Hati vs Xplit

Split bills. Stay friends. Hati is the expense splitter that just works. Snap a receipt, type it in, or describe a split in plain words. Hati figures out who owes what, instantly. No spreadsheets, no math, no awkward follow-ups. Built for roommates, friend groups, couples, trips, and every shared tab that gets messy fast. WHY HATI • Describe a split in plain words - Say "Alex and I split starters, Maria had the steak, 12% service" and Hati fills in the details. • Snap a receipt - Hati grabs the items for you. • Simpler group balances - Simplify expenses so settling takes fewer payments. • Flexible splits - Evenly, by item, by share, or custom amounts. • Groups that stay organized - Separate tabs for home, trips, dates, and events. • Real-time balances - See who owes whom and how much the moment something changes. • Settle the way you actually pay - Record cash, bank transfer, GCash, Venmo, PayPal, or other off-app payments and keep the ledger clear. • Multi-currency support - Each group in its own currency with one clear view of balances. • Guest members - Add people who aren't on Hati yet. They can claim their seat later. • Edit together - Group members can fix mistakes, update details, or remove the wrong entry. HOW IT WORKS 1. Create a group. 2. Add an expense (scan, type, or describe). 3. Choose who paid and who's included. 4. Pick a split. 5. Hati updates everyone's balances. PRIVATE AND YOURS Hati does not process payments or hold your money. It helps your group keep an accurate ledger so you can settle outside the app, your way. START FREE. UPGRADE WHEN YOU NEED IT. Hati is free to use, forever. Unlock Hati Pro for: • Unlimited receipt scans and described expenses • Personal budgets for tracking your own share • Multiple saved payment methods • Full reports - view and export your group history Just Hati it. – Terms of Use: https://hati.anito.dev/terms

Split shared expenses with your group — no accounts, no signup, no subscription. Create a group, share a link, and everyone is in with one tap. Xplit does the math; you just add who paid for what. A weekend trip, a shared flat, dinner with friends, a holiday with the family — Xplit keeps track of every expense and tells everyone exactly who owes whom. Built around one idea: the person who organizes shouldn't have to make anyone sign up. Send a link any way you like — messaging, email, however — and whoever has the link is in. WHAT XPLIT DOES — Join with a link — no account, no email, no password; one tap and your friends are in the group — Add expenses — amount, currency, who paid, and how to split: evenly, by exact amounts, or by shares — Multiple currencies — each currency is settled on its own, no surprise conversions — Who owes whom — balances update the moment an expense comes in — Simplify debts — Xplit minimizes the number of transfers so everyone settles with the fewest payments — Settle up — record a payment and the balances rebalance — History — a clear timeline of every expense and settlement — Web view — friends without the app open the link in a browser and see the full split FOR A SHARED FLAT — Recurring expenses — rent, internet and energy repeat every month and are added as soon as you open the app on the due day or later — Monthly settle-up — on the last day of the month everyone gets a reminder with their own balance, and a "This month" view shows just the current month — Fair shares, real dates — set the flat's default shares (the bigger room pays more); when someone moves in or out on a date, the split follows from that day, with a quick settle-up for whoever leaves — Lock the group — freeze the member list so a forwarded link lets no one else in NO ACCOUNT, NO SUBSCRIPTION There is nothing to sign up for. No email, no password, no profile. Your groups live on your device and behind a private link — share it with the people you split with, no one else. No ads, no tracking, no selling your data. PAY ONCE, KEEP FOREVER Joining groups is free forever, and your first group is on us. Unlock unlimited groups with a single one-time purchase — no subscription, ever. Buy it once and it's yours. The same purchase unlocks the flat tools: recurring expenses, default shares and the monthly reminder. PRIVACY FIRST — No account, no email, no personal data collected — A group is reachable only through its private link — No ads, no tracking, no personal analytics Privacy Policy: https://1tnt.link/xplit/privacy.html Terms of Use (EULA): https://1tnt.link/xplit/eula.html