Comparison

Splitink vs WhoPays AI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitink

Features
Read full description

Managing shared expenses shouldn’t be complicated. With Splitink, you can split bills, track every expense, and settle up in seconds — in a group or even with just one friend. Perfect for trips, roommates, couples, or everyday shared costs.
 Why people choose Splitink: • Split bills easily — groups or one-to-one • Clear balance: who paid, who owes • Multi-currency support with automatic conversion (free) • Settle up through PayPal, Wise, Revolut, or card • Insights and analytics for every friend and every group • No awkward conversations, no confusion Whether you’re sharing rent with a roommate, planning a long trip with friends, or managing travel expenses with your partner, Splitink adapts to every situation. You enjoy what matters. Splitink handles the math. Understand how you spend together — with a single friend or in a group: • Total and average spending • Who paid more • Category breakdowns • Trends over time Designed to keep everything clear and fair during your trips and at home. Pay the way you prefer Each user chooses how to receive money: PayPal, Wise, Revolut, or card/IBAN details for bank transfers. Full control, full privacy Splitink never asks for payment service login credentials — you complete the operation directly in your chosen service. Features • Split equally, by amount, percentage, or shares • Add notes, categories, and locations • Multi-currency conversion (available for Free) • Recurring expenses • Smart reminders • Advanced filters • Custom categories • Insights for groups and individual friends • Group Pass: one Plus member can unlock all Plus features for the entire group (only in that group)
 Splitink Plus Upgrade for unlimited expenses, advanced tools, deeper insights, and the ability to enable Group Pass for your groups. Available as a monthly, yearly, or one-time purchase (PPP supported). Split smarter. Share better. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

About

WhoPays AI

Effortlessly manage shared expenses with friends, roommates, or travel groups. Features AI-powered receipt scanning and voice input to simplify tracking, calculating balances, and settling debts transparently.

Highlights
  • Group and participant management
  • Flexible expense splitting
  • AI receipt scanning
  • AI voice input for expenses
  • Real-time balances
  • Cross-platform sync
  • Multi-currency support
Features
Read full description

WhoPays makes sharing money with friends, roommates, couples, or travel groups effortless and fair. Whether it’s a weekend trip, household costs, dinner, or any shared expense—stop doing mental math and let WhoPays handle the rest. Key Features: - Group & Participant Management: Create groups for trips, apartments, events, or couples. Invite others via link or email and manage members easily. - Flexible Expense Tracking: Add, edit, and delete expenses with descriptions, receipts/photos, and notes. Split equally, by share, percentage, or custom amounts. - Currencies Support: Use 150+ currencies. Set a group currency and create expenses, view balances, and settle up in any currency. - AI Receipt Scanner: Snap a photo of a receipt and automatically capture line items and currency. - AI Assistant: Record a voice message and let WhoPays recognize the category, name, date, currency, payer, and each participant’s amounts. - Real-Time Balances: See who owes whom instantly; balances update across devices so everyone stays in sync. - Settle Up Smoothly: Mark payments, settle debts, and close out balances with clarity—no more awkward IOUs. - Detailed Summary & Reports: Categorize expenses, view totals per person or category, and get clear breakdowns so you know where the money went. - Detailed History: View a clear history of all expenses, edits, and settlements for each group so you always know who added what and when. - Invite & Share: Share the group with friends via a link; join with minimal friction. - Cross-Platform Sync: Use WhoPays on iOS and web - everything stays consistent whether you’re on your phone or desktop. - Notifications: Remind group members about unsettled balances or new expenses. - Attachments: Attach photos or files to expenses (e.g., receipts) for transparency. Why WhoPays? No more guessing, awkward paybacks, or lost receipts. WhoPays is built for real people sharing real costs — simple, transparent, and fair. Use Cases: - Split trip costs among travelers - Share rent and utilities with roommates - Track a couple or family expenses - Settle group dinners, gifts, events - Manage shared project or hobby spending Use AI-powered receipt scanning and voice input to speed up all of these scenarios, so your group can focus on the fun — not the math. Getting Started: - Create a group. - Invite members. - Log expenses. - See balances and settle up. Download WhoPays and take the stress out of shared money. Terms of Use: https://who-pays.com/terms

Screenshots

Splitink4 screens
WhoPays AI4 screens

Verdict

The call

The clearest difference is update cadence: WhoPays AI at weekly against Splitink's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitink sells 3 in-app purchases, starting at $2.99 per month and WhoPays AI sells 3 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Splitink ships an update every 2 months, WhoPays AI weekly. The most recent releases landed on September 20, 2026 and August 1, 2026 respectively.

Scorecard1 real difference · 8 level
Splitink versus WhoPays AI: the parameters behind the verdict, then further details
ParameterSplitinkWhoPays AI
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 2 monthsWeekly — better
AdsNoNo
In-app purchasesYesYes
Monetization—Free with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.614.0 — better
Further details — not scored
Size164 MB35 MB
Age rating4+4+
DeveloperIGLU SRL SEMPLIFICATAVolodymyr Bilous

In-app purchases

3 purchases

Splitink

Subscriptions2
  • Monthly Plus1 Month trial$2.991 Month
  • Yearly Plus1 Month trial$27.991 Year
One-time1
  • Splitink Lifetime$79.99
3 purchases

WhoPays AI

Subscriptions3
  • 1 Week3 Days trial$1.997 Days
  • 1 Month3 Days trial$3.991 Month
  • 1 Year3 Days trial$24.991 Year

Questions

Is Splitink free?
Splitink is free to download, with in-app purchases available.
Is WhoPays AI free?
WhoPays AI is free to download, with in-app purchases available.
Do Splitink or WhoPays AI have ads?
Neither Splitink nor WhoPays AI shows ads.
Which is updated more often, Splitink or WhoPays AI?
Splitink ships an update every 2 months, and WhoPays AI weekly. Most recently, Splitink was updated on September 20, 2026 and WhoPays AI on August 1, 2026.

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