Comparison

Budget Zero vs ClearCostPro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Zero

This app helps you manage your money privately using a zero-based envelope budgeting system. It allows manual transaction logging without linking bank accounts, offering a distraction-free interface and offline functionality.

Highlights
  • Zero-based envelope budgeting
  • Private, no bank linking
  • Manual transaction logging
  • Offline functionality
  • Budget rollover
  • iCloud sync
  • Dark mode support
Features
Read full description

The budgeting app that respects your wallet AND your privacy. Budget Zero uses zero-based envelope budgeting to give every dollar a job, without linking your bank account or tracking your data. Try Budget Zero Pro free for a month, or pay once with Lifetime and skip the subscription. WHY BUDGET ZERO? • Affordable - A fraction of the cost of other budgeting apps. • Private - No bank linking. No data selling. Your finances stay yours. • Simple - Manual entry keeps you mindful of every transaction • Powerful - Full envelope budgeting, with leftover money that rolls into next month HOW IT WORKS 1. Add your accounts (checking, savings, credit cards, cash) 2. Create budget categories and organize them into groups 3. Assign dollars to each category every month 4. Log transactions and watch your budget update in real time 5. Reach zero - every dollar has a job FEATURES • Zero-based envelope budgeting system • Import your budget from YNAB: accounts, categories, transactions and balances • Multiple account support (checking, savings, credit, cash) • Monthly budget periods with easy month-to-month navigation • Rollover: unspent money carries into the next month, and you can move it to another budget • Budget groups for organized category management • Transaction tracking with payee, date, and category, plus transfers between accounts • Budgets filled in from each payee's last transaction • Credit card payment budgets that keep card spending covered • iCloud-synced across your devices • Works offline - no internet required to budget • Clean, distraction-free interface • Dark mode support BUDGET ZERO PRO Pro unlocks unlimited budgets, accounts and transactions. Start with a free month on the monthly or yearly plan, or buy Lifetime once and keep Pro forever. Either way, it costs a fraction of what other budgeting apps charge. Take control of your money. Download Budget Zero today. About Subscriptions: • Subscription Name: Budget Zero Pro • Subscription Length: 1 Month or 1 Year (Auto-renewable) • Subscription Price: shown in your local currency on the App Store before purchase • Free Trial: the monthly and yearly plans start with a 1-month free trial for eligible new subscribers. Unless you cancel at least 24 hours before the trial ends, the subscription starts and renews automatically. • Lifetime: a one-time purchase that unlocks Budget Zero Pro permanently. It does not renew. Price shown in your local currency on the App Store before purchase. • Payment will be charged to your Apple Account at confirmation of purchase. • Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. • Your account will be charged for renewal within 24 hours prior to the end of the current period. • You can manage or turn off auto-renew in your Apple Account Settings at any time after purchase. Links: • Privacy Policy: https://budgetzeroapp.com/privacy • Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

ClearCostPro

Features
Read full description

ClearCostPro is a simple, 100% offline expense tracker built for people who value privacy and simplicity. No sign-ups, no cloud sync, no internet required — all your spending data stays safely stored on your device, only. Log daily expenses in seconds, categorize your spending, and keep full control of your personal finances with a clean, intuitive interface. No ads, no subscriptions, no hidden fees, just a straightforward tool for your everyday expense logging. KEY FEATURES: • 100% Offline Functionality – works entirely without internet or cloud storage • One-Tap Expense Logging – record your spending in seconds • Custom Spending Categories – organize your expenses your way • 100% Local & Private – your financial data never leaves your device • No Account Required – download and use instantly, no registration needed • Clean, Ad-Free Interface – no distractions, just simple expense tracking • Unlimited Transaction Logging – track as much spending as you need, for free ClearCostPro is the perfect private spending tracker for anyone who wants to log expenses without compromising their data privacy. No complicated budget tools, no mandatory accounts, just simple, secure expense logging. Download ClearCostPro today, take full control of your spending, and keep your finances 100% private.

Screenshots

Budget Zero4 screens
ClearCostPro4 screens

Verdict

The call

The clearest difference is price: Budget Zero at Free against ClearCostPro's $0.99. ClearCostPro's advantage is in-app purchases (none vs 3) and iOS requirement (15.0 vs 18.0). On update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Budget Zero is free to download; ClearCostPro costs $0.99 up front. Budget Zero sells 3 in-app purchases, starting at $3.99 per month. ClearCostPro asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 days. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 7 level
Budget Zero versus ClearCostPro: the parameters behind the verdict, then further details
ParameterBudget ZeroClearCostPro
PriceFree — better$0.99
Rating4.3 (6 ratings) — better—
Positive reviews75.0% of reviews—
Number of ratings6 — better—
Update frequencyEvery 3 daysEvery 3 days
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.015.0 — better
Further details — not scored
Size21 MB3 MB
Age rating4+4+
DeveloperGrey Park, LLC尔哈提·亚力坤 排

In-app purchases

3 purchases

Budget Zero

Subscriptions2
  • Monthly Subscription1 Month trial$3.991 Month
  • Yearly Subscription1 Month trial$29.991 Year
One-time1
  • Lifetime Access$79.99
None

ClearCostPro

No in-app purchases

Questions

Is Budget Zero free?
Budget Zero is free to download, with in-app purchases available.
Is ClearCostPro free?
ClearCostPro costs $0.99, with no in-app purchases.
Do Budget Zero or ClearCostPro have ads?
Neither Budget Zero nor ClearCostPro shows ads.
Which is updated more often, Budget Zero or ClearCostPro?
Budget Zero ships an update every 3 days, and ClearCostPro every 3 days. Most recently, Budget Zero was updated on November 5, 2026 and ClearCostPro on October 31, 2026.

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