Moremonee vs THYNKPAY
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Moremonee
This app offers financial solutions for personal and business growth, enabling quick payments, profit generation, and faster financial expansion. It provides business and personal accounts, referral bonuses, daily interest on balances, target savings, and supports Ajo business.
- Business and individual accounts
- Send and receive money
- Pay utility bills
- Buy data and airtime
- Target savings
- Referral bonuses
- Daily interest on balance
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Financial Freedom and Growth Moremonee MFB provides solutions that gives people the freedom to make quick and easy payments, make more profit and help them grow faster financially. * You get a personal and business accounts (The business account carries your registered business name) * You get referral code that gives you bonus anytime people use your code * You get interest on your account balance with us daily. * You can do target savings with the App * You can use the App for Ajo business Open a free business account with us today and say goodbye to the bank queues. Key features: 1. Get both Business and Individual bank account from anywhere without paper work 2. Send and Receive money: with ease you can now send money to business partners and family members without hidden charge. Very fast and secure. 3. Utility Bills: you can pay for all utility bills using moremonee app including DSTv, GOtv and EEDC among others 4. Buy Data and Airtime: we pay you commission on data and airtime Moremonee MFB App also has a dedicated Customer Experience Team to resolve any issue. We have been waiting for you to sign because you will have more money with Moremonee Bank APP. Thank you for using Moremonee MFB. We care, and at times of need , we will always be available to provide support. We keep implementing robust technology driven environment that allows personal and business growth. Sign Up || You are welcome
THYNKPAY
This app facilitates instant payments and receipts using QR codes, eliminating the need for card numbers or bank details. It offers real-time transaction updates, wallet funding, and enhanced security features for users in Nigeria.
- QR code payments (scan or display)
- Real-time balance and transaction updates
- Push notifications for payments
- Biometric security (Face ID/Fingerprint)
- Wallet funding and KYC verification
- Transaction history search and filters
- Receipt sharing
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ThynkPay is the fastest way to accept and make payments in Nigeria. Whether you're a vendor at your shop or a customer on the go, ThynkPay lets you send and receive money instantly using QR codes — no card numbers, no bank details, no hassle. GET PAID IN SECONDS Display your unique QR code at your shop, market stall, or anywhere you sell. Customers scan it, enter the amount, and you receive the money instantly. Print it, share it, stick it on your wall — it just works. SCAN & PAY INSTANTLY Need to pay someone? Open the scanner, point your camera at their QR code, and confirm. The entire payment takes less than 10 seconds. Quick-select amounts like ₦100, ₦500, ₦1,000 or enter any custom amount. REAL-TIME EVERYTHING Your balance updates the moment a payment lands. New transactions appear instantly on your dashboard. Push notifications alert you the second you receive money — complete with sound. No refreshing, no waiting. YOUR WALLET, YOUR CONTROL Fund your wallet with quick top-ups starting from ₦100. Track your daily and monthly spending limits with visual progress bars. Upgrade your KYC tier to unlock higher limits up to ₦5,000,000/month. TRANSACTION HISTORY THAT WORKS Search transactions by type, reference, or amount. Filter by received or sent. Every transaction comes with full details — amount, fees, reference number, timestamps, and status. Share transaction details or export receipts as images. BUILT FOR SECURITY • Biometric lock with Face ID or fingerprint • Phone number verification with SMS OTP • Automatic session timeout after inactivity • Session expiry warning with option to stay logged in • Transaction reference tracking for every payment DARK MODE Easy on the eyes, day or night. Choose Light, Dark, or let it follow your system preference. DESIGNED FOR NIGERIA ThynkPay is built from the ground up for Nigerian businesses and consumers. Nigerian phone numbers, Naira currency formatting, and local payment flows that make sense for how you actually do business. KEY FEATURES • QR code payments — scan or display • Real-time balance and transaction updates • Push notifications for every payment • Biometric security (Face ID / Fingerprint) • Dark mode (Light / Dark / System) • Transaction search, filters, and pagination • Receipt sharing as image or text • Wallet funding with quick-select amounts • KYC verification for higher limits • Accessible design with VoiceOver support ThynkPay — Made with care in Nigeria.
Screenshots
Verdict
The clearest difference is rating: THYNKPAY at 5.0 against Moremonee's 3.8. THYNKPAY also leads on review sentiment (100% vs 66%) and update cadence (every 9 days vs monthly). Moremonee's advantage is ratings volume (233 vs 1) and iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
THYNKPAY holds the better App Store score, 5.0 against 3.8. That said, the two scores are not equally well evidenced: Moremonee has 233 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 66% of Moremonee's written reviews are positive against 100% of THYNKPAY's.
Moremonee ships an update monthly, THYNKPAY every 9 days. The most recent releases landed on October 25, 2026 and October 14, 2026 respectively.
| Parameter | Moremonee | THYNKPAY |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (233 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 65.5% of reviews | 100.0% of reviews — better |
| Number of ratings | 233 — better | 1 |
| Update frequency | Monthly | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 126 MB | 36 MB |
| Age rating | 17+ | 4+ |
| Developer | Moremonee | THYNKPAY Limited |
Customer experience
Moremonee
THYNKPAY
Bugs and requests
Moremonee
Reported bugs
5 issues- Login screen freezes
- Delayed fund transfers
- Inability to withdraw funds
- Compatibility issues with older devices
- Incorrect account balance display
Requested features
5 requests- Biometric login options
- Customizable app settings
- Integrated bill payment system
- Improved transaction history
- In-app chat support
THYNKPAY
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Moremonee
No in-app purchases
THYNKPAY
No in-app purchases









