Budget Zero vs FortBudget

The budgeting app that respects your wallet AND your privacy. Budget Zero uses zero-based envelope budgeting to give every dollar a job, without linking your bank account or tracking your data. Try Budget Zero Pro free for a month, or pay once with Lifetime and skip the subscription. WHY BUDGET ZERO? • Affordable - A fraction of the cost of other budgeting apps. • Private - No bank linking. No data selling. Your finances stay yours. • Simple - Manual entry keeps you mindful of every transaction • Powerful - Full envelope budgeting, with leftover money that rolls into next month HOW IT WORKS 1. Add your accounts (checking, savings, credit cards, cash) 2. Create budget categories and organize them into groups 3. Assign dollars to each category every month 4. Log transactions and watch your budget update in real time 5. Reach zero - every dollar has a job FEATURES • Zero-based envelope budgeting system • Import your budget from YNAB: accounts, categories, transactions and balances • Multiple account support (checking, savings, credit, cash) • Monthly budget periods with easy month-to-month navigation • Rollover: unspent money carries into the next month, and you can move it to another budget • Budget groups for organized category management • Transaction tracking with payee, date, and category, plus transfers between accounts • Budgets filled in from each payee's last transaction • Credit card payment budgets that keep card spending covered • iCloud-synced across your devices • Works offline - no internet required to budget • Clean, distraction-free interface • Dark mode support BUDGET ZERO PRO Pro unlocks unlimited budgets, accounts and transactions. Start with a free month on the monthly or yearly plan, or buy Lifetime once and keep Pro forever. Either way, it costs a fraction of what other budgeting apps charge. Take control of your money. Download Budget Zero today. About Subscriptions: • Subscription Name: Budget Zero Pro • Subscription Length: 1 Month or 1 Year (Auto-renewable) • Subscription Price: shown in your local currency on the App Store before purchase • Free Trial: the monthly and yearly plans start with a 1-month free trial for eligible new subscribers. Unless you cancel at least 24 hours before the trial ends, the subscription starts and renews automatically. • Lifetime: a one-time purchase that unlocks Budget Zero Pro permanently. It does not renew. Price shown in your local currency on the App Store before purchase. • Payment will be charged to your Apple Account at confirmation of purchase. • Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. • Your account will be charged for renewal within 24 hours prior to the end of the current period. • You can manage or turn off auto-renew in your Apple Account Settings at any time after purchase. Links: • Privacy Policy: https://budgetzeroapp.com/privacy • Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Give every dollar a plan you can see. Build a monthly envelope budget, record spending, and review your ledger without connecting a bank or creating an account. Add transactions by hand or import compatible UTF-8 CSV files. Your budget is encrypted and stored on your device. YOUR FIRST BUDGET MONTH IS FREE New customers get one account, their first budget plan, and plan versus actual for free through the end of the month they start in, and never less than 30 days. The Home and Budget tabs show how many free days are left. ONE PURCHASE. NO SUBSCRIPTION. When the free month ends, a one-time Lifetime Pro purchase keeps budgeting going: adding transactions, planning new budget months, and adding accounts. Apple shows the current price in your currency before you buy, and Restore Purchase is always available. Lifetime Pro also includes unlimited accounts, new crypto accounts, unlimited CSV rows per import, savings goals, a cash-flow calendar, twelve-month trends, balance history, and custom-date reports. ALWAYS FREE Even after the free month, without buying anything you can: - See and edit the transactions you already saved - Rename or archive categories, and archive accounts - Export your ledger to CSV - Save and restore passphrase-protected, encrypted backups - Delete your data, and lock the app with Face ID or your passcode ALREADY A FORTBUDGET CUSTOMER? If you downloaded FortBudget before version 1.1, you keep your original free features, including up to three active accounts. A previous Lifetime Pro purchase restores at no charge. YOUR BUDGET, IN YOUR HANDS - Plan spending by category with a zero-based monthly budget - Keep a clear record of income and expenses - Import compatible CSV transactions and export your ledger - Save passphrase-protected, encrypted local backups wherever you choose APPLE WATCH FortBudget for Apple Watch works with the iPhone app: - See what is available to spend and what is ready to assign - Check how much is left in each budget category - Add a quick expense: turn the Digital Crown for the amount, and the category you used last is already selected - Add the "Available to spend" complication to your watch face Expenses you add on the watch go to your iPhone ledger, and wait on the watch while your iPhone is out of reach. Only totals and category names reach the watch; your ledger stays on your iPhone. Adding expenses from the watch follows the same free-month and Lifetime Pro rules as the iPhone app. Keep your own numbers in front of you, with no bank connection or recurring subscription. Terms of Use: https://gusdigitalsolutions.com/fortbudget/terms/ Privacy Policy: https://gusdigitalsolutions.com/fortbudget/privacy/