Comparison

Fineyo vs Chipp

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fineyo

Effortlessly manage your finances with a powerful yet simple expense tracker. Log spending, create budgets, and gain clear insights into your financial habits. Designed for clarity and ease of use, it helps you build better financial habits.

Highlights
  • Expense & Income Tracker
  • Budget Planner
  • Spending Insights & Charts
  • Custom Categories
  • iCloud Sync
  • Offline Mode
Features
Read full description

Take control of your money with a simple, powerful expense tracker. Track spending, set budgets, and see exactly where your money goes. No clutter. No overwhelm. Just clarity. Managing subscriptions, multiple accounts, and daily expenses should not feel overwhelming. Fineyo helps you track spending, set budgets, and understand your financial habits in seconds. Whether you are saving for travel, building an emergency fund, or simply trying to stop overspending, Fineyo makes personal finance clear and effortless. TRACK EXPENSES IN SECONDS Add expenses or income instantly. No complicated forms. No unnecessary steps. Just fast, intuitive money tracking. Perfect for daily expense tracking, subscription management, and quick budget logging. SEE WHERE YOUR MONEY GOES Get a complete overview of your finances in one clean dashboard. Categorize transactions, review spending history, and stay organized with a minimalist interface designed for clarity. Fineyo works as your personal money manager and spending tracker. VISUAL CHARTS & INSIGHTS Understand your financial habits at a glance. Analyze trends, monitor monthly spending, and identify areas to improve with clear and modern charts. Data becomes insight. Insight becomes smarter decisions. SMART BUDGETING MADE SIMPLE Create category budgets and set spending limits. Receive gentle reminders when you are approaching your limit so you stay in control without stress. Budgeting should guide you, not pressure you. KEY FEATURES • Expense & Income Tracker • Budget Planner for specific categories • Spending Insights & Charts • Custom Categories with Emojis • iCloud Sync Across Devices • Apple Pay Transaction Import • Multi-Currency Support • Powerful Search & Filters • Dark Mode • Offline Mode - Track anytime Fineyo is built for people who want a clean, distraction-free budgeting app without complexity. If you are looking for: • an expense tracker • a budget app • a money manager • a spending tracker • a personal finance app Fineyo brings it all together in one beautifully simple experience. Start tracking your expenses today and build better financial habits with confidence. Terms of Use https://fineyo.app/terms-of-use.html Privacy Policy https://fineyo.app/privacy-policy.html

About

Chipp

Effortlessly track, split, and settle group expenses with a lightning-fast interface. Manage shared living costs, travel bills, and dinner receipts with ease. Settle up instantly with friends, all within one convenient app.

Highlights
  • Tap-to-split interface
  • Find friends nearby
  • Create shared expense groups
  • Split rent and utilities
  • Manage travel expenses
  • Scan receipts for dinner bills
  • Handle partial splits
Features
Read full description

Chipp is a lightning-fast way to split and settle group expenses effortlessly. With its unique tap-to-split interface and the ability to find friends nearby, settling share expenses is effortless. Whether you're splitting rent, dining out, or managing small purchases with friends, track what’s owed, see who owes whom, and pay back instantly—all with just one swipe. GROUP EXPENSE APP MADE SIMPLE Create and manage shared expense groups for any situation—whether it's a weekend getaway, a shared apartment, or a birthday dinner. Easily track bills and expenses and settle up in real time, all in one place. SPLIT RENT WITH ROOMMATES Avoid awkward convos about utilities, Wi-Fi, or groceries. Chipp makes it easy to manage recurring rent splits and shared living costs with roommates, so everyone pays their fair share—no chasing needed. TRAVEL EXPENSE SHARING FOR FRIEND GROUPS Plan your next group trip without worrying about the money. Chipp lets you log expenses as you go and settle everything up with one swipe at the end of the vacation. No more spreadsheets or payment confusion. DINNER BILL SPLITTING WITHOUT THE MATH Out to eat with a group? Scan the receipt, split items or total evenly or unequally, and settle instantly. No more guesswork, mental math, or awkward waiting for your friends to pay you back. SHARED SUBSCRIPTION EXPENSE MANAGER Easily track and divide monthly charges for shared subscriptions like Netflix, Spotify, YouTube Premium, or HBO. Chipp helps keep shared entertainment budgets clean and clear. HANDLE PARTIAL SPLITS IN GROUP EXPENSES Custom-split every expense based on who paid and who participated. You can split by percentage, share, or amount—ideal for when one friend joins late or skips a round.

Screenshots

Fineyo4 screens
Chipp4 screens

Verdict

The call

The clearest difference is rating: Fineyo at 5.0 against Chipp's 4.4. Fineyo also leads on update cadence (every 4 days vs fortnightly). Chipp's advantage is in-app purchases (none vs 3) and device support (3 vs 1). On price, review sentiment, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Fineyo sells 3 in-app purchases, starting at $3.99 per month. Chipp asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Fineyo holds the better App Store score, 5.0 against 4.4. Both are backed by a comparable volume of ratings — 11 and 16 respectively. Written reviews point the same way: 80% of Fineyo's written reviews are positive against 78% of Chipp's.

UpkeepUpdate frequency

Fineyo ships an update every 4 days, Chipp fortnightly. The most recent releases landed on September 12, 2026 and June 11, 2026 respectively.

Scorecard6 real differences · 4 level
Fineyo versus Chipp: the parameters behind the verdict, then further details
ParameterFineyoChipp
PriceFreeFree
Rating5.0 (11 ratings) — better4.4 (16 ratings)
Positive reviews80.0% of reviews — better77.8% of reviews
Number of ratings1116 — better
Update frequencyEvery 4 days — betterFortnightly
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.413.0 — better
Further details — not scored
Size102 MB116 MB
Age rating4+4+
DeveloperDeniss DubininsChipp LLC

Customer experience

Fineyo

All ratings11 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews10 reviews
Positive80.0%
Neutral0.0%
Negative20.0%

Chipp

All ratings16 ratings
Positive87.5%
Neutral0.0%
Negative12.5%
Written reviews9 reviews
Positive77.8%
Neutral0.0%
Negative22.2%

In-app purchases

3 purchases

Fineyo

Subscriptions2
  • Monthly Premium3 Days trial$3.991 Month
  • Annual Premium7 Days trial$24.991 Year
One-time1
  • Lifetime$34.99
None

Chipp

No in-app purchases

Questions

Is Fineyo free?
Fineyo is free to download, with in-app purchases available.
Is Chipp free?
Chipp is free to download, with no in-app purchases.
Which has better reviews, Fineyo or Chipp?
Fineyo is rated higher. Fineyo averages 5.0 out of 5 from 11 ratings, while Chipp averages 4.4 from 16 ratings.
Do Fineyo or Chipp have ads?
Neither Fineyo nor Chipp shows ads.
Which is updated more often, Fineyo or Chipp?
Fineyo ships an update every 4 days, and Chipp fortnightly. Most recently, Fineyo was updated on September 12, 2026 and Chipp on June 11, 2026.

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