Split vs Money Budget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Split
Effortlessly manage and split expenses with friends, family, or colleagues. This app prioritizes your privacy by not collecting or storing any personal data. Easily add people, categorize costs, and generate shareable invoices for seamless bill management.
- No personal data collection
- Easy bill splitting
- Customizable expense categories
- Shareable formatted invoices
- Real-time total tracking
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Split is bill-splitting the way it should work: item by item, not just the total — and entirely on your device. Most splitting apps ask you to type in a lump sum and divide it evenly. Split reads the actual receipt. ITEMIZED, NOT LUMP-SUM Point your camera at a receipt and Split reads it on-device — no photo or text ever leaves your phone. Choose exactly who's splitting each individual item, not the whole bill. One person's appetizer doesn't have to get split with the whole table. RECURRING PEOPLE Add someone once and they're saved as a contact for next time. Favorite the people you split with most so you're never retyping the same names for the same group of friends. AUTOMATIC SETTLE-UP Record who paid for what, and Split works out exactly who owes whom — netted directly between the people who actually shared an expense, not routed through some global optimization that can make a payment feel random. Mark a payment as done and it's tracked for good. PAY IN ONE TAP Direct links to Venmo and Cash App with the amount pre-filled — no typing a number by hand. Zelle info is one tap to copy. PRIVATE BY DESIGN Split doesn't have accounts, doesn't have a server, and doesn't collect or transmit any of your data. Names, expenses, receipts — everything lives on your device, full stop. There's nothing to breach because there's nothing collected. Split a dinner, a trip, a grocery run, or rent. Add the people, add or scan the expenses, and settle up — that's it.
Money Budget
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Money Budget – Simple and Easy Expense & Budget Tracker Money Budget is a simple and user-friendly app designed to help you manage your daily income and expenses. With an intuitive interface, you can quickly record transactions, monitor your spending, and understand your financial habits. Key Features: Expense and Income Tracking Easily record your daily expenses and income. Organize transactions by category and stay in control of your finances. Charts and Reports Visualize your spending with clear charts and reports. Understand where your money goes at a glance. Budget Management Set monthly budgets and avoid overspending. Track your progress and manage your money more effectively. Category Management Group your expenses into categories and analyze your spending patterns. Simple and Easy to Use Clean design that makes financial management stress-free for everyone. Start managing your money smarter with Money Budget today. Privacy Policy: https://moneybudget.jp/budget-app/privacy Terms of Use: https://moneybudget.jp/budget-app/terms
Screenshots
Verdict
The clearest difference is in-app purchases: Split at none against Money Budget's 2. Money Budget's advantage is update cadence (every 2 days vs every 26 months) and iOS requirement (15.1 vs 17.4). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Money Budget sells 2 in-app purchases, starting at $2.99 per month. Split asks for nothing beyond the download.
Split ships an update every 26 months, Money Budget every 2 days. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.
| Parameter | Split | Money Budget |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) — better | — |
| Number of ratings | 3 — better | — |
| Update frequency | Every 26 months | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.4 | 15.1 — better |
| Further details — not scored | ||
| Size | 2 MB | 47 MB |
| Age rating | 4+ | 4+ |
| Developer | Ty Okazaki | tan dang |
In-app purchases
Split
No in-app purchases
Money Budget
- Premium Monthly$2.991 Month
- Premium Yearly$29.991 Year









