Comparison

ATOMA Pay Customer vs AurumPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ATOMA Pay Customer

Manage your finances easily with this app. Send money, pay bills, and top up airtime all in one place. Keep track of your transactions and handle all your financial needs conveniently.

Highlights
  • Send money to friends and family
  • Top up airtime and purchase bundles
  • Pay bills and merchants
  • Manage your money
  • Track transactions
Features
Read full description

Welcome to the world of ATOMA. With ATOMA you can send money to friends & family, topup airtime, purchase bundles, pay your bills, merchants and much more. It's a one-stop shop for everything you need. ATOMA makes it easy to keep track of your money. You can use ATOMA services to manage your money.

About

AurumPay

Manage your money securely and efficiently with this digital financial app. Send and receive funds instantly, pay bills, top up mobile credit, and connect to local banks for seamless transactions. It's a comprehensive solution for everyday financial needs, built with trust and safety in mind.

Highlights
  • Instant money transfers
  • Bill payments
  • Mobile top-ups
  • Bank account connections
  • Merchant payments
  • Licensed and regulated
Features
Read full description

AurumPay is Afghanistan’s secure, modern, and fast digital financial app that empowers everyone to manage money simply from their phone. Built by Aurum Afghanistan Financial Company, a licensed electronic money institution regulated by the Central Bank of Afghanistan, AurumPay brings essential financial services into one app for everyday use. What You Can Do with AurumPay - Send & receive money instantly between mobile wallets - Pay bills (utilities, services, and more) with ease - Mobile top-ups for all networks - Connect to Afghan banks for transfers between bank accounts and wallets - Merchant payments and easy checkout - Utility and government payments in one place Why Choose AurumPay? AurumPay is designed to be secure, simple, and professional: - Licensed and regulated by the Central Bank of Afghanistan for trust and safety - Built with strong risk management and consumer protection standards - Fast transactions with zero fees - Works nationwide with support from local banks and financial partners Built for Afghanistan AurumPay connects with local banks and services to make digital finance accessible for all individual users across the country. Whether you’re paying bills, sending money to family, or topping up your phone, it’s all done in one secure app. Safe & Compliant We follow international best practices and local regulatory standards to keep your data and money safe. Your transactions are protected with advanced security and responsible risk controls. Download AurumPay now and take control of your finances — secure, connected, and right on your phone.

Screenshots

ATOMA Pay Customer4 screens
AurumPay4 screens

Verdict

The call

The clearest difference is rating: AurumPay at 4.6 against ATOMA Pay Customer's 3.2. AurumPay also leads on update cadence (fortnightly vs every 2 months). ATOMA Pay Customer's advantage is ratings volume (53 vs 5) and iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

AurumPay holds the better App Store score, 4.6 against 3.2. That said, the two scores are not equally well evidenced: ATOMA Pay Customer has 53 ratings behind it against 5, so its average is the more settled of the two.

UpkeepUpdate frequency

ATOMA Pay Customer ships an update every 2 months, AurumPay fortnightly. The most recent releases landed on November 4, 2026 and November 5, 2026 respectively.

Scorecard4 real differences · 6 level
ATOMA Pay Customer versus AurumPay: the parameters behind the verdict, then further details
ParameterATOMA Pay CustomerAurumPay
PriceFreeFree
Rating3.2 (53 ratings)4.6 (5 ratings) — better
Positive reviews0.0% of reviews—
Number of ratings53 — better5
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 — better15.0
Further details — not scored
Size50 MB36 MB
Age rating4+4+
DeveloperNERUOS S.A.LAurum Afghanistan Mobile Money Services

Customer experience

ATOMA Pay Customer

All ratings48 ratings
Positive50.0%
Neutral6.3%
Negative43.8%
Written reviews10 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

AurumPay

All ratings5 ratings
Positive80.0%
Neutral20.0%
Negative0.0%

In-app purchases

None

ATOMA Pay Customer

No in-app purchases

None

AurumPay

No in-app purchases

Questions

Is ATOMA Pay Customer free?
ATOMA Pay Customer is free to download, with no in-app purchases.
Is AurumPay free?
AurumPay is free to download, with no in-app purchases.
Which has better reviews, ATOMA Pay Customer or AurumPay?
AurumPay is rated higher. ATOMA Pay Customer averages 3.2 out of 5 from 53 ratings, while AurumPay averages 4.6 from 5 ratings.
Do ATOMA Pay Customer or AurumPay have ads?
Neither ATOMA Pay Customer nor AurumPay shows ads.
Which is updated more often, ATOMA Pay Customer or AurumPay?
ATOMA Pay Customer ships an update every 2 months, and AurumPay fortnightly. Most recently, ATOMA Pay Customer was updated on November 4, 2026 and AurumPay on November 5, 2026.

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