Pyng vs EXPENTIO

A cheaper and better way to pay with Pyng Zero surcharges #PyngPromise - When you use Pyng, neither you or the merchant will need to pay a surcharge. Saving you a ton of money. Your money is 100% safe - Pyng is safer than a normal credit card as it’s all authenticated through your own bank account and doesn’t require you to transfer funds to us or anywhere else. Pay straight from your bank - Pay directly from your bank account giving you more control of how you spend. How it works 1. Install the app via the App Store 2. Link your bank account: Securely link your bank account through your own banking app or banking platform - you can set a limit on how much money Pyng can debit from your account at any point of time 3. Scan a QR code and it's as simple as that Your money stays safe Pyng protects your money with the best-in-class security systems that help minimize fraud. Most importantly, Pyng never touches your money - your money goes straight to the merchant reducing any risk of fraud and reducing any transaction costs.

Know where your money goes - and what each property really costs. Expentio is an expense and income tracker built for Australian households and property owners. Log your spending in seconds, import your bank statements without creating duplicates, and keep a separate ledger for every property you own. TRACK IN SECONDS - Quick add for expenses and income, with a button that says what it is about to save - Categories and sub-categories that learn the merchants you use most - Payment methods, notes, and repeating entries for rent, rates, and subscriptions - Today, weekly, and monthly totals on one dashboard IMPORT WITHOUT THE DOUBLE-UPS - Connect your bank through secure open banking, or import a CSV statement - Every imported transaction is fingerprinted, so the same payment cannot land twice, even when it arrives once from a statement and later from your bank - Review, categorise, and confirm from one queue, with rules for the merchants you see every month A LEDGER FOR EVERY PROPERTY - Keep each property's expenses separate from your personal spending - See income, expenses, and performance for each property - Record the sale when you sell one, and keep the history TAX TIME WITHOUT THE SHOEBOX - Property expenses grouped the way Australian property tax reporting expects - A detailed report you can export and hand to your accountant - Expentio is not tax advice. It keeps your records clean so you or your accountant can act on them BUDGETS AND INSIGHT - Budgets with progress and alerts before you overspend - Charts for monthly trends, top categories, and where the money went - A copilot that summarises your spending in plain language NEVER FORGET A PAYMENT - Reminders for the bills that repeat - Notifications on your iPhone for what is coming up and what you have spent IPHONE AND WEB, IN SYNC The iPhone app is made for logging on the go. Your Expentio account holds the same data in the web app on a bigger screen, so you can log it on your phone and review it at your desk. YOUR DATA IS YOURS Your records live in your own account. There is no advertising, and you can delete your account and its data from inside the app whenever you want. Start with a 14-day trial - no card needed.