Comparison

EBL SKYBANKING vs EMI IQ

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

EBL SKYBANKING

Manage your finances on the go with a streamlined banking app. Features include self-registration, instant fund transfers, bill payments, and easy access to account statements and certificates. Personalize your experience with themes and dark mode.

Highlights
  • Self-user registration
  • Instant fund transfers
  • Bill payments
  • Downloadable certificates
  • Instant account statements
  • Personalized themes and dark mode
  • Scheduled transfers
Features
Read full description

Welcome to EBL Skybanking – the smarter way to manage your money on the go. Our latest EBL Skybanking is all about making your banking experience smoother, safer, and more personalized. It brings you a sleek, intuitive design that makes managing your money easier than ever, right from your phone. Self-user Registration with Customized EBL Skybanking ID • EBL account & card holders can register using mobile number and card PIN or with account and NID verification. • During the Registration process, user can set their preferred name, email or mobile number as their new EBL Skybanking ID before their 1st login. • Enjoy seamless registration from anywhere in the world with foreign mobile number. My Banking Introducing 'My Banking' feature, designed for effortless and rapid transactions on the go. With 'My Banking,' you can instantly transfer funds to your EBL accounts, make MFS transfers, pay card bills, and recharge your mobile number—all seamlessly, without the need for additional OTPs or verifications. Certificates No need to visit branch. Download certificates anytime, anywhere using EBL Skybanking app: • Account Tax Certificate • DPS Tax Certificate • FD Tax Certificate • Loan Tax Certificate • Account Certificate • Balance Certificate • Loan Outstanding Certificate • NOC against Loan • Currency Conversion Loan Instant Statements Now you can download your account and card statements instantly using Statement Download option. Personal Finance Management See your financial activities through infographics to better manage your budget. Personalization Enjoy a wide range of customization options. • Themes: Personalize your app with a wide range of themes. • Dark Mode: Enable dark mode for a sleek, comfortable viewing experience. • Profile Picture Upload: Set your own profile picture for a personalized experience. Schedule Transfer Take control of your finances! Schedule transfers to your own and EBL accounts with ease using the EBL Skybanking app Beneficiary Management on the Go Transact on the go and save beneficiaries after successful transactions. Phonebook Integration Select beneficiary phone numbers for mobile recharge and MFS transfer directly from your phonebook. Transaction Receipt View, download, and share transaction receipts. Transaction Limits View detailed transaction limits for all services. Unbilled History – Credit Card View real-time unbilled transaction history of your credit card. Login Using EBL Skybanking PIN No need to remember long passwords. Set your preferred EBL Skybanking Log in PIN for added convenience. In-App Transaction Notification Receive Transaction notifications within the app. Video Tutorial and FAQ Access a wide range of step-by-step video tutorials and FAQs for easy reference and self-guidance.

About

EMI IQ

Features
Read full description

EMI IQ helps you make smarter borrowing decisions by bringing your loans, credit cards, and financial commitments together in one place. Whether you're managing a single loan or planning multiple financial goals, EMI IQ gives you the clarity and insights you need to stay in control. With EMI IQ, you can: • Track loans and EMIs in one place. • Monitor credit card balances, due dates, and repayments. • Understand your financial health with personalized metrics and insights. • Use built-in calculators and planning tools to evaluate borrowing decisions. • Set financial goals and monitor your progress over time. • Receive practical financial tips through EQ Cookie to encourage better money habits. Designed to be simple, intuitive, and privacy-conscious, EMI IQ helps you understand the true impact of borrowing so you can make informed financial decisions with confidence. Key Features • Loan and EMI management • Credit card tracking • Financial health metrics • Personalized insights • EMI and loan calculators • Goal planning and progress tracking • EQ Cookie financial tips • Light and dark mode support EMI IQ is designed for individuals who want greater visibility into their financial commitments and a smarter way to plan, manage, and improve their financial decisions. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

EBL SKYBANKING4 screens
EMI IQ4 screens

Verdict

The call

The clearest difference is in-app purchases: EBL SKYBANKING at none against EMI IQ's 2. EBL SKYBANKING also leads on iOS requirement (12.1 vs 15.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. EMI IQ sells 2 in-app purchases, starting at $0.99 per month. EBL SKYBANKING asks for nothing beyond the download.

Scorecard2 real differences · 8 level
EBL SKYBANKING versus EMI IQ: the parameters behind the verdict, then further details
ParameterEBL SKYBANKINGEMI IQ
PriceFreeFree
Rating3.9 (124 ratings) — better—
Positive reviews24.6% of reviews—
Number of ratings124 — better—
Update frequencyEvery 6 weeks—
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.1 — better15.0
Further details — not scored
Size136 MB38 MB
Age rating17+4+
DeveloperEastern Bank PLC.Asha Suparna

Bugs and requests

EBL SKYBANKING

Reported bugs

4 issues
  • Registration process issues
  • Connectivity problems
  • Inconsistent data display
  • Selfie verification not working

Requested features

4 requests
  • Restore previous app data and features
  • Improve stability and reliability
  • Optimize app performance
  • Provide web portal as backup option

EMI IQ

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

EBL SKYBANKING

No in-app purchases

2 purchases

EMI IQ

Subscriptions2
  • EMI IQ Premium$0.991 Month
  • EMI IQ Premium Quarterly$1.993 Months

Questions

Is EBL SKYBANKING free?
EBL SKYBANKING is free to download, with no in-app purchases.
Is EMI IQ free?
EMI IQ is free to download, with in-app purchases available.
Do EBL SKYBANKING or EMI IQ have ads?
Neither EBL SKYBANKING nor EMI IQ shows ads.

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