Comparison

Kalbe vs GazaPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kalbe

Manage your international payments with a virtual card. Easily top up using local currency and spend globally in USD for online purchases, subscriptions, and advertising. Enjoy a secure and flexible alternative to traditional bank cards.

Highlights
  • Virtual card for international payments
  • Local currency top-ups (MRU)
  • Spend in US dollars globally
  • Secure financial management
  • Alternative to traditional bank cards
  • Online purchase and subscription payments
Features
Read full description

Kalbe offers you a virtual card that simplifies your international payments! Easily top up with local currency (MRU) and spend anywhere in the world. Whether you're making online purchases, paying subscriptions, or advertising on social media, Kalbe helps you manage your finances simply and securely. With a local top-up process, you can load your card using traditional payment methods and then make transactions in US dollars without worry. Enjoy a flexible and transparent solution for your global payments, free from the limitations of traditional bank cards.

About

GazaPay

A secure and innovative electronic payment solution for bill payments and money transfers in Mauritania. This service is authorized by the Mauritanian Central Bank and operates under local regulations, offering a wide network of agencies.

Highlights
  • Secure electronic payments
  • Bill settlement
  • Money transfers
  • Innovative payment solution
  • Authorized by Central Bank
Features
Read full description

GazaPay est une Solution Sécurisée Rapide et Innovante, pour Paiement Électronique, Règlement des Factures, et Transfer D’Argent en Mauritanie. Société Anonyme de droit Mauritanien Créée en 2022. Son siège social est situé à N°630 Avenue Ahmed Salem Ghadda, Ksar, Nouakchott Mauritanie. Agrée par la Banque Centrale Mauritanienne. Gaza-Pay fonctionne conformément aux préceptes de la réglementation Mauritanienne. Ses activités ont débuté en mai 2022 avec l'ouverture de 500 agences sur tout le territoire Mauritanien.

Screenshots

Kalbe4 screens
GazaPay4 screens

Verdict

The call

The clearest difference is update cadence: Kalbe at every 2 weeks against GazaPay's every 3 months. GazaPay's advantage is iOS requirement (12.0 vs 15.1). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

GazaPay holds the better App Store score, 4.6 against 4.4. Both are backed by a comparable volume of ratings — 44 and 24 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Kalbe ships an update every 2 weeks, GazaPay every 3 months. Both last shipped on October 24, 2026.

Scorecard2 real differences · 8 level
Kalbe versus GazaPay: the parameters behind the verdict, then further details
ParameterKalbeGazaPay
PriceFreeFree
Rating4.4 (44 ratings)4.6 (24 ratings) — better
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings44 — better24
Update frequencyEvery 2 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.112.0 — better
Further details — not scored
Size49 MB43 MB
Age rating17+4+
DeveloperNEOTIC S.A.R.LGAZA-PAY-SA

Customer experience

Kalbe

All ratings43 ratings
Positive88.4%
Neutral2.3%
Negative9.3%
Written reviews5 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

GazaPay

All ratings24 ratings
Positive91.7%
Neutral0.0%
Negative8.3%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Kalbe

No in-app purchases

None

GazaPay

No in-app purchases

Questions

Is Kalbe free?
Kalbe is free to download, with no in-app purchases.
Is GazaPay free?
GazaPay is free to download, with no in-app purchases.
Which has better reviews, Kalbe or GazaPay?
GazaPay is rated higher. Kalbe averages 4.4 out of 5 from 44 ratings, while GazaPay averages 4.6 from 24 ratings.
Do Kalbe or GazaPay have ads?
Neither Kalbe nor GazaPay shows ads.
Which is updated more often, Kalbe or GazaPay?
Kalbe ships an update every 2 weeks, and GazaPay every 3 months. Most recently, Kalbe was updated on October 24, 2026 and GazaPay on October 24, 2026.

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