Comparison

PayZilla by Ksmart vs SimpleFi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayZilla by Ksmart

Features
Read full description

PayZilla is a one-stop mobile-based platform for payments, transfers and other essential services for every individual. We know the pain that comes with using a regular bank, PayZilla we will make things work better for everyone. We are committed to deepening financial inclusion through technology and enabling shared prosperity.We are more than a payment company.

About

SimpleFi

Manage your savings, explore investment options, and simulate loan payments with intuitive financial tools. This app helps you make informed decisions to achieve your financial goals.

Highlights
  • Savings Plans Calculator
  • Investment Options Discovery
  • Loan Payment Simulation
  • Secure Transactions
  • User-Friendly Interface
Features
Read full description

Whether you’re looking to grow your savings, explore investment opportunities, or estimate potential loan payments, SimpleFi has the tools you need. Our app provides calculators to help you make informed financial decisions, with a user-friendly interface and secure transactions. Plan your savings goals, explore tailored investment options, and simulate loan scenarios to understand potential interest rates and returns. SimpleFi is licensed and regulated by the Central Bank of Nigeria. Key Features: • Savings Plans Calculator: Set goals and earn competitive interest. • Investment Options: Discover tailored investment opportunities. • Secure and Reliable: Licensed and regulated for your peace of mind. Plan smarter, invest better, and achieve your financial goals with SimpleFi!

Screenshots

PayZilla by Ksmart4 screens
SimpleFi4 screens

Verdict

The call

The clearest difference is update cadence: PayZilla by Ksmart at weekly against SimpleFi's every 3 weeks. SimpleFi's advantage is iOS requirement (12.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PayZilla by Ksmart ships an update weekly, SimpleFi every 3 weeks. The most recent releases landed on October 27, 2026 and October 20, 2026 respectively.

Scorecard2 real differences · 7 level
PayZilla by Ksmart versus SimpleFi: the parameters behind the verdict, then further details
ParameterPayZilla by KsmartSimpleFi
PriceFreeFree
Rating—1.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyWeekly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.012.0 — better
Further details — not scored
Size47 MB36 MB
Age rating17+4+
DeveloperKsmart Solutions LLCSIMPLE FINANCE COMPANY LTD

In-app purchases

None

PayZilla by Ksmart

No in-app purchases

None

SimpleFi

No in-app purchases

Questions

Is PayZilla by Ksmart free?
PayZilla by Ksmart is free to download, with no in-app purchases.
Is SimpleFi free?
SimpleFi is free to download, with no in-app purchases.
Do PayZilla by Ksmart or SimpleFi have ads?
Neither PayZilla by Ksmart nor SimpleFi shows ads.
Which is updated more often, PayZilla by Ksmart or SimpleFi?
PayZilla by Ksmart ships an update weekly, and SimpleFi every 3 weeks. Most recently, PayZilla by Ksmart was updated on October 27, 2026 and SimpleFi on October 20, 2026.

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