ATOMA Pay Customer vs Baxak
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ATOMA Pay Customer
Manage your finances easily with this app. Send money, pay bills, and top up airtime all in one place. Keep track of your transactions and handle all your financial needs conveniently.
- Send money to friends and family
- Top up airtime and purchase bundles
- Pay bills and merchants
- Manage your money
- Track transactions
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Welcome to the world of ATOMA. With ATOMA you can send money to friends & family, topup airtime, purchase bundles, pay your bills, merchants and much more. It's a one-stop shop for everything you need. ATOMA makes it easy to keep track of your money. You can use ATOMA services to manage your money.
Baxak
Easily track your income, expenses, and debts with this personal finance management tool. Generate and export financial reports, back up your data, and manage your money smarter. Your financial information remains secure on your device.
- Track income and expenses
- Manage debts and receivables
- Generate financial reports
- Export reports as PDF
- Backup and restore data
- Multi-language support
- Currency selection
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Baxak is a simple and powerful personal finance management app designed to help you track your income, expenses, and journal (debts) with ease. With Baxak, you can: • Track daily income and expenses • Manage debts and receivables • Generate financial reports • Export reports as PDF • Backup and restore your data • Share reports easily • Choose your preferred currency • Use the app in multiple languages Your data stays securely on your device. Start managing your money smarter with Baxak today.
Screenshots
Verdict
The clearest difference is review sentiment: Baxak at 70% against ATOMA Pay Customer's 0%. Baxak also leads on rating (4.4 vs 3.2) and update cadence (every 2 weeks vs every 2 months). ATOMA Pay Customer's advantage is iOS requirement (12.0 vs 15.6). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Baxak holds the better App Store score, 4.4 against 3.2. Both are backed by a comparable volume of ratings — 53 and 61 respectively. Written reviews point the same way: 0% of ATOMA Pay Customer's written reviews are positive against 70% of Baxak's.
ATOMA Pay Customer ships an update every 2 months, Baxak every 2 weeks. The most recent releases landed on November 4, 2026 and November 5, 2026 respectively.
| Parameter | ATOMA Pay Customer | Baxak |
|---|---|---|
| Price | Free | Free |
| Rating | 3.2 (53 ratings) | 4.4 (61 ratings) — better |
| Positive reviews | 0.0% of reviews | 70.0% of reviews — better |
| Number of ratings | 53 | 61 — better |
| Update frequency | Every 2 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 12.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 50 MB | 43 MB |
| Age rating | 4+ | 4+ |
| Developer | NERUOS S.A.L | Abdul Amir Alioghli |
Customer experience
ATOMA Pay Customer
Baxak
In-app purchases
ATOMA Pay Customer
No in-app purchases
Baxak
No in-app purchases








