UnityPay vs Couples Budgeting

UnityPay is the only couples finance app built around one idea: what's fair shouldn't be a guess. Most expense apps split everything 50/50 and call it done. But if one partner earns more, or one always covers rent while the other buys groceries, 50/50 isn't fair. UnityPay fixes that. HOW IT WORKS Add shared expenses as they happen, or connect your bank to import transactions automatically. UnityPay calculates each partner's fair contribution based on the rules you set together, not a one-size-fits-all formula. THREE WAYS TO SPLIT - Income-Based: Each partner contributes proportionally to what they earn. If you make 60% of household income, you cover 60% of shared costs. Simple. - Custom Proportion: Agree on any split. 70/30, 55/45, whatever works for you. - One Covers: Assign specific categories entirely to one partner (rent, car payment, childcare). CATEGORY-LEVEL RULES This is what makes UnityPay different. Set a different split rule for each expense type. Groceries can be 50/50 while rent is income-based and the car payment is covered by one partner. Your finances, your rules. SEE EXACTLY WHY IT'S FAIR Every settlement comes with a full breakdown: incomes, fair shares, amounts already paid, and which rules applied. No black-box math. Both partners see the same numbers and understand why. SETTLE UP WITH ONE TAP When it's time to settle, send payment directly through Venmo, PayPal, Cash App, or copy the amount for Zelle. No switching apps, no mental math. MORE FEATURES - Bank sync: connect accounts to import transactions automatically - Recurring expenses: set monthly bills once and forget them - Custom categories: create expense types that match your household - In-app chat: discuss finances without leaving the app - Dashboard: contributions, spending charts, and settlement status at a glance BUILT FOR TRUST UnityPay uses collaborative language, not debt language. No one "owes" anyone. Partners contribute, share, and settle. Because money in a relationship should bring you closer, not create tension. Free to use. Premium unlocks category-level split rules for full customization and bank transactions. Terms of Use: https://www.freeprivacypolicy.com/live/3907c162-d263-4822-a01e-43bdf2ec45a9 Privacy Policy: https://www.freeprivacypolicy.com/live/76f0f58d-1cf7-4da4-a87d-09464fb755a8

Budget together. Split expenses fairly. Keep personal spending private. Halfway is a budgeting app for couples that helps you manage shared expenses while keeping your financial independence. Split bills based on what each of you earns, go 50/50, or choose the ratio that works for you. Whether you’re moving in together, newly married, or simply ready to retire the spreadsheet, Halfway helps you see where your money goes and who owes what. MANAGE MONEY TOGETHER • Split expenses your way Set your incomes and let Halfway calculate proportional contributions. Use different rules for different expenses, like income-based splitting for rent and 50/50 for dining. • Keep shared and personal budgets in one place Plan for household expenses together while managing your own spending separately. Your personal spending stays private from your partner. • Know who owes what Track shared purchases and see your settlement balance as you go. Spend less time calculating reimbursements and sorting through past payments. • Stay on top of bills and spending Organize recurring bills and subscriptions, set reminders, and compare your budget with what you actually spent. • See the bigger picture Track your net worth and review monthly reports to understand how your finances change over time. START FREE. UPGRADE WHEN YOU NEED MORE. Get started without a credit card or an expiring trial. Halfway’s core budgeting and expense-splitting features are free to use. Premium adds: • Automatic bank sync through Plaid • Penny, an AI assistant that helps you understand your financial numbers • Included 1:1 sessions with a registered financial advisor • Advanced insights Cancel Premium anytime. YOUR MONEY IS PERSONAL. YOUR DATA SHOULD BE TOO. No ads. No selling your data. Personal spending stays private from your partner, while shared expenses stay visible to both of you. Bank connections through Plaid are read-only. Halfway can view connected transactions but cannot move your money. Available in English, Spanish, and French. Download Halfway and find a way to share money that works for both of you. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://meethalfway.app/privacy Terms of Use: https://meethalfway.app/terms