an intuitive keypad, logging a transaction takes only seconds. No ads. No account registration. No internet required. Your financial data stays on your device, private and under your control. KEY FEATURES • Fast Expense & Income Entry Record expenses and income in seconds with an intuitive keypad. • Clear Spending Insights Understand your spending habits at a glance with simple charts and summary statistics. • Private & Offline Track expenses without an account, cloud sign-up, or unnecessary data collection. Your financial information stays on your device. • Simple Daily Summaries Filter, review, and edit your transactions with clear day-by-day summaries. WHY SUMLET? Many money management apps are packed with features you may never use, forced sign-ups, and intrusive ads. Sumlet focuses on what matters: fast entry, simple insights, and private expense tracking. Take control of your everyday spending with a clean, clutter-free expense tracker. Download Sumlet today.

Screenshots

ihave4 screens
Sumlet4 screens

Verdict

The call

The clearest difference is update cadence: ihave at daily against Sumlet's every 2 weeks. ihave also leads on iOS requirement (17.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ihave ships an update daily, Sumlet every 2 weeks. The most recent releases landed on October 27, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 8 level
ihave versus Sumlet: the parameters behind the verdict, then further details
ParameterihaveSumlet
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyDaily — betterEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better26.0
Further details — not scored
Size10 MB2 MB
Age rating4+4+
DeveloperHamza AkKaras Xiang

In-app purchases

None

ihave

No in-app purchases

None

Sumlet

No in-app purchases

Questions

Is ihave free?
ihave is free to download, with no in-app purchases.
Is Sumlet free?
Sumlet is free to download, with no in-app purchases.
Do ihave or Sumlet have ads?
Neither ihave nor Sumlet shows ads.
Which is updated more often, ihave or Sumlet?
ihave ships an update daily, and Sumlet every 2 weeks. Most recently, ihave was updated on October 27, 2026 and Sumlet on October 31, 2026.

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