Pyng vs VelaTrack

A cheaper and better way to pay with Pyng Zero surcharges #PyngPromise - When you use Pyng, neither you or the merchant will need to pay a surcharge. Saving you a ton of money. Your money is 100% safe - Pyng is safer than a normal credit card as it’s all authenticated through your own bank account and doesn’t require you to transfer funds to us or anywhere else. Pay straight from your bank - Pay directly from your bank account giving you more control of how you spend. How it works 1. Install the app via the App Store 2. Link your bank account: Securely link your bank account through your own banking app or banking platform - you can set a limit on how much money Pyng can debit from your account at any point of time 3. Scan a QR code and it's as simple as that Your money stays safe Pyng protects your money with the best-in-class security systems that help minimize fraud. Most importantly, Pyng never touches your money - your money goes straight to the merchant reducing any risk of fraud and reducing any transaction costs.

VelaTrack remembers every subscription and recurring bill, so the money never leaves silently. No bank connection. No account. Everything stays on your phone. ADD IN THREE TAPS Pick the brand, confirm the price, done. A catalog of 40+ popular services fills in the price, colour and category for you. Custom bills work too, from weekly to every three years. KNOW BEFORE YOU ARE CHARGED A reminder lands days ahead of every renewal, at the hour you choose. Free trials get a louder alert before they turn into a bill. Mark a payment as paid right from the notification. SEE WHAT THE MONTH REALLY COSTS Home shows what is still to pay this month and how it compares with your budget. Tap the total to see every charge, app by app, with dates. INSIGHTS THAT END IN AN ACTION Paid this month, paid this year, spend by category and a six-month trend. Price rises are flagged the moment a charge is higher than the last one. HOME-SCREEN WIDGETS Three widgets: this month's total, your next payment, and the upcoming list with a Pay button on every row. PAYMENTS LEDGER Every charge, grouped by month, with paid and overdue filters. YOUR DATA, YOUR RULES Works fully offline. Optional cloud backup and restore with your own Google account. VELATRACK PRO • AI Scan: photograph a bill or import a screenshot and let it fill the form • Cloud backup and restore • Home-screen widgets • No ads Free forever for tracking. PRO is an optional monthly subscription. Payment is charged to your Apple ID account at confirmation of purchase. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel in Settings > Apple ID > Subscriptions. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/