Comparison

Towns vs Subset Network

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Towns

This app merges group chat functionality with a self-custody cryptocurrency wallet. Users can discuss financial markets, share investment ideas, and securely manage their digital assets directly within the application.

Highlights
  • Group chat for friends
  • Self-custodied wallet
  • Secure USDC purchase
  • Send and receive assets
  • Manage assets on your terms
Features
Read full description

Towns combines group chat with a self-custody wallet — so you can gather your community, talk markets, share ideas, and hold your assets directly. - Group chat built for communities - Self-custodied wallet — you control your keys - Send, receive, and manage assets on your terms - Your wallet. Your keys. Your conversations.

About

Subset Network

Read full description

“Saw this; thought of you...” used to hurt. Now, it's simple. With Subset, it's easier than ever to save, share and search the best web and app content. Save interesting things, bloomscroll through them, share with your people, and find things in seconds. Simple, fast, secure and built for those who HAVE to share. SAVE, ANNOTATE AND UPDATE Share extension saves from web/apps. Paste single or multiple links, or fetch all from any URL. Add names and notes. Get/edit titles automatically. Remove URL parameters like tracking IDs. Capture public or private notes, toggle between them. Paste excerpts. Filter share, push, note, excerpt activity. Archive, delete, mark unread. See created/modified dates. FIND WITH CUSTOM SEARCH Full text search across saves/shares. Search titles, notes, excerpts, URLs. Search by dates—before/after/between, or last n hours/days/weeks/months. AND/OR/NOT/NEAR operators. Search share records and peer aliases (to/from). Shortcuts for peer items. Compound queries with keyboard controls. Share results with peers. Searchable records for every share. SURFACE WITH VIEWS Views are shortcuts to searches or results. Auto-create after searches or create manually. Swipe to favourite/rename/delete. Open (runs query) or closed (static). Exclude items via swipe. Combine with AND/OR/NOT. Bulk archive/delete/mark unread. Share views with peers. EXPLORE WITH FEED MODE Integrated feed-browser. Enter via play symbol or swipe item. Open any search/view as feed. Two-finger swipe up/down navigates, left/right exits. HUD overlay opens items, detail view. Share/push from feed via HUD. Add notes via HUD. HUD navigates, exits, refreshes. Paste highlighted text as excerpt. Unread prompts toggle to read. View multiplexer switches feeds. Progress bar shows position. Tap links to go off-piste with HUD nav. Return to departure point anytime. Save off-piste items with departure URL. CONNECT AND SHARE WITH PEERS Public key crypto connects users. Set aliases, favourite peers. Fully E2EE. Share items, views, searches to multiple peers. Include notes, excerpts, share notes. Notifications when peers share. Received items added/updated. Bulk shares queued. Mute 24hrs. Review bulk content. Add names/notes to shares. Archive/merge/delete peers. PUSH TO APPS/TOOLS/SERVICES Push to messaging (WhatsApp, email), socials (X, Bluesky), tools. Include titles, notes, excerpts. Link outcomes to records. Export as CSV/JSON/Markdown/PDF with custom elements. STAY PRIVATE AND SECURE No authentication/IDs. On-device storage, auto backups. Export/import JSON. Exports auth-gated. Clear feed data. Biometric encryption, 24hr timeout. FaceID/TouchID/passcode. Force lock encrypts instantly. Share extension blocked when encrypted. Policy updates. Version notifications. Anonymous feedback. LEGAL Licensed under Apple's Standard EULA (https://www.apple.com/legal/internet-services/itunes/dev/stdeula/). By using Subset, you agree to our Terms (https://subset.network/terms) and Privacy Policy (https://subset.network/privacy). £0.99/month auto-renewing subscription. Cancels unless turned off 24+ hours before period ends. Without subscription: share extension and data export only. Full features require active subscription. Manage subscriptions in Apple ID settings (accessible via app menu). No refunds for partial periods except where legally required.

Screenshots

Towns4 screens
Subset Network4 screens

Verdict

The call

The clearest difference is price: Towns at Free against Subset Network's $0.99. Towns also leads on in-app purchases (none vs 1) and update cadence (every 10 days vs every 2 months). Subset Network's advantage is iOS requirement (15.0 vs 17.4). On ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Towns is free to download; Subset Network costs $0.99 up front. Subset Network sells 1 in-app purchase, starting at $0.99 per month. Towns asks for nothing beyond the download.

UpkeepUpdate frequency

Towns ships an update every 10 days, Subset Network every 2 months. The most recent releases landed on September 30, 2026 and October 9, 2026 respectively.

Scorecard4 real differences · 6 level
Towns versus Subset Network: the parameters behind the verdict, then further details
ParameterTownsSubset Network
PriceFree — better$0.99
Rating4.8 (93 ratings) — better—
Positive reviews80.0% of reviews—
Number of ratings93 — better—
Update frequencyEvery 10 days — betterEvery 2 months
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, Mac — betteriPhone, iPod
Requires iOS17.415.0 — better
Further details — not scored
Size119 MB20 MB
Age rating17+4+
DeveloperHere Not There, Inc.Subset Network Technologies LLC

In-app purchases

None

Towns

No in-app purchases

1 purchases

Subset Network

Subscriptions1
  • Subset Monthly$0.991 Month

Questions

Is Towns free?
Towns is free to download, with no in-app purchases.
Is Subset Network free?
Subset Network costs $0.99, and also offers in-app purchases.
Do Towns or Subset Network have ads?
Neither Towns nor Subset Network shows ads.
Which is updated more often, Towns or Subset Network?
Towns ships an update every 10 days, and Subset Network every 2 months. Most recently, Towns was updated on September 30, 2026 and Subset Network on October 9, 2026.

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