Comparison

Money groove vs CD Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Money groove

This app helps you manage your finances by projecting your daily bank balance based on your income, expenses, and savings goals. It ensures you stay on track to meet your monthly financial targets.

Highlights
  • Input income, expenses, and savings targets
  • Daily bank balance projection
  • Monthly target achievement tracking
  • User-friendly interface
  • Finance management
Features
Read full description

Input your expected incomes, expenses, and savings target. Money groove will tell you each day what your bank account balance should be for you to hit your target at the end of the month.

About

CD Tracker

Features
Read full description

Know what your CDs will pay you, and when. CD Tracker keeps all your certificates of deposit in one place, across banks, currencies and owners. See the interest coming each month, coupon dates that match your bank, what matures next, and your totals in US dollars. DASHBOARD • Totals invested, monthly and yearly interest, and average yield • A 12-month chart of the interest you'll receive and the principal maturing each month • Maturities coming up in the next 30 days, and CDs that need your attention COUPONS THAT MATCH YOUR BANK • Coupons paid on the start date or on a fixed day of the month, like the 30th • Pro-rated first and last coupons • Simple or compound interest; compound coupons grow as interest is added to the principal • Monthly, quarterly, semiannual, annual or at-maturity payouts • Mark coupons as received, edit any amount, and see a report for any date range EVERY DETAIL OF EVERY CD • Interest earned to date, total interest over the term and days left • Owner, tax treatment and withholding, document number and notes • Renew a matured CD in one step, optionally adding the interest to the principal MULTI-CURRENCY • Hold CDs in any currency • Totals by currency plus a combined USD view with up-to-date exchange rates REMINDERS, SYNC AND BACKUP • Maturity reminders 30, 14, 7 and 1 day before, and on the day • iCloud sync across your iPhone and iPad, through your own private iCloud account, with a live sync status • Export and restore backups from the Files app PRIVATE BY DESIGN • No account or login • No ads, analytics or tracking • Your data stays on your device and in your own iCloud account; we never see it CD TRACKER PRO A one-time purchase, with no subscription: • Unlimited CDs (the free version tracks up to 5 active CDs; redeemed CDs don't count, so renewing never uses a slot) • Widgets for your Home Screen and Lock Screen: this month's interest, upcoming coupons and your next maturity, with an option to hide amounts • Coupon reminders on the day each coupon is expected, with "Mark as Received" right from the notification • App Lock with Face ID, Touch ID or your passcode Pro is available with Family Sharing. Questions or feedback? Visit https://josesiman.com/CDTracker/support.html

Screenshots

Money groove4 screens
CD Tracker4 screens

Verdict

The call

The clearest difference is update cadence: CD Tracker at daily against Money groove's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Money groove ships an update every 4 months, CD Tracker daily. The most recent releases landed on October 27, 2026 and October 18, 2026 respectively.

Scorecard1 real difference · 8 level
Money groove versus CD Tracker: the parameters behind the verdict, then further details
ParameterMoney grooveCD Tracker
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 4 monthsDaily — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better18.0
Further details — not scored
Size3 MB2 MB
Age rating4+4+
DeveloperKodareJose Siman

In-app purchases

None

Money groove

No in-app purchases

None

CD Tracker

No in-app purchases

Questions

Is Money groove free?
Money groove is free to download, with no in-app purchases.
Is CD Tracker free?
CD Tracker is free to download, with no in-app purchases.
Do Money groove or CD Tracker have ads?
Neither Money groove nor CD Tracker shows ads.
Which is updated more often, Money groove or CD Tracker?
Money groove ships an update every 4 months, and CD Tracker daily. Most recently, Money groove was updated on October 27, 2026 and CD Tracker on October 18, 2026.

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