Comparison

PayZilla by Ksmart vs iNPAY

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

PayZilla by Ksmart

Features
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PayZilla is a one-stop mobile-based platform for payments, transfers and other essential services for every individual. We know the pain that comes with using a regular bank, PayZilla we will make things work better for everyone. We are committed to deepening financial inclusion through technology and enabling shared prosperity.We are more than a payment company.

About

iNPAY

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iNPAY is the ultimate financial solution designed to simplify your payments and financial management. Whether you’re managing personal finances, collaborating on shared wallets with family or business partners, or making quick payments, iNPAY has you covered. Key Features: β€’ Wallet Management: Create and manage multiple wallets for different purposesβ€”budgeting, family expenses, business collaborations, and more. Invite others to join your wallet, set spending limits, and manage expenses together. β€’ Seamless Money Transfers: Send and receive money effortlessly with iNPAY-to-iNPAY transfers, or make secure interbank transfers to anyone. β€’ Bill Payments: Pay utility bills, subscriptions, and more in just a few taps, saving time and hassle. β€’ QR Code Payments: Make secure, cashless payments by simply scanning QR codes, whether at stores or online. β€’ Transaction History and Insights: Keep track of your spending and transactions with detailed logs and insights to help you make better financial decisions. With its intuitive design, enhanced security features, and robust functionality, iNPAY ensures a seamless and secure experience, helping you take control of your finances with ease. Why Choose iNPAY? β€’ Safe and secure payments with advanced encryption. β€’ Fast, reliable, and convenient financial management. β€’ Built for both personal users and small businesses. Join the iNPAY community today and experience the future of payments!

Screenshots

PayZilla by Ksmart4 screens
iNPAY4 screens

Verdict

The call

The clearest difference is update cadence: PayZilla by Ksmart at weekly against iNPAY's fortnightly. iNPAY's advantage is iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PayZilla by Ksmart ships an update weekly, iNPAY fortnightly. The most recent releases landed on October 15, 2026 and October 10, 2026 respectively.

Scorecard2 real differences Β· 4 level
PayZilla by Ksmart versus iNPAY: the parameters behind the verdict, then further details
ParameterPayZilla by KsmartiNPAY
PriceFreeFree
Update frequencyWeekly β€” betterFortnightly
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPad, iPod β€” better
Requires iOS16.013.0 β€” better
Further details β€” not scored
Size47 MB80 MB
Age rating17+17+
DeveloperKsmart Solutions LLCINTECH MANAGEMENT LIMITED

In-app purchases

None

PayZilla by Ksmart

No in-app purchases

None

iNPAY

No in-app purchases

Questions

Is PayZilla by Ksmart free?
PayZilla by Ksmart is free to download, with no in-app purchases.
Is iNPAY free?
iNPAY is free to download, with no in-app purchases.
Do PayZilla by Ksmart or iNPAY have ads?
Neither PayZilla by Ksmart nor iNPAY shows ads.
Which is updated more often, PayZilla by Ksmart or iNPAY?
PayZilla by Ksmart ships an update weekly, and iNPAY fortnightly. Most recently, PayZilla by Ksmart was updated on October 15, 2026 and iNPAY on October 10, 2026.

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