Comparison

Simpo Cash Consumer vs Split With SquareUp

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simpo Cash Consumer

Features
Read full description

Mobile money transfers, bill payments, and digital finance possibilities! Simpo Cash Consumer app makes your mobile money experience enjoyable, as it offers the combined convenience of digital banking and the flexibility of mobile money. 1. Check your wallet balance 2. View wallet statement 3. Pay your utility bills, buy airtime/bundles for all MNOs and merchant payments 4. Transfer funds - cash IN/OUT, sent to and receive from banks and MNOs

About

Split With SquareUp

Effortlessly split bills by scanning receipts. Automatically itemize costs, assign them to individuals, and send personalized payment requests with one-tap links. Track shared expenses, manage recurring bills, and gain spending insights.

Highlights
  • Receipt scanning for automatic itemization
  • Manual item assignment to individuals
  • Proportional tax and tip division
  • One-tap payment links (Venmo, PayPal, Cash App)
  • Running balances and group management
  • Recurring bill tracking
  • Spending insights and export options
Read full description

SquareUp is the fastest way to split a bill the way it was actually ordered — not by dividing by four and hoping nobody notices. Point your camera at the receipt. SquareUp pulls every line item, tax, and tip. Tap who had what. Text everyone their own itemized total with a one-tap link to pay you back. No more screenshots, no more "I owe you around $20?", no more chasing people the week after. SquareUp is great for: -Dinners out with friends who all ordered different things -Roommates splitting groceries, utilities, and rent -Group trips where someone's been fronting everything -Couples who keep a running tab on shared costs -Coworkers on a regular lunch rotation Here's how it works: Scan a receipt and every item, tax, and tip gets parsed automatically -Tap items to assign them to people; shared stuff splits evenly across whoever had it -Tax and tip divide proportionally, so nobody overpays for the friend who got the lobster -Send everyone their share over iMessage with a Venmo, PayPal, or Cash App link pre-filled The people paying you back don't need to download anything. Their link opens in a browser with their personalized itemized total and payment buttons — tap, pay, done. Every feature you'd expect, and the ones you wouldn't: -Works on faded thermal receipts, handwritten tabs, and screenshots of delivery orders -Groups with running balances across every bill, simplified down to the fewest possible payments when you settle up -Friends list so you're not retyping names for the same dinner crew every week -Balance on the home tab — what you're owed, what you owe, across everything -Recurring bills for rent and subscriptions so they post themselves -Credit card rewards tracking so you know what card to put the group dinner on -Spending insights by person, group, and month -Export any bill or group to CSV or PDF for taxes -Home screen widgets for your balance at a glance -Guest mode — works without an account -Dark mode throughout SquareUp is free to start. Every premium feature is unlocked for your first two weeks, no payment info required. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Simpo Cash Consumer3 screens
Split With SquareUp3 screens

Verdict

The call

The clearest difference is in-app purchases: Simpo Cash Consumer at none against Split With SquareUp's 2. Simpo Cash Consumer also leads on iOS requirement (13.0 vs 17.6). Split With SquareUp's advantage is update cadence (every 9 days vs monthly). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Split With SquareUp sells 2 in-app purchases, starting at $2.99 per month. Simpo Cash Consumer asks for nothing beyond the download.

UpkeepUpdate frequency

Simpo Cash Consumer ships an update monthly, Split With SquareUp every 9 days. The most recent releases landed on October 9, 2026 and October 8, 2026 respectively.

Scorecard3 real differences · 7 level
Simpo Cash Consumer versus Split With SquareUp: the parameters behind the verdict, then further details
ParameterSimpo Cash ConsumerSplit With SquareUp
PriceFreeFree
Rating—5.0 (2 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—2 — better
Update frequencyMonthlyEvery 9 days — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Free
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 — better17.6
Further details — not scored
Size294 MB11 MB
Age rating4+4+
DeveloperFirst Capital Bank PlcSpencer Lerner

In-app purchases

None

Simpo Cash Consumer

No in-app purchases

2 purchases

Split With SquareUp

Subscriptions1
  • SquareUp Premium1 Month trial$2.991 Month
One-time1
  • SquareUp Premium Lifetime$49.99

Questions

Is Simpo Cash Consumer free?
Simpo Cash Consumer is free to download, with no in-app purchases.
Is Split With SquareUp free?
Split With SquareUp is free to download, with in-app purchases available.
Do Simpo Cash Consumer or Split With SquareUp have ads?
Neither Simpo Cash Consumer nor Split With SquareUp shows ads.
Which is updated more often, Simpo Cash Consumer or Split With SquareUp?
Simpo Cash Consumer ships an update monthly, and Split With SquareUp every 9 days. Most recently, Simpo Cash Consumer was updated on October 9, 2026 and Split With SquareUp on October 8, 2026.

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