Comparison

Legacy Progress vs PointsFly

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Legacy Progress

Features
Read full description

LegacyProgress is one-stop shopping for all your Financial needs. You can use this state of the art app to stay on top of your Complete Financial Portfolio with all assets: - Mutual Funds - Equity Shares - Bonds - Fixed Deposits - PMS - Insurance Key Features: - Complete Portfolio report download including all assets. - View historical Performace of your Portfolio easily - Easy login via your Google email id. - Transaction statement of any period - 1 Click Statement of Account Download for any Asset Management Company in India - Advanced Capital Gain Reports - Invest Online in any Mutual fund scheme or New Fund Offer. Track all orders till the allotment of units to keep complete transparency - SIP Report to be informed of your Running and Upcoming SIPs, STPs. - Insurance list to keep track of premiums to be paid. - Folio details registered with each AMC. Calculators and Tools available: - Retirement Calculator - SIP Calculator - SIP Delay Calculator - SIP Step up Calculator - Marriage Calculator - EMI Calculator

About

PointsFly

Maximize credit card rewards by tracking points and suggesting the best card for every purchase. Turn your points into flights and hotel stays with real-time alerts and AI-powered recommendations.

Highlights
  • Track credit card points for flights and hotels
  • Set dream destination goals
  • Receive transaction alerts
  • Rank cards for optimal spending
  • Consolidate all cards in one wallet
  • Search and book flights/hotels with points
  • AI rewards agent for personalized advice
Features
Read full description

PointsFly helps you turn your credit card points into real flights, hotels, and your next dream trip, instead of letting them sit idle or get cashed out cheap. SET A DREAM DESTINATION, WATCH IT COUNT DOWN Pick your dream trip: Maldives, Bali, Europe, or a quick Goa getaway. PointsFly tracks your points daily against it, shows exactly how many more you need, and tells you the cheapest way to get there, down to the transfer partner and ratio. LIVE ALERTS ON EVERY TRANSACTION Get notified the moment you earn points, and see exactly how much closer you just got to your goal. No more guessing your balance or logging into five different bank apps. KNOW THE BEST CARD FOR EVERY PURCHASE Stop defaulting to one "main" card. PointsFly ranks every card in your wallet for any purchase amount and category, and shows exactly how many points each one would earn, so you always swipe the one that earns the most. ONE WALLET FOR EVERY CARD YOU OWN HDFC, Axis, ICICI, SBI, Amex; track every card, every transaction, every point balance in one place. PointsFly tells you offers and per point value redeemed by using every card, for every transaction, recommends the best card for your transaction and lets you know of the offers available on your cards. See your total portfolio value, and instantly know if a different card would have earned you more on any past spend. BOOK FLIGHTS ON YOUR POINTS Search real flights across airlines like Air India, IndiGo, and Vistara. Compare the cash price against the points price, see the exact value per point, and book instantly or let AIRA do it for you. BOOK HOTELS ON YOUR POINTS Compare cash vs. points value across hotel chains and loyalty programs, redeem instantly, and see exactly how many rupees per point you're getting before you commit. IN-STORE ALERTS Set alerts for up to 20 stores. Walk in, and PointsFly tells you which card in your wallet to swipe before you tap โ€” not after you've already earned less than you should have. MEET AIRA: YOUR AI REWARDS AGENT Ask AIRA anything, in English or Hindi: "Which card is best for Air India?" "Get me to Bali in business class for under 60,000 points." "There's a sale on Myntra, does any of my cards get me extra points?" One straight answer, no digging through T&Cs, bank forums, or Reddit threads. WHY THIS MATTERS Your credit card points aren't a bonus. They're a return on every rupee you spend and if you're redeeming them for cashback or gift vouchers, you're cashing that return in at a fraction of its worth. Cashback and vouchers typically pay โ‚น0.20โ€“โ‚น0.25 per point. The same points, transferred to the right airline or hotel partner, can be worth โ‚น0.50 to โ‚น1.50+ per point, sometimes more on business class or peak-season redemptions. Redeem 2,00,000 points for cashback instead of travel, and you could be leaving โ‚น60,000โ€“โ‚น2,40,000 on the table. Points feel like a "bonus," so most people redeem them the easy way and feel good about it. That's the trap: it's still your money, earned the moment you spent it. Treat it like the return it is, and optimise it the way you'd optimise any investment. Awareness is step one. PointsFly is the system that turns that awareness into real value, before you spend, while you spend, and when you redeem. Download PointsFly and find out what your points are really worth. Terms of Use: https://pointsfly.ai/terms Privacy Policy: https://pointsfly.ai/privacy

Screenshots

Legacy Progress4 screens
PointsFly4 screens

Verdict

The call

The clearest difference is update cadence: PointsFly at weekly against Legacy Progress's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Legacy Progress ships an update every 2 months, PointsFly weekly. The most recent releases landed on September 17, 2026 and September 15, 2026 respectively.

Scorecard1 real difference ยท 7 level
Legacy Progress versus PointsFly: the parameters behind the verdict, then further details
ParameterLegacy ProgressPointsFly
PriceFreeFree
Positive reviewsโ€”100.0% of reviews
Update frequencyEvery 2 monthsWeekly โ€” better
AdsNoNo
In-app purchasesNoNo
Monetizationโ€”Free
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.0 โ€” better
Further details โ€” not scored
Size88 MB122 MB
Age rating4+4+
DeveloperExcel Net Solutions Private LimitedPointsFly LLC

In-app purchases

None

Legacy Progress

No in-app purchases

None

PointsFly

No in-app purchases

Questions

Is Legacy Progress free?
Legacy Progress is free to download, with no in-app purchases.
Is PointsFly free?
PointsFly is free to download, with no in-app purchases.
Do Legacy Progress or PointsFly have ads?
Neither Legacy Progress nor PointsFly shows ads.
Which is updated more often, Legacy Progress or PointsFly?
Legacy Progress ships an update every 2 months, and PointsFly weekly. Most recently, Legacy Progress was updated on September 17, 2026 and PointsFly on September 15, 2026.

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