Comparison

Bill Splitter vs Divvy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bill Splitter

Effortlessly split bills and track shared expenses with friends, roommates, or on trips. Features an AI receipt scanner for itemized splits and simplifies payments to reduce awkward IOUs. Supports multiple currencies and offers flexible splitting options.

Highlights
  • AI receipt scanner
  • Flexible expense splitting
  • Simplified settlement
  • Recurring bill reminders
  • Multi-currency support
  • CSV data export
Features
Read full description

SplitMyExpenses is a bill splitter for roommates, couples, friends, and trips. Use the AI receipt scanner to split and track expenses by item or amount, settle up with fewer payments, and replace awkward IOUs with clear balances. Built for real shared costs - AI receipt scanner: turn a photo into an itemized split in seconds - Flexible splits: equal, percentage, shares, receipt items, or exact amounts - Smarter settle-up: minimize paybacks and reduce awkward money math - Shared rent and recurring bills: weekly, bi-weekly, monthly, or yearly reminders - Restaurant checks and tabs: split dinner, tax, tip, and extras clearly - Groups and friends: collaborate with roommates, couples, trips, events, and travel crews - Payments: open Venmo, Cash App, PayPal, or UPI from the people you owe - Multi-currency: 150+ currencies for international trips and business travel - Exports: keep your data portable with CSV downloads Free includes unlimited expenses, real-time balances, automatic debt simplification, recurring bills, activity history, group customization, payment app settings, CSV export, and web plus native mobile access. Premium adds AI receipt itemization, bank and card imports, AI summaries, category prediction, higher limits for recurring expenses, default group splits, auto currency conversion, and priority processing. Terms: https://www.splitmyexpenses.com/terms-of-service Privacy: https://www.splitmyexpenses.com/privacy-policy

About

Divvy

Effortlessly split bills and track shared expenses with friends and roommates. Scan receipts, assign items, and get paid back quickly without the math or arguments. Perfect for group trips, shared housing, and dining out.

Highlights
  • AI receipt scanning
  • Itemized bill splitting
  • Proportional tax and tip calculation
  • Group expense tracking
  • Direct payment requests
  • No app required for payers
Features
Read full description

Split the bill by what each person actually ordered — in seconds, without the math or the group-chat argument. Scan the receipt. Divvy reads every line item, tax, and tip. Tap who had what. Send everyone a link — no app, no account — and they pay you back. — FRIENDS DON'T NEED THE APP Send a link. They tap the items they ordered, see exactly what they owe, and pay. No download, no signup, no account. You're the only one who needs Divvy. — SCAN ANY RECEIPT AI reads the whole receipt in seconds — restaurants, groceries, bar tabs, travel. No typing line items into a spreadsheet. — SPLIT BY ITEM, NOT DOWN THE MIDDLE Tap each dish to assign it. Tax and tip split proportionally by what each person actually ordered. Vegetarians don't pay for the steak. The one drinking water doesn't subsidize the bar tab. — TRIPS, ROOMMATES, RUNNING TABS Build a group for a vacation, a house, or a regular crew. Every receipt rolls into a running balance so everyone knows who owes whom — across one dinner or a two-week trip. — SPLIT RENT AND SHARED BILLS Roommate expenses, utilities, groceries, rent. Divvy keeps the running total so nobody has to chase anybody. — GET PAID BACK Send a Venmo or Cash App request straight from the app, or copy the amount for your bank, Wise, Revolut, or a text. Reminders until it's settled. — PRIVATE BY DEFAULT Your receipts stay yours. No public feed, no social graph, no ads, no daily expense limit. Made for splitting a restaurant check with friends, a group trip, a shared house, work lunches, bachelorette weekends, and any group that splits money. — SUBSCRIPTION Divvy Pro is an auto-renewable subscription (weekly or annual). Payment is charged to your Apple ID at purchase and renews automatically unless canceled at least 24 hours before the period ends. Manage or cancel anytime in your App Store settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://splitwithdivvy.com/privacy

Screenshots

Bill Splitter4 screens
Divvy4 screens

Verdict

The call

The clearest difference is ads: Bill Splitter at none against Divvy's shown. Divvy's advantage is update cadence (every 4 days vs every 9 days). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Bill Splitter sells 3 in-app purchases, starting at $3.99 per month and Divvy sells 4 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Bill Splitter against 4.8 for Divvy. Both are backed by a comparable volume of ratings — 68 and 24 respectively. Written reviews are what separate them: 88% of Bill Splitter's written reviews are positive against 83% of Divvy's.

UpkeepUpdate frequency

Bill Splitter ships an update every 9 days, Divvy every 4 days. The most recent releases landed on November 8, 2026 and November 9, 2026 respectively.

Scorecard2 real differences · 8 level
Bill Splitter versus Divvy: the parameters behind the verdict, then further details
ParameterBill SplitterDivvy
PriceFreeFree
Rating4.8 (68 ratings) — better4.8 (24 ratings)
Positive reviews87.5% of reviews — better83.3% of reviews
Number of ratings68 — better24
Update frequencyEvery 9 daysEvery 4 days — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPad — betteriPhone
Requires iOS16.4 — better17.0
Further details — not scored
Size97 MB29 MB
Age rating4+4+
DeveloperVuxByte LLCJules Labador

Customer experience

Bill Splitter

All ratings68 ratings
Positive97.1%
Neutral0.0%
Negative2.9%
Written reviews8 reviews
Positive87.5%
Neutral12.5%
Negative0.0%

Divvy

All ratings24 ratings
Positive95.8%
Neutral0.0%
Negative4.2%
Written reviews6 reviews
Positive83.3%
Neutral0.0%
Negative16.7%

In-app purchases

3 purchases

Bill Splitter

Subscriptions3
  • Premium monthly7 Days trial$3.991 Month
  • Premium yearly7 Days trial$24.991 Year
  • Premium yearly7 Days trial$34.991 Year
4 purchases

Divvy

Subscriptions4
  • Divvy Weekly Premium$1.997 Days
  • Divvy Quarterly$19.993 Months
  • Divvy Yearly$29.991 Year
Show 1 more
  • Divvy Premium1 Year trial$29.991 Year

Questions

Is Bill Splitter free?
Bill Splitter is free to download, with in-app purchases available.
Is Divvy free?
Divvy is free to download, with in-app purchases available.
Which has better reviews, Bill Splitter or Divvy?
Bill Splitter is rated higher. Bill Splitter averages 4.8 out of 5 from 68 ratings, while Divvy averages 4.8 from 24 ratings.
Do Bill Splitter or Divvy have ads?
Divvy shows ads; Bill Splitter does not.
Which is updated more often, Bill Splitter or Divvy?
Bill Splitter ships an update every 9 days, and Divvy every 4 days. Most recently, Bill Splitter was updated on November 8, 2026 and Divvy on November 9, 2026.

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