Comparison

CD Tracker vs Debt Crush

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CD Tracker

Features
Read full description

Know what your CDs will pay you, and when. CD Tracker keeps all your certificates of deposit in one place, across banks, currencies and owners. See the interest coming each month, coupon dates that match your bank, what matures next, and your totals in US dollars. DASHBOARD • Totals invested, monthly and yearly interest, and average yield • A 12-month chart of the interest you'll receive and the principal maturing each month • Maturities coming up in the next 30 days, and CDs that need your attention COUPONS THAT MATCH YOUR BANK • Coupons paid on the start date or on a fixed day of the month, like the 30th • Pro-rated first and last coupons • Simple or compound interest; compound coupons grow as interest is added to the principal • Monthly, quarterly, semiannual, annual or at-maturity payouts • Mark coupons as received, edit any amount, and see a report for any date range EVERY DETAIL OF EVERY CD • Interest earned to date, total interest over the term and days left • Owner, tax treatment and withholding, document number and notes • Renew a matured CD in one step, optionally adding the interest to the principal MULTI-CURRENCY • Hold CDs in any currency • Totals by currency plus a combined USD view with up-to-date exchange rates REMINDERS, SYNC AND BACKUP • Maturity reminders 30, 14, 7 and 1 day before, and on the day • iCloud sync across your iPhone and iPad, through your own private iCloud account, with a live sync status • Export and restore backups from the Files app PRIVATE BY DESIGN • No account or login • No ads, analytics or tracking • Your data stays on your device and in your own iCloud account; we never see it CD TRACKER PRO A one-time purchase, with no subscription: • Unlimited CDs (the free version tracks up to 5 active CDs; redeemed CDs don't count, so renewing never uses a slot) • Widgets for your Home Screen and Lock Screen: this month's interest, upcoming coupons and your next maturity, with an option to hide amounts • Coupon reminders on the day each coupon is expected, with "Mark as Received" right from the notification • App Lock with Face ID, Touch ID or your passcode Pro is available with Family Sharing. Questions or feedback? Visit https://josesiman.com/CDTracker/support.html

About

Debt Crush

Features
Read full description

Debt Crush is a focused debt payoff planner for credit cards, loans, and other balances you want to eliminate. Add each debt with its balance, interest rate, and minimum monthly payment. Debt Crush builds a clear payoff plan, estimates your debt-free date, and shows how much interest remains. Use the Debt Snowball strategy to target the smallest balance first, or choose Debt Avalanche to focus on the highest-interest debt first. Try different extra monthly payments to see how many months and how much interest you could save. Track progress over time with total debt, paid-off amount, milestones, and a debt-free countdown. Plus also unlocks unlimited debts, custom payoff order, advanced forecasting, and payment tracking tools. Debt Crush is built for people who want a simple, motivating plan instead of a complicated spreadsheet. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://humi.dev/posts/deptcrush-privacy/

Screenshots

CD Tracker4 screens
Debt Crush4 screens

Verdict

The call

The clearest difference is update cadence: CD Tracker at daily against Debt Crush's weekly. CD Tracker also leads on iOS requirement (18.0 vs 26.2). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

CD Tracker ships an update daily, Debt Crush weekly. The most recent releases landed on October 18, 2026 and October 8, 2026 respectively.

Scorecard2 real differences Ā· 4 level
CD Tracker versus Debt Crush: the parameters behind the verdict, then further details
ParameterCD TrackerDebt Crush
PriceFreeFree
Update frequencyDaily — betterWeekly
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.0 — better26.2
Further details — not scored
Size2 MB7 MB
Age rating4+4+
DeveloperJose SimanSebastian Humann

In-app purchases

None

CD Tracker

No in-app purchases

None

Debt Crush

No in-app purchases

Questions

Is CD Tracker free?
CD Tracker is free to download, with no in-app purchases.
Is Debt Crush free?
Debt Crush is free to download, with no in-app purchases.
Do CD Tracker or Debt Crush have ads?
Neither CD Tracker nor Debt Crush shows ads.
Which is updated more often, CD Tracker or Debt Crush?
CD Tracker ships an update daily, and Debt Crush weekly. Most recently, CD Tracker was updated on October 18, 2026 and Debt Crush on October 8, 2026.

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