Comparison

BOK Digital vs NSD

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BOK Digital

Manage your bank accounts, transfer funds, and pay bills with this secure digital banking application. It offers features like instant balance checks, detailed statements, and seamless payment options for utilities and other banks.

Highlights
  • Effortless registration and login
  • Robust security with Two-Factor Authentication
  • Instant balance and account insights
  • Seamless funds transfer and Raast payments
  • Simplified utility and postpaid bill payments
  • Mobile top-ups and beneficiary management
  • Card management and QR code transactions
Features
Read full description

Embark on a revolutionary banking journey with the Bank of Khyber (BoK - Digital) iOS app – your gateway to seamless financial management. Crafted exclusively for BOK customers, our app redefines convenience and sophistication, bringing banking to your fingertips like never before. Unlock the Potential: 1. Effortless Registration: Joining the BOK family is a breeze. Existing customers can swiftly register or sign up, getting them started on their banking voyage in moments. 2. Streamlined Login Experience: Say goodbye to cumbersome login processes. With our app, your first-time login is seamlessly integrated with device registration, ensuring a hassle-free initiation. 3. Robust Security Measures: Your security is paramount. Utilizing Two-Factor Authentication via OTP, we provide peace of mind, safeguarding your transactions and data with industry-leading protocols. 4. Instant Balance Checks: Stay informed with a glance. Effortlessly monitor your account balances anytime, anywhere, putting financial insights at your fingertips. 5. Comprehensive Account Insights: Dive deeper into your finances. Access detailed statements and mini statements with ease, empowering you with unparalleled transparency. 6. Effortless Funds Transfer: Managing your funds has never been simpler. Enjoy hassle-free transfers within BOK accounts, ensuring swift and secure transactions. 7. Seamless Raast Payments: Embrace the future of payments. Our app seamlessly integrates Raast Payments, facilitating instant and efficient transactions for your convenience. 8. Convenient IBFT Services: Bridge the gap effortlessly. Conduct IBFT transfers to other banks seamlessly, expanding your financial reach with just a few taps. 9. Simplified Utility Payments: Bid farewell to bill payment woes. Our UBPS feature streamlines utility bill payments, ensuring a frictionless experience every time. 10. Mobile Top-Ups on the Go: Stay connected effortlessly. Enjoy the convenience of mobile top-ups directly through our app, keeping you connected with loved ones effortlessly. 11. Effortless Beneficiary Management: Manage beneficiaries with ease. Create, review, and update beneficiary information conveniently, putting you in control of your transactions. 12. Hassle-Free Postpaid Bill Settlements: Say goodbye to overdue bills. Our app simplifies postpaid bill payments, ensuring timely settlements without the stress. 13. Limit Management: Take charge of your finances with ease. Manage your transaction limits effortlessly, customizing them to suit your financial needs and preferences. 14. Card Management Empowerment: Your cards, your control. With our card management system, take charge by changing PINs and managing card activation/deactivation seamlessly. 15. QR Code Generation: Seamlessly generate QR codes for instant transactions. Whether for payments or identification, our app puts the power of QR technology in your hands. 16. Payment through QR Code: Experience unparalleled convenience with QR code payments. Simply scan and pay, revolutionizing the way you transact securely and swiftly. 17. Login through Fingerprint: Access your account securely and swiftly with fingerprint authentication, ensuring a seamless login experience every time 18. Manage Multiple Accounts under One Login: Simplify your financial management. Access and manage multiple accounts under a single login, streamlining your banking experience. Unleash the Power of Banking: Experience banking reimagined with the Bank of Khyber iOS app. Designed for the discerning iOS user, our app combines cutting-edge technology with intuitive design, setting new standards for mobile banking excellence. Download now and embark on a journey where convenience meets sophistication. Elevate your banking experience – because you deserve nothing less. For queries and complaints, please contact us at +92-91-111-265-265 or email us at complaints@bok.com.pk

About

NSD

Features
Read full description

NSD Wallet — Your Smart Payment Solution by NSD-EPAY NSD Wallet makes it simple and secure to manage your everyday payments — all from one powerful app. Designed for KP Traffic Police merchants, NSD Wallet streamlines payment collection and financial tracking so you can focus on what matters. PAYMENTS MADE EASY Traffic Tickets — Process KP traffic challan payments instantly by ticket number Deposit Slips — Pay deposit slips quickly and efficiently PSID Payments — Complete PSID-based bill payments in seconds PSID Inquiry — Look up and verify PSID details before processing POWERFUL REPORTS & TOOLS Transaction History — View your complete payment history at a glance Ledger — Access detailed ledger reports with opening balances, credits & debits Reprint Receipts — Easily reprint any previous transaction receipt BUILT FOR PROFESSIONALS Digital Wallet — Monitor your current balance in real time Bluetooth Printing — Connect to thermal printers for instant hard-copy receipts PDF Receipts — Generate and share professional PDF receipts Save to Gallery — Save receipts as images for your records Biometric Security — Protect your account with fingerprint or Face ID authentication PREMIUM EXPERIENCE Beautiful, modern interface with light & dark mode Smooth animations and intuitive navigation Designed for speed and reliability Download NSD Wallet today and experience the smarter way to manage payments.

Screenshots

BOK Digital4 screens
NSD4 screens

Verdict

The call

The clearest difference is update cadence: NSD at every 5 days against BOK Digital's every 2 months. BOK Digital's advantage is iOS requirement (13.0 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BOK Digital ships an update every 2 months, NSD every 5 days. The most recent releases landed on October 12, 2026 and September 30, 2026 respectively.

Scorecard2 real differences · 7 level
BOK Digital versus NSD: the parameters behind the verdict, then further details
ParameterBOK DigitalNSD
PriceFreeFree
Rating2.6 (5 ratings) — better—
Number of ratings5 — better—
Update frequencyEvery 2 monthsEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.5
Further details — not scored
Size94 MB67 MB
Age rating17+17+
DeveloperThe Bank Of KhyberNSDEVELOPERS

In-app purchases

None

BOK Digital

No in-app purchases

None

NSD

No in-app purchases

Questions

Is BOK Digital free?
BOK Digital is free to download, with no in-app purchases.
Is NSD free?
NSD is free to download, with no in-app purchases.
Do BOK Digital or NSD have ads?
Neither BOK Digital nor NSD shows ads.
Which is updated more often, BOK Digital or NSD?
BOK Digital ships an update every 2 months, and NSD every 5 days. Most recently, BOK Digital was updated on October 12, 2026 and NSD on September 30, 2026.

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