Idea+Cash vs Sefer Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Idea+Cash
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Conta pagamento, pague contas, faça transferências, PIX e muito mais.
Sefer Pay
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Uma solução financeira intuitiva que permite gerenciar seus recursos de forma prática e segura, oferecendo ferramentas para controle e organização de seu dinheiro.
Screenshots
Verdict
Idea+Cash and Sefer Pay are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Idea+Cash ships an update every 2 weeks, Sefer Pay fortnightly. The most recent releases landed on October 27, 2026 and October 2, 2026 respectively.
| Parameter | Idea+Cash | Sefer Pay |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 weeks — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.5 | 15.1 — better |
| Further details — not scored | ||
| Size | 280 MB | 45 MB |
| Age rating | 4+ | 4+ |
| Developer | Idea Maker | SMS - SMART MONEY SOLUTIONS MEIOS DE PAGAMENTO ELETRONICOS LTDA |
In-app purchases
Idea+Cash
No in-app purchases
Sefer Pay
No in-app purchases
