Comparison

NCSRCC HRA vs Valley Communities CU Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NCSRCC HRA

Manage your health benefit accounts with real-time balance checks, claim submissions, and expense tracking. This secure app offers intuitive navigation and convenient access to all your important account information on the go.

Highlights
  • Check account balances 24/7
  • View account summaries and statements
  • Submit claims with receipt photos
  • Scan product barcodes for eligibility
  • Manage HSA transactions and investments
  • Report lost or stolen debit cards
Features
Read full description

Below is the standard description text that will be published with the mobile app in each of the app stores for standard Mobile implementations. Make the most of your HRA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure ● Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) ● No sensitive account information is ever stored on your mobile device ● Use Touch ID or Face ID to quickly log in to the mobile app Connects You with the Details ● Quickly check available balances 24/7 ● View charts summarizing account(s) ● View claims requiring receipts ● Click to call or email Customer Service ● View your statements and notifications ● Scan product barcodes to determine their eligibility Provides Additional Time-Saving Options (if supported or applicable to your account(s)) ● File a claim towards your HRA ● Take or upload a picture of a receipt and submit for a new or existing claim ● View, contribute and distribute HSA transactions ● Pay bills from any account and add a payee ● Manage your expenses by entering medical expense information and supporting documentation ● View and Manage your HSA investments ● Retrieve your forgotten username/password ● Report a debit card as lost or stolen Powered by WEX®

About

Valley Communities CU Mobile

Manage your finances on the go with this secure mobile banking app. Organize transactions, set alerts, make payments, transfer funds, deposit checks, and manage your debit card. Find nearby branches and ATMs, and secure your account with passcode or biometrics.

Highlights
  • Add tags, notes, and photos to transactions
  • Set balance alerts
  • Make payments and transfers
  • Mobile check deposit
  • Debit card management
  • View monthly statements
  • Find branches and ATMs
Features
Read full description

Valley Communities CU Mobile is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with Valley Communities CU Mobile: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.

Screenshots

NCSRCC HRA3 screens
Valley Communities CU Mobile4 screens

Verdict

The call

The clearest difference is review sentiment: Valley Communities CU Mobile at 63% against NCSRCC HRA's 0%. Valley Communities CU Mobile also leads on rating (4.7 vs 2.0) and ratings volume (572 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Valley Communities CU Mobile holds the better App Store score, 4.7 against 2.0. That said, the two scores are not equally well evidenced: Valley Communities CU Mobile has 572 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of NCSRCC HRA's written reviews are positive against 63% of Valley Communities CU Mobile's.

UpkeepUpdate frequency

NCSRCC HRA ships an update every 4 months, Valley Communities CU Mobile monthly. The most recent releases landed on October 27, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 6 level
NCSRCC HRA versus Valley Communities CU Mobile: the parameters behind the verdict, then further details
ParameterNCSRCC HRAValley Communities CU Mobile
PriceFreeFree
Rating2.0 (1 ratings)4.7 (572 ratings) — better
Positive reviews0.0% of reviews62.5% of reviews — better
Number of ratings1572 — better
Update frequencyEvery 4 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better18.4
Further details — not scored
Size29 MB196 MB
Age rating17+4+
DeveloperWilson-McShane CorpValley Communities Credit Union

Customer experience

NCSRCC HRA

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Valley Communities CU Mobile

All ratings567 ratings
Positive94.9%
Neutral2.1%
Negative3.0%
Written reviews8 reviews
Positive62.5%
Neutral12.5%
Negative25.0%

In-app purchases

None

NCSRCC HRA

No in-app purchases

None

Valley Communities CU Mobile

No in-app purchases

Questions

Is NCSRCC HRA free?
NCSRCC HRA is free to download, with no in-app purchases.
Is Valley Communities CU Mobile free?
Valley Communities CU Mobile is free to download, with no in-app purchases.
Which has better reviews, NCSRCC HRA or Valley Communities CU Mobile?
Valley Communities CU Mobile is rated higher. NCSRCC HRA averages 2.0 out of 5 from 1 ratings, while Valley Communities CU Mobile averages 4.7 from 572 ratings.
Do NCSRCC HRA or Valley Communities CU Mobile have ads?
Neither NCSRCC HRA nor Valley Communities CU Mobile shows ads.
Which is updated more often, NCSRCC HRA or Valley Communities CU Mobile?
NCSRCC HRA ships an update every 4 months, and Valley Communities CU Mobile monthly. Most recently, NCSRCC HRA was updated on October 27, 2026 and Valley Communities CU Mobile on October 30, 2026.

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