Pyng vs TapXpense

A cheaper and better way to pay with Pyng Zero surcharges #PyngPromise - When you use Pyng, neither you or the merchant will need to pay a surcharge. Saving you a ton of money. Your money is 100% safe - Pyng is safer than a normal credit card as it’s all authenticated through your own bank account and doesn’t require you to transfer funds to us or anywhere else. Pay straight from your bank - Pay directly from your bank account giving you more control of how you spend. How it works 1. Install the app via the App Store 2. Link your bank account: Securely link your bank account through your own banking app or banking platform - you can set a limit on how much money Pyng can debit from your account at any point of time 3. Scan a QR code and it's as simple as that Your money stays safe Pyng protects your money with the best-in-class security systems that help minimize fraud. Most importantly, Pyng never touches your money - your money goes straight to the merchant reducing any risk of fraud and reducing any transaction costs.

TapXpense is the fastest way to see where your money goes. Log an expense in a single tap and let it organise everything for you. No sign-up. No bank logins. Use it as a guest and your expenses never leave your iPhone. Sign in with Apple or Google only if you want private cloud sync across your devices. ONE TAP TO LOG • Back Tap: double-tap the back of your iPhone to log instantly • Home Screen widget and Control Center button • Ask Siri, or use a Shortcuts or Apple Wallet automation • Or just type it, whatever's fastest for you SMART, AND ON YOUR IPHONE • Type "coffee 4.50" and it's read and sorted for you • Sorting runs on your iPhone: a built-in word list, plus Apple Intelligence where your iPhone supports it. What you type is never sent to an AI service • Understands everyday spending worldwide: US, UK, India, Pakistan, Bangladesh, Nepal, and global brands SEE THE WHOLE PICTURE • Budgets, overall and per category, with a clear "budget remaining” • Money calendar: what you spent each day, and the bills and income coming up • Recurring subscriptions, with a reminder before you're charged • Recurring income, kept separate so it never muddies your spending • Insights that explain your month in plain language YOUR PERSONAL FINANCE REPORT • A clean monthly and yearly report with the numbers that matter • "Ask about your money": a private chat that answers from your real data, on your iPhone PRIVATE BY DESIGN • Start instantly as a guest: no account, and your expenses never leave your device • Works fully offline • No ads, no tracking, no selling your data • Lock the app with Face ID • Back up to your own iCloud Drive, optionally locked with a password • Export anytime as CSV or an encrypted backup • Optional Apple or Google sign-in adds private cloud sync across devices TAPXPENSE PRO (OPTIONAL) Everything above is free. Pro adds: more Home Screen and Lock Screen widgets, receipt photos, savings goals, trip budgets, rules and hashtags, a Home screen laid out your way, export to an AI assistant, more looks and app icons, and unlimited subscriptions (2 are free). Pro is a yearly subscription with a 7-day free trial, or a one-time Lifetime purchase. Prices are shown in the app. Payment is charged to your Apple Account. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period; manage or cancel it in your Apple Account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.tapxpense.com/privacy Light and dark mode. Custom categories. Multiple accounts. Make tracking money so easy you'll actually do it. Download TapXpense and log your first expense in seconds.