Comparison

Wispr Flow vs SplitterUp

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Wispr Flow

This AI-powered voice keyboard transforms your spoken words into polished text instantly, working seamlessly across all your favorite apps. It refines your dictation for speed and accuracy, eliminating filler words and autocorrect errors. Capture notes, draft messages, or transcribe ideas effortlessly, all while sounding natural.

Highlights
  • AI-powered voice dictation
  • Works in any app
  • Polished, formatted output
  • Natural talking input
  • Customizable personal dictionary
  • Whisper dictation mode
  • Quick note capture
Features
Read full description

Talk naturally. Flow writes perfectly. Trusted by business leaders, creatives, students, and professionals to boost productivity every day. Wispr Flow is the AI voice keyboard and speech to text app built for speed and accuracy. It works inside any app—including Slack, Messages, Email, WhatsApp, ChatGPT, and Docs—instantly turning your spoken words into polished, formatted writing. Whether you’re taking quick notes, drafting long messages, or capturing detailed transcriptions, Flow is 4x faster than typing. Whether you are walking, commuting, or whispering around others, Flow refines and writes what you say. No filler words, no autocorrect fumbles, no awkward phrasing. Just fast, fluent writing that sounds like you. Why people choose Flow • World’s best voice‑first keyboard: Write with your voice in every application. Flow adapts tone and formatting for email, texting, and more. • AI‑polished output: Your voice, cleaned up and ready to send. No edits required. • Works in every app: From email to iMessage to Slack and Notion. • Natural talking only: No weird commands. Flow handles punctuation and formatting for you. • Learns your lingo: Add custom names, acronyms, and phrases with your personal dictionary. • Whisper to it: Dictate quietly without disturbing anyone nearby. • Quick capture notes: Use the shortcut to save ideas instantly and sync with the desktop app. • 100+ languages supported. Great for • Replying to emails while walking the dog • Drafting long documents on your commute • Responding to your team with full context, hands‑free • Capturing ideas after meetings or before bed Free to use with a weekly word limit. Upgrade to Pro for unlimited dictation and advanced features. Syncs with desktop apps on Mac and Windows. TERMS, PRIVACY & CONDITIONS Read on https://wisprflow.ai/terms-of-service and https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

SplitterUp

Effortlessly track shared expenses and settle debts with friends and groups. This app simplifies splitting bills for trips, households, or one-off purchases, ensuring fair financial management. Features include direct splitting, receipt scanning, and bank transaction import.

Highlights
  • Create groups for trips or households
  • Split directly between friends
  • Quick Split for one-off expenses
  • Divide costs equally, by amount, or percentage
  • Import transactions from bank accounts
  • Scan receipts and assign items
  • Track balances and record payments
Features
Read full description

SplitterUp is the expense splitting app with no monthly fee and no daily limit on expenses. Coming from Splitwise? Bring your groups, expenses and balances across, matched to the cent. Split with friends, roommates, partners and travel groups, then see exactly who owes what. Switching from Splitwise • Import your groups, expenses, payments and balances from a Splitwise export • Balances match to the cent, with nothing duplicated Split Any Way You Want • Create groups for trips, households, or shared bills • Split directly with a friend, no group needed • Quick Split for one-off expenses: just type names, no sign-up needed • Divide costs equally, by exact amounts, or by percentage • Save the split you use most and reuse it in one tap • Set up repeating expenses for rent, utilities and subscriptions Households • Add a couple or a whole home as one member of a group • The household pays a share its own size, then splits it internally • Household balances roll up on your dashboard Scan Receipts, Assign Items • Snap a photo and it's straightened and enhanced automatically • Line items, tax, tip and totals are extracted for you • Assign items to the people who ordered them, or let everyone claim their own • Split a receipt together, live, with the people next to you Every Currency, Handled Properly • Search any world currency and use it anywhere • Exchange rates are locked to the expense, so a balance doesn't drift • Set a currency per group, or override the rate on one expense • Always see the original amount next to the converted one Stay on Top of Balances • See exactly who owes you and who you owe • Open any balance to see how it was worked out • Settle a group in the fewest payments possible (an admin can turn it off) • Record a payment in full or in part, in any currency, on any date • Add your Venmo, PayPal, Cash App or Zelle details so people can pay you back Spending Insights • See where your money actually went, by category and by group • Pick any date range, or drill into a single group • Export a group's expenses to Excel or CSV Works Anywhere, Even Offline • Add and edit expenses with no signal. Everything syncs when you're back • Stays in sync across iPhone, iPad and the web • Ask Siri to start an expense, or add a Home Screen shortcut Keep Everyone in the Loop • Invite people by email, or share a link anyone can join from • Split with people who don't have the app. Invite them later and their share comes with them • Get notified when an expense is added or a payment is recorded Find It Again Later • Search a group by description, person, amount, category or place • Favorite the people and groups you use most • Archive what you're done with, without losing the history Tag Where You Spent • Add a location to any expense, and see the group's expenses on a map Designed for iPhone and iPad • iPad layouts built for the screen, not stretched from a phone • Face ID and Touch ID for quick, secure access Privacy First • Export or delete your data anytime • No ads, no data selling Download SplitterUp and stop the awkward "who owes what" conversations. Terms of Use: https://splitterup.app/terms Privacy Policy: https://splitterup.app/privacy

