Encompass Mobile Banking vs Encompass LO
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Encompass Mobile Banking
Manage your finances conveniently from your mobile device. Check account balances, review transaction history, and move funds between accounts. You can also make loan payments and securely message support for assistance.
- Check Balances
- View Transaction History
- Transfer Funds
- Pay Loans
- Secure Messaging
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Encompass Mobile Banking allows you to check balances, view transaction history, transfer funds, and pay loans on the go! Features: - Check Balances - View Transaction History - Transfer Funds - Pay Loans - Secure Messaging for support If you have any questions about this application, please contact Encompass CU at 800-675-8852
Encompass LO
This app provides mortgage loan officers with tools for lead management, loan origination, and secure communication. It allows users to manage leads, convert them to loans, track their pipeline, and eSign documents remotely to drive sales and assist borrowers.
- Lead management
- Loan origination tools
- Secure communication
- Loan pipeline management
- eSign documents
- Remote work capabilities
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The Encompass app by ICE Mortgage Technology enables mortgage loan officers to stay ahead of the competition by providing them with powerful lead management, loan origination and communication tools at their fingertips all within Encompass experience they’re familiar with. Using the Encompass app, loan officers can efficiently and securely manage leads, convert leads to loans, manage their loan pipeline, and eSign documents from anywhere at any time. By enabling loan officers to work from anywhere the Encompass app aims to help them do more of what they do best – drive sales and help borrowers get the home financing they need.
Screenshots
Verdict
The clearest difference is review sentiment: Encompass Mobile Banking at 67% against Encompass LO's 0%. Encompass Mobile Banking also leads on ratings volume (716 vs 4) and rating (4.8 vs 4.5). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Encompass Mobile Banking holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: Encompass Mobile Banking has 716 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 67% of Encompass Mobile Banking's written reviews are positive against 0% of Encompass LO's.
Encompass Mobile Banking ships an update every 5 weeks, Encompass LO every 2 months. The most recent releases landed on November 8, 2026 and November 4, 2026 respectively.
| Parameter | Encompass Mobile Banking | Encompass LO |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (716 ratings) — better | 4.5 (4 ratings) |
| Positive reviews | 66.7% of reviews — better | 0.0% of reviews |
| Number of ratings | 716 — better | 4 |
| Update frequency | Every 5 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 18.4 | 18.0 — better |
| Further details — not scored | ||
| Size | 197 MB | 64 MB |
| Age rating | 12+ | 17+ |
| Developer | Encompass Federal Credit Union | IntercontinentalExchange, Inc |
Customer experience
Encompass Mobile Banking
Encompass LO
In-app purchases
Encompass Mobile Banking
No in-app purchases
Encompass LO
No in-app purchases
Questions
Is Encompass Mobile Banking free?
Is Encompass LO free?
Which has better reviews, Encompass Mobile Banking or Encompass LO?
Do Encompass Mobile Banking or Encompass LO have ads?
Which is updated more often, Encompass Mobile Banking or Encompass LO?
Other comparisons
