Comparison

ATOMA Pay Customer vs Baxak

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ATOMA Pay Customer

Manage your finances easily with this app. Send money, pay bills, and top up airtime all in one place. Keep track of your transactions and handle all your financial needs conveniently.

Highlights
  • Send money to friends and family
  • Top up airtime and purchase bundles
  • Pay bills and merchants
  • Manage your money
  • Track transactions
Features
Read full description

Welcome to the world of ATOMA. With ATOMA you can send money to friends & family, topup airtime, purchase bundles, pay your bills, merchants and much more. It's a one-stop shop for everything you need. ATOMA makes it easy to keep track of your money. You can use ATOMA services to manage your money.

About

Baxak

Easily track your income, expenses, and debts with this personal finance management tool. Generate and export financial reports, back up your data, and manage your money smarter. Your financial information remains secure on your device.

Highlights
  • Track income and expenses
  • Manage debts and receivables
  • Generate financial reports
  • Export reports as PDF
  • Backup and restore data
  • Multi-language support
  • Currency selection
Features
Read full description

Baxak is a simple and powerful personal finance management app designed to help you track your income, expenses, and journal (debts) with ease. With Baxak, you can: • Track daily income and expenses • Manage debts and receivables • Generate financial reports • Export reports as PDF • Backup and restore your data • Share reports easily • Choose your preferred currency • Use the app in multiple languages Your data stays securely on your device. Start managing your money smarter with Baxak today.

Screenshots

ATOMA Pay Customer4 screens
Baxak4 screens

Verdict

The call

The clearest difference is review sentiment: Baxak at 70% against ATOMA Pay Customer's 0%. Baxak also leads on rating (4.4 vs 3.2) and update cadence (every 2 weeks vs every 2 months). ATOMA Pay Customer's advantage is iOS requirement (12.0 vs 15.6). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Baxak holds the better App Store score, 4.4 against 3.2. Both are backed by a comparable volume of ratings — 53 and 61 respectively. Written reviews point the same way: 0% of ATOMA Pay Customer's written reviews are positive against 70% of Baxak's.

UpkeepUpdate frequency

ATOMA Pay Customer ships an update every 2 months, Baxak every 2 weeks. The most recent releases landed on November 4, 2026 and November 5, 2026 respectively.

Scorecard4 real differences · 6 level
ATOMA Pay Customer versus Baxak: the parameters behind the verdict, then further details
ParameterATOMA Pay CustomerBaxak
PriceFreeFree
Rating3.2 (53 ratings)4.4 (61 ratings) — better
Positive reviews0.0% of reviews70.0% of reviews — better
Number of ratings5361 — better
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12.0 — better15.6
Further details — not scored
Size50 MB43 MB
Age rating4+4+
DeveloperNERUOS S.A.LAbdul Amir Alioghli

Customer experience

ATOMA Pay Customer

All ratings48 ratings
Positive50.0%
Neutral6.3%
Negative43.8%
Written reviews10 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Baxak

All ratings56 ratings
Positive82.1%
Neutral5.4%
Negative12.5%
Written reviews10 reviews
Positive70.0%
Neutral10.0%
Negative20.0%

In-app purchases

None

ATOMA Pay Customer

No in-app purchases

None

Baxak

No in-app purchases

Questions

Is ATOMA Pay Customer free?
ATOMA Pay Customer is free to download, with no in-app purchases.
Is Baxak free?
Baxak is free to download, with no in-app purchases.
Which has better reviews, ATOMA Pay Customer or Baxak?
Baxak is rated higher. ATOMA Pay Customer averages 3.2 out of 5 from 53 ratings, while Baxak averages 4.4 from 61 ratings.
Do ATOMA Pay Customer or Baxak have ads?
Neither ATOMA Pay Customer nor Baxak shows ads.
Which is updated more often, ATOMA Pay Customer or Baxak?
ATOMA Pay Customer ships an update every 2 months, and Baxak every 2 weeks. Most recently, ATOMA Pay Customer was updated on November 4, 2026 and Baxak on November 5, 2026.

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