Comparison

SplitBills vs WhoPays AI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SplitBills

Features
Read full description

SplitBills is the easiest way to split bills, share expenses, and track costs with friends, roommates, or family. Whether it’s a dinner, travel trip or monthly rent, SplitBills makes splitting bills simple, fast and fair. Key Features Bill Splitter: Instantly divide expenses by item or evenly. Expense Tracker: Keep a real-time balance of who owes what. Scan Receipts: Use your camera to capture and auto-fill bills. Group Costs: Manage expenses for roommates, friends, or trips. Settle Up: Mark payments, track shared bills, and clear debts easily. Why Users Love SplitBills SplitBills is designed to be fast, intuitive and social. Perfect for roommates splitting rent, friends tracking dinner bills, or travel groups sharing trip costs. No spreadsheets, no confusion. Just simple transparent cost sharing. Join other users making expense sharing effortless. Download SplitBills and never argue over money again! Privacy Policy: https://splitbillsapp.com/privacy Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

WhoPays AI

Effortlessly manage shared expenses with friends, roommates, or travel groups. Features AI-powered receipt scanning and voice input to simplify tracking, calculating balances, and settling debts transparently.

Highlights
  • Group and participant management
  • Flexible expense splitting
  • AI receipt scanning
  • AI voice input for expenses
  • Real-time balances
  • Cross-platform sync
  • Multi-currency support
Features
Read full description

WhoPays makes sharing money with friends, roommates, couples, or travel groups effortless and fair. Whether it’s a weekend trip, household costs, dinner, or any shared expense—stop doing mental math and let WhoPays handle the rest. Key Features: - Group & Participant Management: Create groups for trips, apartments, events, or couples. Invite others via link or email and manage members easily. - Flexible Expense Tracking: Add, edit, and delete expenses with descriptions, receipts/photos, and notes. Split equally, by share, percentage, or custom amounts. - Currencies Support: Use 150+ currencies. Set a group currency and create expenses, view balances, and settle up in any currency. - AI Receipt Scanner: Snap a photo of a receipt and automatically capture line items and currency. - AI Assistant: Record a voice message and let WhoPays recognize the category, name, date, currency, payer, and each participant’s amounts. - Real-Time Balances: See who owes whom instantly; balances update across devices so everyone stays in sync. - Settle Up Smoothly: Mark payments, settle debts, and close out balances with clarity—no more awkward IOUs. - Detailed Summary & Reports: Categorize expenses, view totals per person or category, and get clear breakdowns so you know where the money went. - Detailed History: View a clear history of all expenses, edits, and settlements for each group so you always know who added what and when. - Invite & Share: Share the group with friends via a link; join with minimal friction. - Cross-Platform Sync: Use WhoPays on iOS and web - everything stays consistent whether you’re on your phone or desktop. - Notifications: Remind group members about unsettled balances or new expenses. - Attachments: Attach photos or files to expenses (e.g., receipts) for transparency. Why WhoPays? No more guessing, awkward paybacks, or lost receipts. WhoPays is built for real people sharing real costs — simple, transparent, and fair. Use Cases: - Split trip costs among travelers - Share rent and utilities with roommates - Track a couple or family expenses - Settle group dinners, gifts, events - Manage shared project or hobby spending Use AI-powered receipt scanning and voice input to speed up all of these scenarios, so your group can focus on the fun — not the math. Getting Started: - Create a group. - Invite members. - Log expenses. - See balances and settle up. Download WhoPays and take the stress out of shared money. Terms of Use: https://who-pays.com/terms

Screenshots

SplitBills4 screens
WhoPays AI4 screens

Verdict

The call

SplitBills and WhoPays AI are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SplitBills sells 1 in-app purchase, starting at $2.99 per month and WhoPays AI sells 3 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

SplitBills ships an update every 5 days, WhoPays AI weekly. The most recent releases landed on October 28, 2026 and October 30, 2026 respectively.

ScorecardNo meaningful differences
SplitBills versus WhoPays AI: the parameters behind the verdict, then further details
ParameterSplitBillsWhoPays AI
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 5 days — betterWeekly
AdsNoNo
In-app purchasesYesYes
Monetization—Free with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.114.0 — better
Further details — not scored
Size32 MB35 MB
Age rating4+4+
DeveloperBRYAN CHUN KIT TAMVolodymyr Bilous

In-app purchases

1 purchases

SplitBills

Subscriptions1
  • Premium Monthly$2.991 Month
3 purchases

WhoPays AI

Subscriptions3
  • 1 Week3 Days trial$1.997 Days
  • 1 Month3 Days trial$3.991 Month
  • 1 Year3 Days trial$24.991 Year

Questions

Is SplitBills free?
SplitBills is free to download, with in-app purchases available.
Is WhoPays AI free?
WhoPays AI is free to download, with in-app purchases available.
Do SplitBills or WhoPays AI have ads?
Neither SplitBills nor WhoPays AI shows ads.
Which is updated more often, SplitBills or WhoPays AI?
SplitBills ships an update every 5 days, and WhoPays AI weekly. Most recently, SplitBills was updated on October 28, 2026 and WhoPays AI on October 30, 2026.

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