Comparison

ATRAM PERA vs Pisowise

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

ATRAM PERA

Features
Read full description

The PERA Mobile App by ATRAM Trust Corporation makes managing your Personal Equity and Retirement Account (PERA) easier than ever. Track your contributions and growth, and access valuable program resources - all from the palm of your hand. Key Features: - Securely access and manage your PERA account on the go. - View your investment performance and track your progress towards retirement goals. - Stay informed with the latest PERA program news and updates. - Existing PERA clients will be able to access their account through their previous login details and a new password flow. - Access FAQs and other helpful resources directly within the app. Download the ATRAM PERA Mobile App today and take control of your retirement future!

About

Pisowise

Features
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Pisowise is your smart Filipino finance buddy โ€” a personal finance app built for real-life peso habits. Track net worth, accounts, spending, budgets, goals, debts, bills, groceries, and investments in one calm, PHP-first command center. MEET PISO AI Powered by Apple Intelligence, Piso AI lets you log money the natural way. Just type plain phrases like "Spent 350 on lunch" or "Transfer 2000 from GCash to BDO," use guided prompt chips, and review everything before it saves. You stay in control. ONE CALM DASHBOARD The home screen brings net worth, account balances, quick actions, spending, budgets, and goals into one scrollable daily workspace โ€” no overwhelming clutter. BUILT FOR REAL FILIPINO MONEY HABITS - Quick Add for fast, detailed transactions - Accounts: cash, debit, credit, savings, and e-wallets - Budgets by category so you stay aware before overspending - Goals for emergency funds, travel, gadgets, tuition, and more - Debts, bills, and recurring rules in one place - Investments portfolio tracking, split bills, groceries, and a currency converter - Readable reports that keep your patterns clear - Scan receipts for faster capture GAMIFIED MONEY HABITS Streaks, badges, journeys, and XP turn boring tracking into a habit you look forward to. Build daily check-in streaks, earn achievements, and follow guided money journeys one day at a time. PRIVACY AND CONTROL Pisowise is designed around review, clarity, and user control. It helps you organize your money without pretending to be a bank, and it does not replace professional financial advice. Start tracking, saving, and understanding your money with Pisowise โ€” and make every peso count.

Screenshots

ATRAM PERA3 screens
Pisowise4 screens

Verdict

The call

The clearest difference is price: ATRAM PERA at Free against Pisowise's $1.99. ATRAM PERA also leads on in-app purchases (none vs 1) and device support (3 vs 1). On ads there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

ATRAM PERA is free to download; Pisowise costs $1.99 up front. Pisowise sells 1 one-off in-app purchase. ATRAM PERA asks for nothing beyond the download.

Scorecard4 real differences ยท 2 level
ATRAM PERA versus Pisowise: the parameters behind the verdict, then further details
ParameterATRAM PERAPisowise
PriceFree โ€” better$1.99
Update frequencyMonthlyโ€”
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPad, iPod โ€” betteriPhone
Requires iOS15.0 โ€” better26.0
Further details โ€” not scored
Size79 MB22 MB
Age rating17+4+
DeveloperATRAM Trust CorporationMark Joseph Remetio

In-app purchases

None

ATRAM PERA

No in-app purchases

1 purchases

Pisowise

One-time1
  • Pisowise Full Version$1.99

Questions

Is ATRAM PERA free?
ATRAM PERA is free to download, with no in-app purchases.
Is Pisowise free?
Pisowise costs $1.99, and also offers in-app purchases.
Do ATRAM PERA or Pisowise have ads?
Neither ATRAM PERA nor Pisowise shows ads.

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