Basic Capital vs Prophit
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Basic Capital
This app provides tools to increase your investment capital for retirement planning. It allows for IRA contributions with financing options, investment in diversified ETFs, and recurring contributions. Connect directly from your paycheck for seamless investing.
- Backdoor Roth IRA conversion
- 5x investing power with financing
- Invest in diversified ETFs
- Recurring contributions
- Direct paycheck contributions
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Basic Capital gives you the tools, flexibility, and service to get the most out of your retirement benefit. With Basic Capital, you can: • Enroll in a 401(k) through your employer and contribute directly from your paycheck • Access investment options ranging from Target Date Funds to ETFs, Single Name Stock, and more • Manage Traditional and Roth strategies separately, with streamlined contribution elections and conversions in a few clicks • Set up Mega Backdoor Roth to convert after-tax contributions into Roth dollars • Get real-time portfolio insight from a mobile-first platform built for everyday use • Reach a plan specialist in under 15 minutes, no hold music, no runaround - No communication by Basic Capital Group Inc. ("BCG"), or any of its affiliates (collectively, "Basic Capital"), through this website or any other medium, should be construed or is intended to be a recommendation to purchase, sell or hold any security or otherwise to be investment, tax, financial, accounting, legal, regulatory or compliance advice. The accounts, strategies and/or investments discussed in this material may not be suitable for all investors. The appropriateness of a particular account or investment strategy will depend on an investor's individual circumstances and objectives. Investors should carefully consider their investment objectives and risks, as well as charges and expenses of Basic Capital before investing. Basic Capital investments should only be part of your overall investment portfolio.
Prophit
Discover and research public companies based on your interests with an intuitive swipe interface. Learn investing concepts naturally as you explore personalized stock feeds and gain insights into financials and market news.
- Swipe-based stock research
- Personalized stock feed
- Beginner-friendly analysis
- Watchlist and portfolio tracking
- Integrated investing education
- Market news and insights
- Gamified discovery
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The Easiest Way To Invest In Trends. Invest Your First $1 With Just A Swipe. Prophit is an AI powered stock research app built for beginners who want to learn investing while discovering companies that actually match their interests. Instead of starting with tickers, charts, and confusing screeners, start making your Prophit with what you already know. Swipe through public companies and dive deeper when something catches your eye. Learn investing concepts as you explore. *DISCLAIMER* Prophit is a stock research and educational platform only. We do not provide investment advice or recommendations to buy or sell securities. All content is for educational and research purposes. Prophit is not a broker dealer or registered investment advisor. All investing involves risk, including loss of principal. You are responsible for your own due diligence and investment decisions. Past performance does not guarantee future results. https://prophit.inc/terms
Screenshots
Verdict
The clearest difference is in-app purchases: Basic Capital at none against Prophit's 2. Prophit's advantage is device support (3 vs 1). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Prophit sells 2 in-app purchases, starting at $9.99 per month. Basic Capital asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for Basic Capital against 5.0 for Prophit. Both are backed by a comparable volume of ratings — 13 and 7 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
Basic Capital ships an update weekly, Prophit every 9 days. The most recent releases landed on September 4, 2026 and September 15, 2026 respectively.
| Parameter | Basic Capital | Prophit |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (13 ratings) | 5.0 (7 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 13 — better | 7 |
| Update frequency | Weekly — better | Every 9 days |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.4 | 15.1 — better |
| Further details — not scored | ||
| Size | 95 MB | 308 MB |
| Age rating | 4+ | 17+ |
| Developer | Basic Capital Group, Inc | Prophit Investments |
Customer experience
Basic Capital
Prophit
In-app purchases
Basic Capital
No in-app purchases
Prophit
- Prophit Premium - Monthly7 Days trial$9.991 Month
- Prophit Premium -Yearly7 Days trial$79.991 Year









