Neo vs Occulta
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Neo
A modern and fast Matrix chat client designed for focused communication. It offers a clean UI for navigating rooms, spaces, and threads, with support for encrypted messages, rich media sharing, and voice/video calls.
- Modern and clean UI
- Encrypted room support
- Rich message sending
- Threads and Spaces organization
- Voice and video calls
- RSS feed integration
- Local message translation
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Neo is a futuristic Matrix client built for speed, focus, and modern communication. Move quickly through Matrix rooms, spaces, threads with a modern and clean UI. Sign in with your Matrix account, join rooms, send rich messages, organize conversations with Threads and Matrix Spaces, and navigate everything from a fast sidebar. Neo supports encrypted rooms, image video sharing, reactions, threads, voice and video calls, rich notifications, RSS feeds, and local message translation with a single tap. Core Matrix Features • Sign in with username/password or SSO • Support for regular and encrypted Matrix rooms • Send text, images, videos, files, GIFs, stickers, and reactions • Use threads to keep long conversations on track • Organize rooms with native Matrix Spaces • Rich notifications with avatars and message previews • Voice and video calls Neo Extras • Fast sidebar navigation for rooms and spaces • Online GIF picker powered by Tenor • Message search • One-tap downloads for images, videos, and GIFs • RSS feed subscriptions and in-app reading • News view with RSS integration • Sticker picker, including Memoji stickers • Per-contact notification modes • Custom notification sounds • Custom default reaction emojis • Emoji folders • Local message translation • Foldable Markdown code blocks • Apple Intelligence message summaries on supported devices EULA / Terms of Service: https://raw.githubusercontent.com/mszpro/Privacy-Policy/refs/heads/main/neo-matrix-tos.md Privacy Policy: https://raw.githubusercontent.com/mszpro/Privacy-Policy/refs/heads/main/neo-privacy-policy.md
Occulta
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Your contacts app tells you who people are. It doesn't prove it's really them, and it hands every file you send through it to someone else's servers. Occulta is a cryptographic address book. Meet someone in person, and UWB hardware exchanges verified keys directly between your phones: no server ever sees them, no account is created, no phone number required. From then on, encrypt any file, photo, or video for that person and send it however you want: AirDrop, email, iMessage, any chat app. If one channel goes down, use another. The security lives in the key, not the pipe. Every key in your collection represents someone you actually met. No certificate authority vouched for them. No company holds a copy. No legal process can hand over what was never stored anywhere but your phone. Key Features • In-person key exchange via Nearby Interaction (iPhone 11+): UWB proximity confirms it's really them • Diceware verification words: a quick, human-friendly check that catches what UWB alone can't • Encrypt files, photos, and videos for anyone in your collection; share the result over any channel you choose • Encrypted group sharing: protect a file for an entire group at once • Protected by Apple Secure Enclave: your private keys are generated on-device and never leave it • No accounts, no servers, no tracking: nothing to breach, subpoena, or sell • Quantum-resistant by design: ML-KEM 1024 protects today's exchanges against tomorrow's quantum computers (iOS 26+) • Identity challenge: if a contact's account is ever hijacked, the impostor can't produce a valid signed response. A stolen account can't quietly keep talking in your place. • Shamir Secret Sharing: split vault recovery across trusted people, so no single point of failure can lock you out or hand you over • Secure Mode: a coercion-resistant layer that keeps sensitive contacts and data invisible under duress Occulta doesn't ask you to trust a company. It asks you to meet someone once. Everything after that is yours. Forever.
Screenshots
Verdict
The clearest difference is price: Neo at Free against Occulta's $0.99. Occulta's advantage is in-app purchases (none vs 2). On update cadence, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Neo is free to download; Occulta costs $0.99 up front. Neo sells 2 in-app purchases, starting at $0.99 per month. Occulta asks for nothing beyond the download.
Neo ships an update every 10 days, Occulta every 6 days. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.
| Parameter | Neo | Occulta |
|---|---|---|
| Price | Free — better | $0.99 |
| Rating | 3.5 (8 ratings) — better | — |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 8 — better | — |
| Update frequency | Every 10 days | Every 6 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 18.4 — better | 18.6 |
| Further details — not scored | ||
| Size | 263 MB | 12 MB |
| Age rating | 4+ | 4+ |
| Developer | AsterKit | Yura Filatov |
In-app purchases
Neo
- Nil Pro Monthly Subscription$0.991 Month
- Nil Pro Lifetime$8.99
Occulta
No in-app purchases









