Comparison

Bill Splitter vs Chipp

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bill Splitter

Effortlessly manage shared expenses for groups, couples, and trips. Scan receipts with AI, split bills flexibly, and simplify payments to ensure everyone knows who owes what. Track spending with insights and recurring bill reminders.

Highlights
  • AI receipt itemization
  • Flexible bill splitting
  • Automatic debt simplification
  • Recurring bill management
  • Spending categories and insights
  • Group collaboration
  • Data export to CSV
Features
Read full description

SplitMyExpenses is a bill splitter for roommates, couples, friends, and trips. Use the AI receipt scanner to split and track expenses by item or amount, settle up with fewer payments, and replace awkward IOUs with clear balances. Built for real shared costs - AI receipt scanner: turn a photo into an itemized split in seconds - Flexible splits: equal, percentage, shares, receipt items, or exact amounts - Smarter settle-up: minimize paybacks and reduce awkward money math - Shared rent and recurring bills: weekly, bi-weekly, monthly, or yearly reminders - Restaurant checks and tabs: split dinner, tax, tip, and extras clearly - Groups and friends: collaborate with roommates, couples, trips, events, and travel crews - Payments: open Venmo, Cash App, PayPal, or UPI from the people you owe - Multi-currency: 150+ currencies for international trips and business travel - Exports: keep your data portable with CSV downloads Free includes unlimited expenses, real-time balances, automatic debt simplification, recurring bills, activity history, group customization, payment app settings, CSV export, and web plus native mobile access. Premium adds AI receipt itemization, bank and card imports, AI summaries, category prediction, unlimited recurring expenses, default group splits, auto currency conversion, and priority processing. Terms: www.splitmyexpenses.com/terms-of-service Privacy: www.splitmyexpenses.com/privacy-policy

About

Chipp

Effortlessly track, split, and settle group expenses with a lightning-fast interface. Manage shared living costs, travel bills, and dinner receipts with ease. Settle up instantly with friends, all within one convenient app.

Highlights
  • Tap-to-split interface
  • Find friends nearby
  • Create shared expense groups
  • Split rent and utilities
  • Manage travel expenses
  • Scan receipts for dinner bills
  • Handle partial splits
Features
Read full description

Chipp is a lightning-fast way to split and settle group expenses effortlessly. With its unique tap-to-split interface and the ability to find friends nearby, settling share expenses is effortless. Whether you're splitting rent, dining out, or managing small purchases with friends, track what’s owed, see who owes whom, and pay back instantly—all with just one swipe. GROUP EXPENSE APP MADE SIMPLE Create and manage shared expense groups for any situation—whether it's a weekend getaway, a shared apartment, or a birthday dinner. Easily track bills and expenses and settle up in real time, all in one place. SPLIT RENT WITH ROOMMATES Avoid awkward convos about utilities, Wi-Fi, or groceries. Chipp makes it easy to manage recurring rent splits and shared living costs with roommates, so everyone pays their fair share—no chasing needed. TRAVEL EXPENSE SHARING FOR FRIEND GROUPS Plan your next group trip without worrying about the money. Chipp lets you log expenses as you go and settle everything up with one swipe at the end of the vacation. No more spreadsheets or payment confusion. DINNER BILL SPLITTING WITHOUT THE MATH Out to eat with a group? Scan the receipt, split items or total evenly or unequally, and settle instantly. No more guesswork, mental math, or awkward waiting for your friends to pay you back. SHARED SUBSCRIPTION EXPENSE MANAGER Easily track and divide monthly charges for shared subscriptions like Netflix, Spotify, YouTube Premium, or HBO. Chipp helps keep shared entertainment budgets clean and clear. HANDLE PARTIAL SPLITS IN GROUP EXPENSES Custom-split every expense based on who paid and who participated. You can split by percentage, share, or amount—ideal for when one friend joins late or skips a round.

Screenshots

Bill Splitter4 screens
Chipp4 screens

Verdict

The call

The clearest difference is in-app purchases: Chipp at none against Bill Splitter's 3. Chipp also leads on iOS requirement (13.0 vs 16.4). Bill Splitter's advantage is rating (4.8 vs 4.4) and ratings volume (52 vs 16). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Bill Splitter sells 3 in-app purchases, starting at $3.99 per month. Chipp asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Bill Splitter holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 52 and 16 respectively. Written reviews point the same way: 83% of Bill Splitter's written reviews are positive against 78% of Chipp's.

UpkeepUpdate frequency

Bill Splitter ships an update every 11 days, Chipp fortnightly. The most recent releases landed on September 25, 2026 and June 11, 2026 respectively.

Scorecard5 real differences · 5 level
Bill Splitter versus Chipp: the parameters behind the verdict, then further details
ParameterBill SplitterChipp
PriceFreeFree
Rating4.8 (52 ratings) — better4.4 (16 ratings)
Positive reviews83.3% of reviews — better77.8% of reviews
Number of ratings52 — better16
Update frequencyEvery 11 days — betterFortnightly
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.413.0 — better
Further details — not scored
Size109 MB116 MB
Age rating4+4+
DeveloperVuxByte LLCChipp LLC

Customer experience

Bill Splitter

All ratings52 ratings
Positive96.2%
Neutral0.0%
Negative3.8%
Written reviews6 reviews
Positive83.3%
Neutral16.7%
Negative0.0%

Chipp

All ratings16 ratings
Positive87.5%
Neutral0.0%
Negative12.5%
Written reviews9 reviews
Positive77.8%
Neutral0.0%
Negative22.2%

In-app purchases

3 purchases

Bill Splitter

Subscriptions3
  • Premium monthly7 Days trial$3.991 Month
  • Premium yearly7 Days trial$24.991 Year
  • Premium yearly7 Days trial$34.991 Year
None

Chipp

No in-app purchases

Questions

Is Bill Splitter free?
Bill Splitter is free to download, with in-app purchases available.
Is Chipp free?
Chipp is free to download, with no in-app purchases.
Which has better reviews, Bill Splitter or Chipp?
Bill Splitter is rated higher. Bill Splitter averages 4.8 out of 5 from 52 ratings, while Chipp averages 4.4 from 16 ratings.
Do Bill Splitter or Chipp have ads?
Neither Bill Splitter nor Chipp shows ads.
Which is updated more often, Bill Splitter or Chipp?
Bill Splitter ships an update every 11 days, and Chipp fortnightly. Most recently, Bill Splitter was updated on September 25, 2026 and Chipp on June 11, 2026.

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