Comparison

Budgey vs Budget Stack

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budgey

Effortlessly manage your finances with a personal budgeting app. Track spending, create custom budgets, and set reminders for bills. Offers receipt scanning and insights to help you reach your financial goals.

Highlights
  • Expense tracking
  • Custom budget categories
  • Receipt scanning
  • Recurring bill reminders
  • Spending insights
  • Custom accounts
Features
Read full description

Budgey shows what's left of your paycheck, so you know what you can spend before you pay. Your bank balance still counts money that's going to rent and bills. Budgey takes that out and shows you one number. Budget by paycheck. Budget periods run payday to payday, so the math matches how you get paid. Auto transaction importing from your real banks and cards. Connect your bank or card once. New charges come in from the bank, so you don't type each one. You can turn Auto off and add spends by hand or scan a receipt. Cards and loans become payoff goals. Connect a card or loan and it starts as a payoff goal at today's balance. Budgey reminds you what to pay, and how much, before the due date. When you pay, the goal updates. Shared budgets. Share a budget by email. You both see the same categories, transactions, and notes. Bills and goals. Set due dates for recurring bills and get a reminder. Save toward a goal each paycheck. Ask BaoBot. Ask if you can afford something and get a yes or no. Log a spend by typing or talking. iPhone, iPad, and the web. Use the same budget in the app and at budgeyapp.com. Home-screen widgets show your number at a glance. Plans You need a plan to use Budgey. Core is $4.99/mo or $19.99/yr. It includes live bank sync for 1 bank or card, budget editing, shared budgets, and BaoBot with 100 messages and 5 minutes of voice a month. Plus is $11.99/mo or $99.99/yr. It adds live bank sync for 2 or more banks, 2 or more budgets, and BaoBot with 500 messages and 45 minutes of voice a month. Apple charges your Apple ID when you confirm. Your plan renews unless you cancel at least 24 hours before the period ends. Manage or cancel it in your App Store account settings. Help: budgeyapp.com or support@budgeyapp.com Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Budget Stack

Features
Read full description

Budget Stack helps you keep everyday spending organized without turning budgeting into a chore. Create simple spending lists, add transactions, sort purchases by category, and see totals at a glance. Whether you’re tracking a card balance, planning a home project, managing recurring expenses, or keeping a shared wish list tidy, Budget Stack gives you a clean place to capture what matters. Features: Create multiple spending lists Add transactions with merchants, amounts, dates, notes, and recurrence Organize spending with customizable categories and tags View totals and category breakdowns Sort and manage lists quickly Sync and recover your data with iCloud Privacy-first design with no analytics, tracking, or personal data collection Optional premium icons for a more personalized look Budget Stack is built for people who want a focused, private, lightweight way to understand where their money is going. Everything needed for one person. Budget Stack Premium (Families & Smart Features): Includes: * Shared Lists * Family Budget Sharing * Smart Lists * Future Siri AI features * Premium app icons * Future premium widgets

Screenshots

Budgey4 screens
Budget Stack4 screens

Verdict

The call

The clearest difference is ads: Budget Stack at none against Budgey's shown. Budget Stack also leads on device support (4 vs 2). Budgey's advantage is iOS requirement (16.4 vs 18.6). On price, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budgey sells 6 in-app purchases, starting at $4.99 per 7 days and Budget Stack sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Budgey ships an update weekly, Budget Stack every 5 days. The most recent releases landed on October 17, 2026 and October 19, 2026 respectively.

Scorecard3 real differences · 7 level
Budgey versus Budget Stack: the parameters behind the verdict, then further details
ParameterBudgeyBudget Stack
PriceFreeFree
Rating4.4 (32 ratings) — better—
Positive reviews72.2% of reviews—
Number of ratings32 — better—
Update frequencyWeeklyEvery 5 days — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPad, Mac, Apple Watch — better
Requires iOS16.4 — better18.6
Further details — not scored
Size92 MB37 MB
Age rating4+4+
DeveloperBudgey Platforms, LLCAndrew Williams

In-app purchases

6 purchases

Budgey

Subscriptions6
  • Budgey Unlimited7 Days trial$4.997 Days
  • Budgey Unlimited$9.991 Month
  • Budgey Unlimited$11.991 Month
Show 3 more
  • Budgey Unlimited$27.993 Months
  • Budgey Unlimited$79.991 Year
  • Budgey Unlimited$99.991 Year
1 purchases

Budget Stack

One-time1
  • Premium$5.99

Questions

Is Budgey free?
Budgey is free to download, with in-app purchases available.
Is Budget Stack free?
Budget Stack is free to download, with in-app purchases available.
Do Budgey or Budget Stack have ads?
Budgey shows ads; Budget Stack does not.
Which is updated more often, Budgey or Budget Stack?
Budgey ships an update weekly, and Budget Stack every 5 days. Most recently, Budgey was updated on October 17, 2026 and Budget Stack on October 19, 2026.

Other comparisons