banqa vs Payver.io

Banqa is a self-custody crypto wallet with a linked spending card. Keep full control of your assets, top up with stablecoins, and spend your balance in USD wherever cards are accepted. WHAT YOU CAN DO • Self-custody wallet — you hold your keys; your funds stay under your control. • Fund with stablecoins — deposit USDC (0% fee) or USDT (0.25% fee) on Base or Arbitrum. • Get a virtual card — issue your card after a quick identity check and spend your balance in USD. • Manage your card — view details securely with Face ID, set a PIN, and freeze or unfreeze instantly. • Connect an external wallet — fund your card directly from MetaMask, Trust Wallet, and other WalletConnect wallets. • Withdraw anytime — send your available balance back to your self-custody wallet. • Multi-currency display — view your balance in 50+ currencies (display only; spending settles in USD). • Track activity — search your transactions and see clear details for every payment. SECURITY & PRIVACY • Self-custody by design — your recovery phrase never leaves your device unencrypted. • Biometric protection (Face ID / Touch ID) for sensitive actions. • Identity verification (KYC) is required before issuing a card, in line with applicable regulations. TRANSPARENT FEES • USDC deposits: 0%. USDT deposits: 0.25%. You always see the exact amount credited before you confirm. On-chain network (gas) fees may apply. IMPORTANT INFORMATION • Banqa is a technology platform and is not a bank. Banqa does not provide banking, investment, or deposit-insurance services. • The Banqa card is issued by the card issuer named in the in-app Cardholder Terms, pursuant to a license from the relevant card network. Card issuance and use are subject to those terms. • Crypto assets are volatile and may be unregulated in your jurisdiction. The value of your assets can go down as well as up. Nothing in this app is financial, investment, tax, or legal advice. • Availability, features, and supported networks may vary by region and are subject to identity verification and eligibility. By using Banqa you agree to the Cardholder/Card Terms and the issuer Privacy Policy available in the app and on our website. Support: support@banqa.io

Payver is a convenient and secure app that simplifies financial management. Thousands of users worldwide have already entrusted their finances to Payver, choosing it for efficient and beneficial transactions. Complete Financial Control in One App Send, receive, and spend money easily and quickly — Payver is always within reach. Exchange over 30 currencies at transparent, fair rates with no hidden fees. Fast, Borderless Transfers and Payments Send money worldwide effortlessly, using SEPA, SWIFT, and Internal payments for swift transfers. Transfer funds in just one click, avoiding delays and extra costs. Split bills, send requests, and make transfers to friends or family, adding notes for convenience and transparency. Payver also supports business payments: make international transfers in multiple currencies, conveniently pay suppliers, and enjoy instant currency conversion. Security, Reliability, and 24/7 Support Payver protects your finances with advanced encryption technologies and fraud prevention systems. 24/7 support — we’re always here to help you with any questions or issues. Join Payver and enjoy a convenient and secure way to manage your finances. Discover new possibilities with Payver — your trusted partner in the world of financial technology.