Comparison

PayZilla by Ksmart vs Moola by Virtual Switch

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayZilla by Ksmart

Features
Read full description

PayZilla is a one-stop mobile-based platform for payments, transfers and other essential services for every individual. We know the pain that comes with using a regular bank, PayZilla we will make things work better for everyone. We are committed to deepening financial inclusion through technology and enabling shared prosperity.We are more than a payment company.

About

Moola by Virtual Switch

This financial solution empowers Africans with easy payment options, making finance management effortless. It aims to provide convenient access to financial services for everyone, regardless of background.

Highlights
  • Easy payment options
  • Convenient financial management
  • Empowering Africans
  • Accessible financial services
Features
Read full description

Moola by Virtual Switch is more than just a brand – it’s a financial solution that’s committed to empowering Africans with easy and convenient payment options. We believe that access to financial services should not be limited by age, background, or educational level. With Moola, managing your finances becomes effortless, putting control and convenience at your fingertips.

Screenshots

PayZilla by Ksmart4 screens
Moola by Virtual Switch4 screens

Verdict

The call

The clearest difference is update cadence: PayZilla by Ksmart at weekly against Moola by Virtual Switch's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PayZilla by Ksmart ships an update weekly, Moola by Virtual Switch every 3 weeks. The most recent releases landed on September 30, 2026 and October 17, 2026 respectively.

Scorecard1 real difference · 9 level
PayZilla by Ksmart versus Moola by Virtual Switch: the parameters behind the verdict, then further details
ParameterPayZilla by KsmartMoola by Virtual Switch
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyWeekly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.5 — better
Further details — not scored
Size47 MB162 MB
Age rating17+4+
DeveloperKsmart Solutions LLCVirtual Switch International Limited

In-app purchases

None

PayZilla by Ksmart

No in-app purchases

None

Moola by Virtual Switch

No in-app purchases

Questions

Is PayZilla by Ksmart free?
PayZilla by Ksmart is free to download, with no in-app purchases.
Is Moola by Virtual Switch free?
Moola by Virtual Switch is free to download, with no in-app purchases.
Do PayZilla by Ksmart or Moola by Virtual Switch have ads?
Neither PayZilla by Ksmart nor Moola by Virtual Switch shows ads.
Which is updated more often, PayZilla by Ksmart or Moola by Virtual Switch?
PayZilla by Ksmart ships an update weekly, and Moola by Virtual Switch every 3 weeks. Most recently, PayZilla by Ksmart was updated on September 30, 2026 and Moola by Virtual Switch on October 17, 2026.

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