Bill Splitter vs Pangu

SplitMyExpenses is a bill splitter for roommates, couples, friends, and trips. Use the AI receipt scanner to split and track expenses by item or amount, settle up with fewer payments, and replace awkward IOUs with clear balances. Built for real shared costs - AI receipt scanner: turn a photo into an itemized split in seconds - Flexible splits: equal, percentage, shares, receipt items, or exact amounts - Smarter settle-up: minimize paybacks and reduce awkward money math - Shared rent and recurring bills: weekly, bi-weekly, monthly, or yearly reminders - Restaurant checks and tabs: split dinner, tax, tip, and extras clearly - Groups and friends: collaborate with roommates, couples, trips, events, and travel crews - Payments: open Venmo, Cash App, PayPal, or UPI from the people you owe - Multi-currency: 150+ currencies for international trips and business travel - Exports: keep your data portable with CSV downloads Free includes unlimited expenses, real-time balances, automatic debt simplification, recurring bills, activity history, group customization, payment app settings, CSV export, and web plus native mobile access. Premium adds AI receipt itemization, bank and card imports, AI summaries, category prediction, unlimited recurring expenses, default group splits, auto currency conversion, and priority processing. Terms: https://www.splitmyexpenses.com/terms-of-service Privacy: https://www.splitmyexpenses.com/privacy-policy

Pangu makes shared expenses simpler for real life. Whether you are traveling with friends, sharing a home, managing family spending, or splitting costs for an event, Pangu helps you keep everything organized without forcing a traditional sign-in flow before you begin. Create or join a group quickly Start a group in seconds or join one with a 9-character code. No login wall before you can begin tracking. Choose the right level of detail for each group Use Focus mode for a simpler everyday view, or switch to Complete mode when you want full controls, deeper visibility, and the full tab set for that group. Track shared expenses clearly Add expenses, choose who paid, and split them the way the moment requires. When you are not ready to assign the split yet, use Split later and keep the expense visible until it is assigned. Keep private spending separate Personal Expenses is your private expense space. Track solo spending, attach receipts, and move an expense into a group later if it turns out to be shared. Scan receipts with AI-powered parsing Capture receipt details such as merchant, total, date, discounts, and line items faster. Multi-item personal receipts can be saved as one parent expense with linked line items underneath. Settle up with less back-and-forth See who owes whom, open saved payment handles when available, review settlement breakdowns, and mark payments as paid or received. Add recurring shared expenses Group owners can enable recurring expenses, then anyone in the group can create scheduled shared costs with start dates, repeat intervals, optional end dates, and full split options. Close out temporary groups cleanly Closeout mode highlights split-later items, pending confirmations, and outstanding balances so a group can be wrapped up and archived with less confusion. Get useful group insights Review summary totals, biggest category, top expenses, receipt coverage, settlement progress, and interactive money-flow views. Use the app in your language Pangu supports English, Spanish, Brazilian Portuguese, French, and German. Language follows your device by default with a manual override in settings. Works great on iPhone and iPad Pangu includes tablet layouts with side-by-side panels where appropriate. Recover your data later Pangu is anonymous-first, but you can verify and save one optional account email with a one-time code, then use recovery later to reconnect your groups and Personal Expenses after reinstalling or switching devices. Manage members with more control Advanced member management supports pending members, secure claim links, duplicate-member merge tools, per-group member naming, and ownership transfer to another joined member. Pangu is built for trips, families, roommates, events, and everyday shared spending when you want something fast to start, easy to understand, and flexible enough for real group life.