Raiz Finance vs Cedar Money App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Raiz Finance
Manage multi-currency accounts, receive international payments, and send money globally. This app simplifies cross-border transactions with features like virtual dollar cards and instant transfers, making it ideal for freelancers, remote workers, and businesses operating internationally.
- Multi-currency accounts (USD, Naira)
- International money transfers
- Receive global payments
- Virtual dollar card
- Instant currency swaps
- Rewards and cashback
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Raiz – Borderless Digital Banking for Africans Join thousands of Africans using Raiz to manage multi-currency accounts, receive international payments, and send money to loved ones and business partners around the world — all from one powerful app. Whether you're a freelancer, remote worker, or business owner looking to get paid in USD, or a company making payments to global suppliers, Raiz makes cross-border transactions simple, fast, and affordable. Global Coverage — Send Money Worldwide With Raiz, you can send money from the US, UK, Canada, Europe, and more to over 50+ countries, including: Nigeria,Ghana,Kenya,South Africa,United States,United Kingdom, France, Cameroon, Australia, China, UAE, Uganda, Ivory Coast, Benin, Togo, Mali, Senegal… and more Enjoy instant transfers, low fees (sometimes even zero), and full transparency every step of the way. WITH RAIZ, YOU CAN: - Open a USD account in your name to receive payments via ACH, Wire, or RTP - Instantly swap between Naira and USD at competitive rates - Send and receive remittances to and from over 20 countries — including the US, UK, Nigeria, Ghana, Kenya, South Africa, UAE, France, Canada, China, and more - Shop online with a virtual dollar card for subscriptions and payments - Instantly push funds to any Visa/Mastercard debit card - Earn rewards and cashback on your transactions MULTI-CURRENCY WALLET Effortlessly hold, receive, send, and manage USD and Naira. Enjoy seamless currency swaps and global transfers — right from your phone. BUILT FOR AFRICANS. MADE FOR THE WORLD Raiz is a next-gen digital banking platform built to support Africa's growing global presence. Whether you're on the continent or in the diaspora, Raiz gives you the tools to manage your money without borders. Need help? We’re always here. Reach us anytime at support@raiz.app Say goodbye to banking barriers. Welcome to Raiz – where African money goes global.
Cedar Money App
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Cedar simplifies cross-border transactions for African and Global businesses. Our user-friendly app enables users to send and receive high-volume payments effortlessly, across borders. Key Features: Fast and Secure Payments: Send and receive payments in record time (T+1 settlement), ensuring your transactions are fast and efficient. Competitive Exchange Rates: Benefit from favorable exchange rates, saving your business money on international transfers. Rate Alerts: Never miss a great exchange rate again. Get an instant notification whenever your preferred currencies reach your desired thresholds. World-class security for World-class businesses: Cedar prioritizes security, offering encrypted gateways, fraud protection, and compliance with international regulations. Why Choose Cedar Money? High-Volume Capacity: As your business grows, Cedar adapts to your increasing transaction volume - up to $30,000,000 daily transactions and diverse payment needs globally. Reliability: Count on Cedar Money for reliable and secure payment solutions. Convenience: Manage your global payments on the go with our mobile app. Cost-Effective: Manage your business expenses with competitive exchange rates and rate alerts. Global Reach: Send and receive payments to and from anywhere in the world. Earn extra cash: Earn up to $180 when you refer a business on Cedar. What are you waiting for? Download the Cedar Money app today and experience the future of business payments.
Screenshots
Verdict
Raiz Finance and Cedar Money App are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Raiz Finance | Cedar Money App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (36 ratings) — better | — |
| Positive reviews | 62.5% of reviews | — |
| Number of ratings | 36 — better | — |
| Update frequency | Every 10 days | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone |
| Requires iOS | 16.4 — better | 17.5 |
| Further details — not scored | ||
| Size | 95 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | Raiz Digital Service Company | MBD Finance Technology |
In-app purchases
Raiz Finance
No in-app purchases
Cedar Money App
No in-app purchases







