MTM Rewards vs OxPay Lite
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
MTM Rewards
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Welcome to MTM Rewards, the one-stop solution for corporations seeking streamlined, secure, and efficient payment services. We specialize in offering acquiring and card issuing services, virtual accounts, and remittance services, enabling businesses to enhance their transactions with resellers and partners, leading to elevated business operations and enhanced partnerships.
OxPay Lite
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OxPay Lite - Complete Mobile Payment Solution Transform your business with OxPay Lite, the all-in-one mobile payment platform designed for merchants across Southeast Asia. Accept multiple payment methods, process transactions instantly, and manage your business operations seamlessly. Key Features: - Multiple Payment Methods - Accept QR codes, e-wallets (GrabPay, Touch 'n Go, Alipay), credit/debit cards, and digital banking - Instant QR Code Generation - Create dynamic QR codes for quick customer payments - Real-time Transaction Tracking - Monitor payment status and transaction history instantly - Comprehensive Reports - Generate daily summaries, transaction reports, and export data - Secure Authentication - Terminal ID-based login with automatic token refresh - Multi-language Support - Available in English, Chinese, Japanese, Malay, Thai, Vietnamese - Offline Capability - Queue transactions when the network is unavailable Perfect For: - Retail stores and shops - Restaurants and cafes - Service providers - Small to medium businesses - Any merchant accepting digital payments Security & Compliance: - End-to-end encryption for all transactions - PCI-DSS compliant for card payments - Secure token management - Role-based access control Performance: - Lightning-fast payment processing under 3 seconds - Quick app launch under 2 seconds - Minimal battery consumption - Reliable offline sync when reconnected Start accepting digital payments today and grow your business with OxPay Lite's comprehensive payment solution!
Screenshots
Verdict
MTM Rewards and OxPay Lite are too close to call on the numbers: across 6 compared parameters โ price, update cadence, ads and in-app purchases among them โ neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 15, 2026 and October 8, 2026 respectively.
| Parameter | MTM Rewards | OxPay Lite |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.1 โ better | 16.0 |
| Further details โ not scored | ||
| Size | 33 MB | 41 MB |
| Age rating | 17+ | 17+ |
| Developer | MTM PAYMENTS PTE. LTD. | OxPay SG Pte Ltd |
In-app purchases
MTM Rewards
No in-app purchases
OxPay Lite
No in-app purchases