Screenshots

Wispr Flow4 screens
SplitterUp4 screens

Verdict

The call

The clearest difference is monetization model: SplitterUp at free against Wispr Flow's free with in-app purchases. SplitterUp also leads on review sentiment (100% vs 83%) and iOS requirement (16.0 vs 18.3). Wispr Flow's advantage is ratings volume (19K vs 17) and chart position (#35 vs unranked). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Wispr Flow sells 5 in-app purchases, starting at $4.49 per 7 days and SplitterUp sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

SplitterUp holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Wispr Flow has 19K ratings behind it against 17, so its average is the more settled of the two. Written reviews point the same way: 83% of Wispr Flow's written reviews are positive against 100% of SplitterUp's.

UpkeepUpdate frequency

Wispr Flow ships an update weekly, SplitterUp every 4 days. The most recent releases landed on November 9, 2026 and November 5, 2026 respectively.

Scorecard5 real differences · 6 level
Wispr Flow versus SplitterUp: the parameters behind the verdict, then further details
ParameterWispr FlowSplitterUp
PriceFreeFree
Rating4.8 (19K ratings)5.0 (17 ratings) — better
Positive reviews83.0% of reviews100.0% of reviews — better
Number of ratings19K — better17
Update frequencyWeeklyEvery 4 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree — better
Best chart rank#35 — better—
DevicesiPhoneiPhone, iPad — better
Requires iOS18.316.0 — better
Further details — not scored
Size182 MB70 MB
Age rating4+4+
DeveloperWispr AI, Inc.All Day Software LLC

Customer experience

Wispr Flow

All ratings17,618 ratings
Positive96.1%
Neutral1.2%
Negative2.7%
Written reviews3,620 reviews
Positive83.0%
Neutral4.4%
Negative12.6%

SplitterUp

All ratings17 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews12 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Wispr Flow

Reported bugs

1 issue
  • Dictation immediately erasing in apps

Requested features

1 request
  • Dark mode option

SplitterUp

Not enough reviews yet to summarise bugs or requests.

In-app purchases

5 purchases

Wispr Flow

Subscriptions5
  • Pro Weekly Plan$4.497 Days
  • Monthly Student Plan$7.491 Month
  • Pro Monthly Plan$15.001 Month
Show 2 more
  • Annual Student Plan$72.001 Year
  • Pro Annual Plan$143.991 Year
1 purchases

SplitterUp

One-time1
  • Premium Unlock$4.99

Questions

Is Wispr Flow free?
Wispr Flow is free to download, with in-app purchases available.
Is SplitterUp free?
SplitterUp is free to download, with in-app purchases available.
Which has better reviews, Wispr Flow or SplitterUp?
SplitterUp is rated higher. Wispr Flow averages 4.8 out of 5 from 19K ratings, while SplitterUp averages 5.0 from 17 ratings.
Do Wispr Flow or SplitterUp have ads?
Neither Wispr Flow nor SplitterUp shows ads.
Which is updated more often, Wispr Flow or SplitterUp?
Wispr Flow ships an update weekly, and SplitterUp every 4 days. Most recently, Wispr Flow was updated on November 9, 2026 and SplitterUp on November 5, 2026.

Other comparisons