Comparison

Basic Capital vs Purely Payments

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Basic Capital

This app provides tools to increase your investment capital for retirement planning. It allows for IRA contributions with financing options, investment in diversified ETFs, and recurring contributions. Connect directly from your paycheck for seamless investing.

Highlights
  • Backdoor Roth IRA conversion
  • 5x investing power with financing
  • Invest in diversified ETFs
  • Recurring contributions
  • Direct paycheck contributions
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Basic Capital gives you the tools, flexibility, and service to get the most out of your retirement benefit. With Basic Capital, you can: • Enroll in a 401(k) through your employer and contribute directly from your paycheck • Access investment options ranging from Target Date Funds to ETFs, Single Name Stock, and more • Manage Traditional and Roth strategies separately, with streamlined contribution elections and conversions in a few clicks • Set up Mega Backdoor Roth to convert after-tax contributions into Roth dollars • Get real-time portfolio insight from a mobile-first platform built for everyday use • Reach a plan specialist in under 15 minutes, no hold music, no runaround - No communication by Basic Capital Group Inc. ("BCG"), or any of its affiliates (collectively, "Basic Capital"), through this website or any other medium, should be construed or is intended to be a recommendation to purchase, sell or hold any security or otherwise to be investment, tax, financial, accounting, legal, regulatory or compliance advice. The accounts, strategies and/or investments discussed in this material may not be suitable for all investors. The appropriateness of a particular account or investment strategy will depend on an investor's individual circumstances and objectives. Investors should carefully consider their investment objectives and risks, as well as charges and expenses of Basic Capital before investing. Basic Capital investments should only be part of your overall investment portfolio.

About

Purely Payments

Features
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Stop chasing rent. Make renting easier. Purely Payments puts rent collection on autopilot — so you spend less time texting tenants and more time on everything else. Set it up once and we handle the rest. YOUR TENANT DOWNLOADS NOTHING Here's the part landlords love: your tenant doesn't install an app or create an account. They get an email, tap a link, and set up autopay in about two minutes. It's actually less work for them than Venmo — which means they'll actually say yes. RENT THAT PAYS ITSELF Tenants enroll in autopay one time, and rent hits your bank automatically — weekly, bi-weekly, monthly, quarterly, or yearly. No manual requests. No reminders. No awkward follow-ups. ALWAYS IN THE LOOP Get notified the moment rent is paid, a payment fails, or a maintenance request comes in. Automatic reminders go out to tenants before rent is even due, and late fees apply on their own — so you're not chasing anything by hand. LEASES & MAINTENANCE, TOO Send lease documents for e-signature right from the app, complete with a signed certificate. Tenants submit maintenance requests with photos; you track and update status without a single phone call. SEE EVERY DOLLAR AT A GLANCE A 12-month payment calendar shows every unit's history — paid, processing, overdue — at a glance. A forecast view shows your expected income for the next 30, 60, and 90 days. FREE FOR LANDLORDS. NO SUBSCRIPTION. There's no monthly fee. You only pay a small processing fee when a tenant actually pays — and you decide whether the tenant covers it or you absorb it. ACH bank transfers keep it as low as possible. BUILT FOR LANDLORDS LIKE YOU - Manage one rental or a few dozen, all in one place - Autopay on the schedule that fits each lease - Direct deposit to your own bank account - Automatic late fees and reminders - Secure e-signatures with audit certificate - Photo-based maintenance tracking - Payment calendar + income forecasting - Apple & Google sign-in, with full account deletion in-app Download Purely Payments and let rent collect itself.

Screenshots

Basic Capital4 screens
Purely Payments4 screens

Verdict

The call

The clearest difference is device support: Purely Payments at 3 against Basic Capital's 1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Basic Capital ships an update weekly, Purely Payments every 10 days. Both last shipped on October 24, 2026.

Scorecard1 real difference · 9 level
Basic Capital versus Purely Payments: the parameters behind the verdict, then further details
ParameterBasic CapitalPurely Payments
PriceFreeFree
Rating5.0 (14 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings14 — better—
Update frequencyWeekly — betterEvery 10 days
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.415.1 — better
Further details — not scored
Size96 MB37 MB
Age rating4+4+
DeveloperBasic Capital Group, IncAppomatix LLC

In-app purchases

None

Basic Capital

No in-app purchases

None

Purely Payments

No in-app purchases

Questions

Is Basic Capital free?
Basic Capital is free to download, with no in-app purchases.
Is Purely Payments free?
Purely Payments is free to download, with no in-app purchases.
Do Basic Capital or Purely Payments have ads?
Neither Basic Capital nor Purely Payments shows ads.
Which is updated more often, Basic Capital or Purely Payments?
Basic Capital ships an update weekly, and Purely Payments every 10 days. Most recently, Basic Capital was updated on October 24, 2026 and Purely Payments on October 24, 2026.

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