Comparison

RealtimePay vs SettleQuick by Pettysave

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

RealtimePay

Features
Read full description

Experience unparalleled convenience in managing your financial transactions with RealtimePay. Our app is your go-to solution for seamless, secure, and stress-free payments across various services. RealtimePay Services: Electricity Purchase: Effortless Payments: Quickly and easily pay your electricity bills, eliminating the need for long queues and complex processes. Real-Time Token Delivery: Receive your electricity tokens instantly, ensuring uninterrupted power supply. 24/7 Accessibility: Manage your electricity payments anytime, anywhere. Education Payment: Comprehensive Support: Purchase WAEC Registration Pins, WAEC Result Checker Pins, JAMB Pins, and other essential educational services. Secure Transactions: Enjoy peace of mind with our secure payment gateway that protects your transactions. Instant Confirmation: Receive immediate confirmation for all your educational transactions, ensuring a smooth and worry-free process. Dedicated Mobile Application: User-Friendly Interface: Navigate effortlessly through our intuitive and easy-to-use app interface. Push Notifications: Stay informed with real-time updates on your transactions and important announcements. Cutting-Edge Technology: Advanced Security Measures: Rest easy knowing your transactions are safeguarded by state-of-the-art security measures, ensuring the confidentiality of your data. Automated Processes: Benefit from efficient automated processes that minimize errors and enhance user experience. Reliable E-Channels: Rely on our dedicated e-channels for real-time transactions. Join RealtimePay to streamline your payments and enjoy the convenience of managing all your financial needs in one place. Our app is backed by a team of technology-oriented individuals committed to providing seamless, real-time service delivery for Nigerian households and businesses.

About

SettleQuick by Pettysave

Features
Read full description

Moving to a new country comes with many challenges. SettleQuick is designed to support newcomers by connecting them with trusted and verified service providers to make the transition easier and more organized. Whether you're relocating for work, education, or a new beginning, SettleQuick provides access to essential services to help you settle with confidence. Key Features: • Access verified service providers Find trusted professionals offering support tailored to your settlement needs. • Housing assistance Explore options to help you secure accommodation in your new location. • Employment support Connect with opportunities and services that can assist with job search and career growth. • Education guidance Get access to resources and support for study and academic planning. • Simple and intuitive experience Navigate easily through a platform designed with newcomers in mind. Why SettleQuick? • Trusted network of verified providers • Centralized access to essential services • Designed to support a smooth transition SettleQuick is a platform that connects users with independent service providers and does not guarantee immigration outcomes. Begin your journey with the right support. Download SettleQuick and take your first step toward settling in with ease.

Screenshots

RealtimePay4 screens
SettleQuick by Pettysave4 screens

Verdict

The call

RealtimePay and SettleQuick by Pettysave are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

RealtimePay ships an update every 3 weeks, SettleQuick by Pettysave every 5 weeks. The most recent releases landed on October 27, 2026 and October 31, 2026 respectively.

ScorecardNo meaningful differences
RealtimePay versus SettleQuick by Pettysave: the parameters behind the verdict, then further details
ParameterRealtimePaySettleQuick by Pettysave
PriceFreeFree
Update frequencyEvery 3 weeks — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size38 MB56 MB
Age rating4+4+
DeveloperREALTIME PAYMENTS AND RELOAD LIMITEDPettysave Limited

In-app purchases

None

RealtimePay

No in-app purchases

None

SettleQuick by Pettysave

No in-app purchases

Questions

Is RealtimePay free?
RealtimePay is free to download, with no in-app purchases.
Is SettleQuick by Pettysave free?
SettleQuick by Pettysave is free to download, with no in-app purchases.
Do RealtimePay or SettleQuick by Pettysave have ads?
Neither RealtimePay nor SettleQuick by Pettysave shows ads.
Which is updated more often, RealtimePay or SettleQuick by Pettysave?
RealtimePay ships an update every 3 weeks, and SettleQuick by Pettysave every 5 weeks. Most recently, RealtimePay was updated on October 27, 2026 and SettleQuick by Pettysave on October 31, 2026.

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