Comparison

Budget Zero vs Budget Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Zero

This app offers a private and simple way to manage your money using a zero-based envelope budgeting system. It allows manual transaction logging without linking bank accounts, helping you track every dollar and stay mindful of your spending.

Highlights
  • Zero-based envelope budgeting
  • Manual transaction logging
  • No bank account linking
  • Private and secure
  • Offline functionality
  • Monthly budget periods
Features
Read full description

The budgeting app that respects your wallet AND your privacy. Budget Zero uses zero-based envelope to budget down to zero - without linking your bank account or tracking your data. Join countless users who've taken control of their money the simple way. WHY BUDGET ZERO? • Affordable - A fraction of the cost of other budgeting apps. • Private - No bank linking. No data selling. Your finances stay yours. • Simple - Manual entry keeps you mindful of every transaction • Powerful - Full envelope budgeting with monthly budget periods HOW IT WORKS 1. Add your accounts (checking, savings, credit cards, cash) 2. Create budget categories and organize them into groups 3. Assign dollars to each category every month 4. Log transactions and watch your budget update in real time 5. Reach zero - every dollar has a job FEATURES • Zero-based envelope budgeting system • Multiple account support (checking, savings, credit, cash) • Monthly budget periods with easy month-to-month navigation • Budget groups for organized category management • Transaction tracking with payee, date, and category • Credit card budget tracking • iCloud-synced across your devices • Works offline - no internet required to budget • Clean, distraction-free interface • Dark mode support BUDGET ZERO PRO Unlock additional features with an affordable one-time or low-cost subscription - a fraction of what competitors charge. Take control of your money. Download Budget Zero today. About Subscriptions: • Subscription Name: Budget Zero Pro • Subscription Length: 1 Month or 1 Year (Auto-renewable) • Subscription Price: $3.99/month or $19.99/year • Payment will be charged to your iTunes Account at confirmation of purchase. • Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. • Your account will be charged for renewal within 24 hours prior to the end of the current period. • You can manage or turn off auto-renew in your Apple ID Account Settings at any time after purchase. Links: • Privacy Policy: https://sites.google.com/view/budget-zero-privacy-policy • Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Budget Expense Tracker

Features
Read full description

Control your finances with us! Now track income, expenses, set budget goals, enjoy graphic view and multi-currency support with us. Our Budget planner offers a range of powerful features to keep your budget in check: 1. Multi-Account Management: Effortlessly handle savings, wallets, and cards all in one place. 2. Budget & Goals: Create Multiple budgets & goals and meet your expectations easily. 3. Customizable Categories: Choose from pre-made templates or create your own budget tracking categories for income and expenses. 4. Budget Calculator: Plan your monthly finances with ease using our built-in calculator to boost savings and growth. 5. Flexible Budgeting: Sort and manage daily, weekly, or monthly budgets by date or amount. 6. Financial History Review: Access and analyze past financial data to refine your budgeting strategies. 7. Secure Syncing: Sync your account safely by selecting your country and bank, ensuring privacy. 8. PIN Protection: Keep your data secure with a personalized PIN code. 9. Multi-Currency & Language Support: Manage your budget comfortably across different currencies and languages. 10. Visual Insights: View income and expense patterns with clear, easy-to-read graphs. 11. Optimized Budget Planning: Adapt your monthly budget to your personal rhythm for timely financial decisions with budget planner. 12. User-Friendly Interface: Enjoy a sleek, seamless experience for effortless money management. Expense Budget Planner is more than just an app; it’s your personal finance manager. Start today to streamline your spending, track your finances, and save more with Budgy. Budget Expense Tracker offers a $1.99 Monthly Subscription Renewing and a $12.99 Yearly Subscription Renewing to unlock Premium functionality. The purchase will be charged from your iTunes account if you choose to buy the Premium Subscription. You can manage or cancel your subscription through the user settings in iTunes after the purchase. The subscription period ends with the same kind of subscription you already bought to the same price unless you turn off your subscription 24 hours before it renews. It is not possible to cancel your current subscription during the time your subscription is active. Terms & Conditions: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy URL: https://fn-privacypolicy.herokuapp.com/budgy

Screenshots

Budget Zero4 screens
Budget Expense Tracker4 screens

Verdict

The call

The clearest difference is iOS requirement: Budget Expense Tracker at 13.4 against Budget Zero's 18.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Zero sells 2 in-app purchases, starting at $2.99 per month and Budget Expense Tracker sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Scorecard1 real difference · 9 level
Budget Zero versus Budget Expense Tracker: the parameters behind the verdict, then further details
ParameterBudget ZeroBudget Expense Tracker
PriceFreeFree
Rating4.2 (5 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings5 — better—
Update frequencyEvery 4 days—
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPod
Requires iOS18.013.4 — better
Further details — not scored
Size12 MB36 MB
Age rating4+4+
DeveloperGrey Park, LLCANEETA WAQAS MALIK

In-app purchases

2 purchases

Budget Zero

Subscriptions2
  • Monthly Subscription1 Month trial$2.991 Month
  • Yearly Subscription1 Month trial$19.991 Year
3 purchases

Budget Expense Tracker

Subscriptions2
  • Monthly Subscription$4.991 Month
  • Yearly Subscription$29.991 Year
One-time1
  • Lifetime Subscription$79.99

Questions

Is Budget Zero free?
Budget Zero is free to download, with in-app purchases available.
Is Budget Expense Tracker free?
Budget Expense Tracker is free to download, with in-app purchases available.
Do Budget Zero or Budget Expense Tracker have ads?
Neither Budget Zero nor Budget Expense Tracker shows ads.

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