RealtimePay vs Multimilla
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
RealtimePay
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Experience unparalleled convenience in managing your financial transactions with RealtimePay. Our app is your go-to solution for seamless, secure, and stress-free payments across various services. RealtimePay Services: Electricity Purchase: Effortless Payments: Quickly and easily pay your electricity bills, eliminating the need for long queues and complex processes. Real-Time Token Delivery: Receive your electricity tokens instantly, ensuring uninterrupted power supply. 24/7 Accessibility: Manage your electricity payments anytime, anywhere. Education Payment: Comprehensive Support: Purchase WAEC Registration Pins, WAEC Result Checker Pins, JAMB Pins, and other essential educational services. Secure Transactions: Enjoy peace of mind with our secure payment gateway that protects your transactions. Instant Confirmation: Receive immediate confirmation for all your educational transactions, ensuring a smooth and worry-free process. Dedicated Mobile Application: User-Friendly Interface: Navigate effortlessly through our intuitive and easy-to-use app interface. Push Notifications: Stay informed with real-time updates on your transactions and important announcements. Cutting-Edge Technology: Advanced Security Measures: Rest easy knowing your transactions are safeguarded by state-of-the-art security measures, ensuring the confidentiality of your data. Automated Processes: Benefit from efficient automated processes that minimize errors and enhance user experience. Reliable E-Channels: Rely on our dedicated e-channels for real-time transactions. Join RealtimePay to streamline your payments and enjoy the convenience of managing all your financial needs in one place. Our app is backed by a team of technology-oriented individuals committed to providing seamless, real-time service delivery for Nigerian households and businesses.
Multimilla
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Welcome to the Multimilla Mobile App Your No. 1 app for managing daily financial activities, all in one place. Handle your money with ease. Multimilla gives you powerful features that make your life simpler: INSTANT DEPOSIT Receive money faster than ever. No delays, no hassle. WITHDRAWALS Withdraw to any bank of your choice, whenever you need. SAVE Secure your money with Multimilla and sleep peacefully. Your savings are 100% safe. You're in good hands. CONTRIBUTE Build financial trust with friends or even strangers. Start contribution groups to grow together and reach your goals faster. PAYING BILLS We know bills are annoying, so we make them easier. Pay airtime, data, TV subscriptions, electricity and more, all in one place. LOANS Get money when you need it. Choose from: - Emergency Loan - Personal Loan FIXED DEPOSITS Money kept idle loses value over time. That's why we offer you a great interest rate on our fixed deposits, so you can keep up with inflation while you save. CARDS Need one card for both local and international payments? We've got you covered. Request your Multimilla card in the app. HOW TO USE MULTIMILLA 1. Install the Multimilla app. 2. Sign up or log in. 3. Start exploring and go beyond limitations. NEED HELP? TALK TO A REAL PERSON We speak your language, and we're here to listen. Our customer support team is available anytime you need us.
Screenshots
Verdict
RealtimePay and Multimilla are too close to call on the numbers: across 6 compared parameters โ price, update cadence, ads and in-app purchases among them โ neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
RealtimePay ships an update every 3 weeks, Multimilla every 4 weeks. The most recent releases landed on October 8, 2026 and October 25, 2026 respectively.
| Parameter | RealtimePay | Multimilla |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks โ better | Every 4 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.0 โ better |
| Further details โ not scored | ||
| Size | 38 MB | 10 MB |
| Age rating | 4+ | 17+ |
| Developer | REALTIME PAYMENTS AND RELOAD LIMITED | BIG MULTIMILLA INTERNATIONAL LTD |
In-app purchases
RealtimePay
No in-app purchases
Multimilla
No in-app purchases









