FLIZpay vs Split by Finanzguru

Pay with FLIZ. Get rewarded. Stop carrying the hidden cost of expensive payments. FLIZ is a German payment method that helps you save money when you pay. By choosing FLIZ at participating partner shops or buying deals in the app, you receive instant cashback on eligible purchases – funded by lower payment costs and partner offers. FLIZ is free for you to use. Instead of storing card details, you securely connect your bank account in the app and keep full control. Payments involve only you, your bank and FLIZ. WHAT YOU GET • Save when you pay Receive instant cashback or discounts at participating partner shops. • Discover rewarding offers Find deals from partner shops and brands you already know and love. • Free for consumers Pay and save with FLIZ without consumer payment fees. • Secure bank-based payments Connect your bank account instead of storing a card, and authorise payments securely through your banking app. Your banking password stays with you alone. • Everything in one app Discover offers and keep track of your payments and savings in one place. • Lower costs, shared benefits Traditional payment fees ultimately affect the prices consumers pay. FLIZ reduces these costs for merchants, enabling partners to share more value with their customers. • Built in Germany for Europe Choose a local alternative to global payment networks – shaped by European privacy standards and designed to keep payment infrastructure, data and value closer to home. HOW IT WORKS 1. Download the app and create your account. 2. Securely connect your bank account. 3. Pay with FLIZ at participating partner shops, or buy deals in the app. 4. Receive instant cashback on eligible purchases and track it in one place. FOR BUSINESSES Want to offer FLIZpay as a payment method? Create a business account at app.flizpay.de. QUESTIONS? Get in touch at info@flizpay.de Cashback, discounts, supported banks and merchant availability may vary. Offers apply only to eligible purchases and participating partners.

Whether you’re traveling, sharing a flat, or managing costs with friends: Split makes it easy to track expenses, split them fairly, and settle up with just a tap. All in one place – no math, no stress. Features: - Add and split expenses (equally, by percentage, share, or exact amount) - See who owes what at a glance - Send reminders and confirm settlements with one tap - Import expenses directly from the Finanzguru app - Completely free and ad-free Good to know: Split works with or without a Finanzguru account. If you’re already using Finanzguru, you can import purchases and bills with a single tap – especially handy for things that are already tracked. Great for: - Travel - Shared flats - Couples - Group events - Grocery runs More clarity, less effort. See exactly who owes what, when – and keep everything under control. Built and maintained by the Finanzguru team in Germany.