Comparison

Splitink vs Xplit

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Splitink

Features
Read full description

Managing money with others or on your own shouldn’t be complicated. With Splitink, you can split bills, track shared expenses, manage your personal spending, and settle up in seconds. Use it with a group, with one friend, or just for yourself. Perfect for trips, roommates, couples, everyday shared costs, and personal budgeting. WHY PEOPLE CHOOSE SPLITINK β€’ Track personal and shared expenses in one place β€’ Split bills easily in groups or one to one β€’ Always know who paid and who owes what β€’ Set a monthly budget and keep track of your spending β€’ Use multiple currencies with automatic conversion β€’ Settle up through PayPal, Wise, Revolut, or bank transfer β€’ Explore detailed insights for your personal spending, friends, and groups You enjoy what matters. Splitink handles the math. PERSONAL BUDGETING Keep track of your everyday spending directly in Splitink. Set a monthly budget, add personal expenses, and understand where your money goes with detailed insights and category breakdowns. Customize your dashboard with the charts and insights you care about, and compare your spending over time. If you spend in different currencies, Splitink automatically converts every expense into your preferred currency, so your budget and insights always stay consistent. SPLIT EXPENSES YOUR WAY Whether you’re sharing rent with a roommate, planning a trip with friends, splitting dinner with your partner, or managing everyday costs, Splitink adapts to every situation. Choose how to split each expense: β€’ Equally β€’ By exact amount β€’ By percentage β€’ By shares β€’ With custom adjustments Add notes, categories, dates, locations, and more to keep every expense organized. UNDERSTAND HOW YOU SPEND TOGETHER Get a clearer view of your spending with one friend or across an entire group. See: β€’ Total and average spending β€’ Who paid more β€’ Category breakdowns β€’ Spending trends over time β€’ Insights for individual friends and groups Everything stays clear, whether you’re traveling together or managing everyday expenses at home. PAY THE WAY YOU PREFER Choose how you want to receive money with PayPal, Wise, Revolut, or your bank details. When it’s time to settle up, everyone knows exactly how much they owe and how to pay. FULL CONTROL, FULL PRIVACY Splitink never asks for your payment service login credentials. Payments are completed directly through the service you choose. FEATURES β€’ Personal expense tracking β€’ Monthly personal budget β€’ Customizable personal dashboard β€’ Personal spending insights β€’ Split expenses equally, by amount, percentage, or shares β€’ Groups and one to one expenses β€’ Notes, categories, dates, and locations β€’ Multi currency conversion β€’ Recurring expenses β€’ Smart reminders β€’ Advanced filters β€’ Custom categories β€’ Insights for groups and individual friends β€’ PayPal, Wise, Revolut, and bank transfer support β€’ Group Pass, which lets one Plus member unlock Plus features for the entire group SPLITINK PLUS Upgrade to Splitink Plus for unlimited expenses, advanced tools, deeper insights, and the ability to enable Group Pass for your groups. Available as a monthly, yearly, or one time purchase, with Purchasing Power Parity supported. Track your spending. Split smarter. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

About

Xplit

Features
Read full description

Split shared expenses with your group β€” no accounts, no signup, no subscription. Create a group, share a link, and everyone is in with one tap. Xplit does the math; you just add who paid for what. A weekend trip, a shared flat, dinner with friends, a holiday with the family β€” Xplit keeps track of every expense and tells everyone exactly who owes whom. Built around one idea: the person who organizes shouldn't have to make anyone sign up. Send a link any way you like β€” messaging, email, however β€” and whoever has the link is in. WHAT XPLIT DOES β€” Join with a link β€” no account, no email, no password; one tap and your friends are in the group β€” Add expenses β€” amount, currency, who paid, and how to split: evenly, by exact amounts, or by shares β€” Multiple currencies β€” each currency is settled on its own, no surprise conversions β€” Who owes whom β€” balances update the moment an expense comes in β€” Simplify debts β€” Xplit minimizes the number of transfers so everyone settles with the fewest payments β€” Settle up β€” record a payment and the balances rebalance β€” History β€” a clear timeline of every expense and settlement β€” Web view β€” friends without the app open the link in a browser and see the full split FOR A SHARED FLAT β€” Recurring expenses β€” rent, internet and energy repeat every month and are added as soon as you open the app on the due day or later β€” Monthly settle-up β€” on the last day of the month everyone gets a reminder with their own balance, and a "This month" view shows just the current month β€” Fair shares, real dates β€” set the flat's default shares (the bigger room pays more); when someone moves in or out on a date, the split follows from that day, with a quick settle-up for whoever leaves β€” Lock the group β€” freeze the member list so a forwarded link lets no one else in NO ACCOUNT, NO SUBSCRIPTION There is nothing to sign up for. No email, no password, no profile. Your groups live on your device and behind a private link β€” share it with the people you split with, no one else. No ads, no tracking, no selling your data. PAY ONCE, KEEP FOREVER Joining groups is free forever, and your first group is on us. Unlock unlimited groups with a single one-time purchase β€” no subscription, ever. Buy it once and it's yours. The same purchase unlocks the flat tools: recurring expenses, default shares and the monthly reminder. PRIVACY FIRST β€” No account, no email, no personal data collected β€” A group is reachable only through its private link β€” No ads, no tracking, no personal analytics Privacy Policy: https://1tnt.link/xplit/privacy.html Terms of Use (EULA): https://1tnt.link/xplit/eula.html

Screenshots

Splitink4 screens
Xplit4 screens

Verdict

The call

The clearest difference is ads: Xplit at none against Splitink's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Splitink sells 3 in-app purchases, starting at $2.99 per month and Xplit sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Splitink ships an update every 2 months, Xplit every 6 weeks. The most recent releases landed on October 7, 2026 and October 4, 2026 respectively.

Scorecard1 real difference Β· 5 level
Splitink versus Xplit: the parameters behind the verdict, then further details
ParameterSplitinkXplit
PriceFreeFree
Update frequencyEvery 2 monthsEvery 6 weeks β€” better
AdsYesNo β€” better
In-app purchasesYesYes
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.615.0 β€” better
Further details β€” not scored
Size161 MB61 MB
Age rating4+4+
DeveloperIGLU s.r.l.s.BROKEN MATRIX TECHNOLOGY, LLC

In-app purchases

3 purchases

Splitink

Subscriptions2
  • Monthly Plus1 Month trial$2.991 Month
  • Yearly Plus1 Month trial$27.991 Year
One-time1
  • Splitink Lifetime$79.99
1 purchases

Xplit

One-time1
  • Split Unlock$2.99

Questions

Is Splitink free?
Splitink is free to download, with in-app purchases available.
Is Xplit free?
Xplit is free to download, with in-app purchases available.
Do Splitink or Xplit have ads?
Splitink shows ads; Xplit does not.
Which is updated more often, Splitink or Xplit?
Splitink ships an update every 2 months, and Xplit every 6 weeks. Most recently, Splitink was updated on October 7, 2026 and Xplit on October 4, 2026.

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