Basic Capital vs AQ+
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Basic Capital
This app provides tools to increase your investment capital for retirement planning. It allows for IRA contributions with financing options, investment in diversified ETFs, and recurring contributions. Connect directly from your paycheck for seamless investing.
- Backdoor Roth IRA conversion
- 5x investing power with financing
- Invest in diversified ETFs
- Recurring contributions
- Direct paycheck contributions
Read full descriptionHide full description
Basic Capital gives you the tools, flexibility, and service to get the most out of your retirement benefit. With Basic Capital, you can: • Enroll in a 401(k) through your employer and contribute directly from your paycheck • Access investment options ranging from Target Date Funds to ETFs, Single Name Stock, and more • Manage Traditional and Roth strategies separately, with streamlined contribution elections and conversions in a few clicks • Set up Mega Backdoor Roth to convert after-tax contributions into Roth dollars • Get real-time portfolio insight from a mobile-first platform built for everyday use • Reach a plan specialist in under 15 minutes, no hold music, no runaround - No communication by Basic Capital Group Inc. ("BCG"), or any of its affiliates (collectively, "Basic Capital"), through this website or any other medium, should be construed or is intended to be a recommendation to purchase, sell or hold any security or otherwise to be investment, tax, financial, accounting, legal, regulatory or compliance advice. The accounts, strategies and/or investments discussed in this material may not be suitable for all investors. The appropriateness of a particular account or investment strategy will depend on an investor's individual circumstances and objectives. Investors should carefully consider their investment objectives and risks, as well as charges and expenses of Basic Capital before investing. Basic Capital investments should only be part of your overall investment portfolio.
AQ+
Invest in private credit and support American manufacturers by providing funds for raw materials. Earn interest passively as your money grows and contributes to industrial growth. Requires accredited investor status and has a minimum deposit of $10,000.
- Invest in private credit
- Support American manufacturers
- Earn 9%+ APY
- Passive income growth
- Minimum deposit $10,000
- 1-year term lock-in
Read full descriptionHide full description
AQ+ allows accredited investors to invest into private credit and support Industrial America. Your invested funds are allocated to American manufacturers so that they can purchase raw materials - while you earn interest. Watch your money passively grow and help to fuel Industrial America. The steps for AQ+ are: 1) Go to https://www.getaqeel.com/aq-plus and fill out the Sign Up form. 2) We run a background check within 24 hours to determine your eligibility. 3) If successful, you will receive a private link with your personalized login info. 4) Download and login to the app. 5) Watch your money grow. Terms: - Earn 9%+ APY on your invested cash - Minimum deposit of $10,000.00 - 1 year term lock in period - You must be an accredited investor What we do: aqeel does trade finance for American manufacturers. What is trade finance? -Trade finance is a range of financial instruments and products that facilitate business to business trade. -The short-duration nature of trade finance products (typically 30-180 days) means investments are quickly self-liquidating, reducing exposure to market volatility and limiting the impact of potential credit deterioration. -Historical performance demonstrates exceptional reliability, with global default rates consistently below 0.5% according to ICC data, making trade finance one of the lowest-risk asset classes in financial markets, even during economic downturns. INVESTMENT DISCLOSURES: ACCREDITED INVESTOR QUALIFICATION This investment opportunity is available only to accredited investors as defined under Regulation D of the Securities Act of 1933. Accredited investors must meet certain income or net worth requirements. By proceeding, you certify that you qualify as an accredited investor. RISK DISCLOSURE This investment involves substantial risk and is not FDIC insured. The stated returns are not guaranteed, and you may lose some or all of your principal investment. Past performance is not indicative of future results. INVESTMENT STRUCTURE The returns on this investment are generated through originating trade finance products to American businesses, which carries inherent risks including but not limited to borrower default, business failure, economic downturns, and market volatility. The fixed APY offered is subject to change based on market conditions and may not be available for all investment periods. LIQUIDITY LIMITATIONS This is not a liquid investment. Your ability to withdraw funds may be restricted, and early withdrawals may be subject to penalties or may not be permitted at all depending on the terms of the investment. REGULATORY STATUS This offer is not registered with the Securities and Exchange Commission and is being offered pursuant to an exemption from registration under Regulation D. The SEC has not made a determination as to the adequacy of the information provided to investors. DUE DILIGENCE Investors should conduct their own due diligence and consult with their financial, legal, and tax advisors before investing to determine if this investment is appropriate for their financial situation and investment objectives.
Screenshots
Verdict
The clearest difference is update cadence: Basic Capital at weekly against AQ+'s every 2 months. On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for Basic Capital against 5.0 for AQ+. Both are backed by a comparable volume of ratings — 13 and 9 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
Basic Capital ships an update weekly, AQ+ every 2 months. The most recent releases landed on October 6, 2026 and October 7, 2026 respectively.
| Parameter | Basic Capital | AQ+ |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (13 ratings) | 5.0 (9 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 13 — better | 9 |
| Update frequency | Weekly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.4 | 15.1 — better |
| Further details — not scored | ||
| Size | 96 MB | 24 MB |
| Age rating | 4+ | 4+ |
| Developer | Basic Capital Group, Inc | aqeel |
Customer experience
Basic Capital
AQ+
In-app purchases
Basic Capital
No in-app purchases
AQ+
No in-app purchases









