Basic Capital vs Purely Payments
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Basic Capital
This app provides tools to increase your investment capital for retirement planning. It allows for IRA contributions with financing options, investment in diversified ETFs, and recurring contributions. Connect directly from your paycheck for seamless investing.
- Backdoor Roth IRA conversion
- 5x investing power with financing
- Invest in diversified ETFs
- Recurring contributions
- Direct paycheck contributions
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Basic Capital gives you the tools, flexibility, and service to get the most out of your retirement benefit. With Basic Capital, you can: • Enroll in a 401(k) through your employer and contribute directly from your paycheck • Access investment options ranging from Target Date Funds to ETFs, Single Name Stock, and more • Manage Traditional and Roth strategies separately, with streamlined contribution elections and conversions in a few clicks • Set up Mega Backdoor Roth to convert after-tax contributions into Roth dollars • Get real-time portfolio insight from a mobile-first platform built for everyday use • Reach a plan specialist in under 15 minutes, no hold music, no runaround - No communication by Basic Capital Group Inc. ("BCG"), or any of its affiliates (collectively, "Basic Capital"), through this website or any other medium, should be construed or is intended to be a recommendation to purchase, sell or hold any security or otherwise to be investment, tax, financial, accounting, legal, regulatory or compliance advice. The accounts, strategies and/or investments discussed in this material may not be suitable for all investors. The appropriateness of a particular account or investment strategy will depend on an investor's individual circumstances and objectives. Investors should carefully consider their investment objectives and risks, as well as charges and expenses of Basic Capital before investing. Basic Capital investments should only be part of your overall investment portfolio.
Purely Payments
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Stop chasing rent. Make renting easier. Purely Payments puts rent collection on autopilot — so you spend less time texting tenants and more time on everything else. Set it up once and we handle the rest. YOUR TENANT DOWNLOADS NOTHING Here's the part landlords love: your tenant doesn't install an app or create an account. They get an email, tap a link, and set up autopay in about two minutes. It's actually less work for them than Venmo — which means they'll actually say yes. RENT THAT PAYS ITSELF Tenants enroll in autopay one time, and rent hits your bank automatically — weekly, bi-weekly, monthly, quarterly, or yearly. No manual requests. No reminders. No awkward follow-ups. ALWAYS IN THE LOOP Get notified the moment rent is paid, a payment fails, or a maintenance request comes in. Automatic reminders go out to tenants before rent is even due, and late fees apply on their own — so you're not chasing anything by hand. LEASES & MAINTENANCE, TOO Send lease documents for e-signature right from the app, complete with a signed certificate. Tenants submit maintenance requests with photos; you track and update status without a single phone call. SEE EVERY DOLLAR AT A GLANCE A 12-month payment calendar shows every unit's history — paid, processing, overdue — at a glance. A forecast view shows your expected income for the next 30, 60, and 90 days. FREE FOR LANDLORDS. NO SUBSCRIPTION. There's no monthly fee. You only pay a small processing fee when a tenant actually pays — and you decide whether the tenant covers it or you absorb it. ACH bank transfers keep it as low as possible. BUILT FOR LANDLORDS LIKE YOU - Manage one rental or a few dozen, all in one place - Autopay on the schedule that fits each lease - Direct deposit to your own bank account - Automatic late fees and reminders - Secure e-signatures with audit certificate - Photo-based maintenance tracking - Payment calendar + income forecasting - Apple & Google sign-in, with full account deletion in-app Download Purely Payments and let rent collect itself.
Screenshots
Verdict
The clearest difference is device support: Purely Payments at 3 against Basic Capital's 1. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Basic Capital ships an update weekly, Purely Payments every 10 days. Both last shipped on October 24, 2026.
| Parameter | Basic Capital | Purely Payments |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (14 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 14 — better | — |
| Update frequency | Weekly — better | Every 10 days |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.4 | 15.1 — better |
| Further details — not scored | ||
| Size | 96 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | Basic Capital Group, Inc | Appomatix LLC |
In-app purchases
Basic Capital
No in-app purchases
Purely Payments
No in-app purchases









